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Oak Valley Bancorp

OVLY | US

34.31

USD

0.10

0.29%

OVLY | US
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About Oak Valley Bancorp

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

08/06/2026

Close

34.31

Open

34.39

High

34.60

Low

33.98

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings money market health savings and individual retirement accounts as well as certificates of deposit. It also offers commercial real estate loans commercial business lending and trade finance and small business administration lending as well as consumer loans that include automobile loans home mortgages credit lines and other personal loans. In addition the company provides online and mobile banking remote deposit capture merchant night depository extended hours wire transfer of funds and note collection services as well as automated teller machines. The company was incorporated in 1990 and is headquartered in Oakdale California.

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OVLY | US

Risk
23.3
Sharpe
1.55
Luna's Score
64/100
Recommendation
Hold

Luna says (OVLY | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Low Market Beta (-0.4 to 0.8)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Sharpe Ratio (> 1.2)

What's not Working

High Short-term Volatility

Microcap (<300M USD)

Declining Revenue (< 0%)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

31.3%

1 month

23.3%

3 months

19.7%

6 months

21.2%

Returns

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Fundamental Ratios

PE

8.89

Fwd. PE

-

Price to book

1.31

Debt to equity

-

Debt to assets

-

Ent. to EBITDA

-

Ent. to rev.

2.88

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

286.82M

MarketCap(USD)

286.82M

Div. yield

1.68

Op. margin

40.40

Erngs. growth

-30.40

Rev. growth

-9.50

Ret. on equity

15.57

Short ratio

9.90

Short perc.

1.63

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

2.57

Range1M

2.57

Range3M

4.79

Volumes: Market Activity

Volume Averages

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Rel. volume

0.91

Price X volume

1.91M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
FS Bancorp IncFSBWBanks - Regional - US40.65314.95M-0.59%9.7983.60%
Citizens Financial Services IncCZFSBanks - Regional - US65.44311.49M10.35116.88%
CompX International IncCIXSecurity & Protection Services24.49301.68M1.03%17.920.00%
FVCBankcorp IncFVCBBanks - Regional - US16.3296.43M0.43%56.4637.57%
Flexsteel Industries IncFLXSFurnishings Fixtures & Appliances56.48293.90M-0.81%22.7146.83%
Investar Holding CorporationISTRBanks - Regional - US29285.04M-0.10%13.35133.65%
Western New England Bancorp IncWNEBBanks - Regional - US13.32283.96M-0.15%13.8665.37%
Fidelity D & D Bancorp IncFDBCBanks - Regional - US48.6278.76M2.21%18.8559.43%
First Northern Community BancorpFNRNBanks - Regional - US17.44270.65M1.10%8.160.00%
Ames National CorporationATLOBanks - Regional - US29.91268.96M0.34%18.5275.78%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
CPI Card Group IncPMTSBuilding Products & Equipment17.04190.13M-0.06%15.61-621.78%
Cosmos Group Holdings IncCOSGMedia - Diversified0.055126.11M-15.38%n/a-91.95%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment36.55104.96M-2.30%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.0598.55M3.77%9.0939.79%
Reading International IncRDIBMedia - Diversified8.566.68M-1.16%n/a4054.78%
ILAGILAGBuilding Products & Equipment3.612165.23M3.20%n/a5.48%
Reading International IncRDIMedia - Diversified1.1632.75M-1.69%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment1.116.07M7.84%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue2.8873.69Cheaper
PE Ratio8.8918.44Cheaper
Price to Book1.313,795.44Cheaper
Dividend Yield1.683.11Poor
Std. Deviation (3M)19.7332.77Lower Risk
Debt to Equity-0.66-
Debt to Assets-0.08-
Market Cap286.82M2.81BEmerging
  • 1

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