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Investar Holding Corporation

ISTR | US

27.71

USD

0.30

1.09%

ISTR | US
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About Investar Holding Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

24/04/2026

Close

27.71

Open

27.40

High

27.96

Low

27.25

Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals professionals and small to medium-sized businesses in South Louisiana. The company offers various deposit products and services such as savings checking money market and individual retirement accounts as well as various certificates of deposit; debit cards; and mobile banking services as well as credit cards. It also provides commercial real estate loans; commercial and industrial loans including working capital lines of credit and equipment loans; loans for the construction of commercial projects and single family residential and multifamily properties; one-to-four family residential real estate loans such as second mortgage loans; consumer loans such as secured and unsecured installment and term loans home equity loans and lines of credit and auto loans as well as loans for personal family and household purposes. In addition the company offers cash management products including remote deposit capture lockbox payment processing virtual vault electronic statements positive pay ACH origination and wire transfer investment sweep accounts and business internet banking services. Further it provides various other banking services such as cashiers' checks direct deposit of payroll and social security checks night depository bank-by-mail automated teller machine interactive teller machines merchant card and mobile wallet payment services. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge Louisiana.

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ISTR | US

Risk
28.6
Sharpe
1.78
Luna's Score
55/100
Recommendation
Hold

Luna says (ISTR | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Sharpe Ratio (> 1.2)

What's not Working

Price Below SMA10D

High Short-term Volatility

Microcap (<300M USD)

High Debt to Equity (> 0.75)

Declining Revenue (< 0%)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

37.3%

1 month

28.6%

3 months

23.6%

6 months

23.5%

Returns

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Fundamental Ratios

PE

13.35

Fwd. PE

10.65

Price to book

0.88

Debt to equity

1.34

Debt to assets

0.11

Ent. to EBITDA

-

Ent. to rev.

6.32

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

272.36M

MarketCap(USD)

272.36M

Div. yield

2.06

Op. margin

22.58

Erngs. growth

-38.10

Rev. growth

-12.60

Ret. on equity

6.73

Short ratio

6.59

Short perc.

2.56

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

3.67

Range1M

3.91

Range3M

5.57

Volumes: Market Activity

Volume Averages

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Rel. volume

0.71

Price X volume

3.08M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Western New England Bancorp IncWNEBBanks - Regional - US13.86295.47M0.87%13.8665.37%
CompX International IncCIXSecurity & Protection Services23.71292.07M0.47%17.920.00%
FVCBankcorp IncFVCBBanks - Regional - US15.69285.34M0.06%56.4637.57%
Oak Valley BancorpOVLYBanks - Regional - US33.775282.34M-0.63%8.890.00%
Fidelity D & D Bancorp IncFDBCBanks - Regional - US46.03264.02M-0.24%18.8559.43%
First National CorporationFXNCBanks - Regional - US28.21252.79M0.21%16.4653.61%
Ames National CorporationATLOBanks - Regional - US28.05252.23M-0.43%18.5275.78%
Flexsteel Industries IncFLXSFurnishings Fixtures & Appliances48.2250.81M-0.17%22.7146.83%
The Lovesac CompanyLOVEFurnishings Fixtures & Appliances16.07250.03M-4.06%54.4290.24%
Norwood Financial CorpNWFLBanks - Regional - US30.86249.51M0.03%17.58115.50%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
CPI Card Group IncPMTSBuilding Products & Equipment18.17202.74M2.83%15.61-621.78%
Cosmos Group Holdings IncCOSGMedia - Diversified0.0662151.80M1.85%n/a-91.95%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment36.11103.70M0.00%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.1199.53M1.16%9.0939.79%
ILAGILAGBuilding Products & Equipment3.970.43M6.56%n/a5.48%
Reading International IncRDIMedia - Diversified1.1632.75M1.75%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment0.51657.55M-0.67%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue6.3273.69Cheaper
PE Ratio13.3518.44Cheaper
Price to Book0.883,795.44Cheaper
Dividend Yield2.063.11Poor
Std. Deviation (3M)23.6032.77Lower Risk
Debt to Equity1.340.66Expensive
Debt to Assets0.110.08Expensive
Market Cap272.36M2.81BEmerging
  • 1

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