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FS Bancorp Inc

FSBW | US

40.65

USD

-0.24

-0.59%

FSBW | US
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About FS Bancorp Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

08/06/2026

Close

40.65

Open

40.69

High

41.16

Low

40.65

FS Bancorp Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families local and regional businesses and industry niches. The company operates in two segments Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments including checking accounts money market deposit accounts savings accounts and certificates of deposit. The company provides one-to-four-family residential first mortgages second mortgage/home equity loan products non-mortgage commercial business loans commercial real estate loans and construction and development loans as well as consumer loans which primarily include personal lines of credit credit cards automobile direct home improvement loans on deposit and recreational loans. It operates full bank service branches and home loan production offices in suburban communities in the greater Puget Sound area including Snohomish King Pierce Jefferson Kitsap Clallam Grays Harbor and Thurston counties; and a loan production office in the market area of the Tri-Cities. The company was founded in 1936 and is headquartered in Mountlake Terrace Washington.

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FSBW | US

Risk
24.1
Sharpe
0.18
Luna's Score
48/100
Recommendation
Hold

Luna says (FSBW | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Negative Momentum (Declining Price)

High Short-term Volatility

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Declining Revenue (< 0%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

28.4%

1 month

24.1%

3 months

27.8%

6 months

26.9%

Returns

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Fundamental Ratios

PE

9.79

Fwd. PE

8.53

Price to book

1.22

Debt to equity

0.84

Debt to assets

0.08

Ent. to EBITDA

-

Ent. to rev.

4.14

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

314.95M

MarketCap(USD)

314.95M

Div. yield

2.41

Op. margin

35.95

Erngs. growth

-2.60

Rev. growth

-1.30

Ret. on equity

13.52

Short ratio

1.78

Short perc.

0.70

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

2.60

Range1M

2.60

Range3M

5.65

Volumes: Market Activity

Volume Averages

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Rel. volume

0.95

Price X volume

432.76K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Chemung Financial CorporationCHMGBanks - Regional - US71.43339.72M0.56%9.7546.56%
The First Bancorp IncFNLCBanks - Regional - US29.63330.20M-0.60%11.6194.26%
Timberland Bancorp IncTSBKSavings & Cooperative Banks41.38329.63M-0.50%10.138.97%
Citizens & Northern CorporationCZNCBanks - Regional - US21.32328.17M-0.14%13.4292.00%
Plumas BancorpPLBCBanks - Regional - US54.71322.62M0.98%9.0396.32%
Citizens Financial Services IncCZFSBanks - Regional - US65.44311.49M10.35116.88%
CompX International IncCIXSecurity & Protection Services24.49301.68M1.03%17.920.00%
FVCBankcorp IncFVCBBanks - Regional - US16.3296.43M0.43%56.4637.57%
Flexsteel Industries IncFLXSFurnishings Fixtures & Appliances56.48293.90M-0.81%22.7146.83%
Oak Valley BancorpOVLYBanks - Regional - US34.31286.82M0.29%8.890.00%
  • 1

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PE Ratio
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CPI Card Group IncPMTSBuilding Products & Equipment17.04190.13M-0.06%15.61-621.78%
Cosmos Group Holdings IncCOSGMedia - Diversified0.055126.11M-15.38%n/a-91.95%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment36.55104.96M-2.30%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.0598.55M3.77%9.0939.79%
Reading International IncRDIBMedia - Diversified8.566.68M-1.16%n/a4054.78%
ILAGILAGBuilding Products & Equipment3.612165.23M3.20%n/a5.48%
Reading International IncRDIMedia - Diversified1.1632.75M-1.69%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment1.116.07M7.84%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.1473.69Cheaper
PE Ratio9.7918.44Cheaper
Price to Book1.223,795.44Cheaper
Dividend Yield2.413.11Poor
Std. Deviation (3M)27.7532.77Par
Debt to Equity0.840.66Expensive
Debt to Assets0.080.08Par
Market Cap314.95M2.81BEmerging
  • 1

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