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FS Bancorp Inc

FSBW | US

39.45

USD

-0.01

-0.03%

FSBW | US
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About FS Bancorp Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

09/03/2026

Close

39.45

Open

38.88

High

40.07

Low

37.89

FS Bancorp Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families local and regional businesses and industry niches. The company operates in two segments Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments including checking accounts money market deposit accounts savings accounts and certificates of deposit. The company provides one-to-four-family residential first mortgages second mortgage/home equity loan products non-mortgage commercial business loans commercial real estate loans and construction and development loans as well as consumer loans which primarily include personal lines of credit credit cards automobile direct home improvement loans on deposit and recreational loans. It operates full bank service branches and home loan production offices in suburban communities in the greater Puget Sound area including Snohomish King Pierce Jefferson Kitsap Clallam Grays Harbor and Thurston counties; and a loan production office in the market area of the Tri-Cities. The company was founded in 1936 and is headquartered in Mountlake Terrace Washington.

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FSBW | US

Risk
21.3
Sharpe
0.13
Luna's Score
42/100
Recommendation
Sell

Luna says (FSBW | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

High Short-term Volatility

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Declining Revenue (< 0%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

26.8%

1 month

21.3%

3 months

25.9%

6 months

27.5%

Returns

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Fundamental Ratios

PE

9.79

Fwd. PE

8.53

Price to book

1.22

Debt to equity

0.84

Debt to assets

0.08

Ent. to EBITDA

-

Ent. to rev.

4.14

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

305.65M

MarketCap(USD)

305.65M

Div. yield

2.41

Op. margin

35.95

Erngs. growth

-2.60

Rev. growth

-1.30

Ret. on equity

13.52

Short ratio

1.78

Short perc.

0.70

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

3.99

Range1M

4.52

Range3M

6.33

Volumes: Market Activity

Volume Averages

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Rel. volume

1.45

Price X volume

608.20K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
MVB Financial CorpMVBFBanks - Regional - US25.48329.41M0.55%13.1230.10%
Parke Bancorp IncPKBKBanks - Regional - US27.215325.96M-0.17%9.0874.52%
BayCom CorpBCMLBanks - Regional - US28.7320.19M-1.14%11.6727.29%
Timberland Bancorp IncTSBKSavings & Cooperative Banks38.51306.77M0.42%10.138.97%
The First Bancorp IncFNLCBanks - Regional - US27.51306.57M-0.79%11.6194.26%
CompX International IncCIXSecurity & Protection Services24.21298.23M-0.37%17.920.00%
Plumas BancorpPLBCBanks - Regional - US49.84293.91M-0.78%9.0396.32%
Citizens Financial Services IncCZFSBanks - Regional - US61.2291.31M-0.49%10.35116.88%
FVCBankcorp IncFVCBBanks - Regional - US14.98272.43M0.07%56.4637.57%
Oak Valley BancorpOVLYBanks - Regional - US32.51271.77M0.31%8.890.00%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
CPI Card Group IncPMTSBuilding Products & Equipment15.485172.78M-0.23%15.61-621.78%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment41.64119.58M-0.50%5.1619.82%
Cosmos Group Holdings IncCOSGMedia - Diversified0.05114.65Mn/a-91.95%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.2100.99M-0.80%9.0939.79%
Reading International IncRDIBMedia - Diversified11.2488.17M-2.68%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment2.2332.59M0.90%0.0316.03%
Reading International IncRDIMedia - Diversified1.0429.36M4.07%n/a4054.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.1473.69Cheaper
PE Ratio9.7918.44Cheaper
Price to Book1.223,795.44Cheaper
Dividend Yield2.413.11Poor
Std. Deviation (3M)25.9332.77Lower Risk
Debt to Equity0.840.66Expensive
Debt to Assets0.080.08Par
Market Cap305.65M2.81BEmerging
  • 1

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