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First Northern Community Bancorp

FNRN | US

17.25

USD

0.15

0.88%

FNRN | US
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About First Northern Community Bancorp

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

05/06/2026

Close

17.25

Open

17.10

High

17.32

Low

17.09

First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals and small to medium sized businesses. The company accepts demand deposits interest-bearing transaction deposits savings and money market deposit accounts and time deposits. It also offers commercial commercial real estate agriculture residential mortgage residential construction and consumer loans. In addition the company offers debit and credit cards; investment and brokerage services; alternative investment products and fiduciary and other financial services; and equipment leasing merchant card processing payroll and international banking services through third parties. Further it provides cashier's checks safe deposit boxes and other customary banking services. The company operates branches located in the cities of Auburn Davis Dixon Fairfield Rancho Cordova Roseville Sacramento Vacaville West Sacramento Winters and Woodland; satellite banking office inside a retirement community in the city of Davis; residential mortgage loan office in Davis; and commercial loan office in the Contra Costa County city of Walnut Creek. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon California.

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FNRN | US

Risk
10.6
Sharpe
3.91
Luna's Score
66/100
Recommendation
Buy

Luna says (FNRN | US)

What's Working

Strength based on increasing price with high volume

Low 6-Month Volatility (<30%)

Low Market Beta (-0.4 to 0.8)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Microcap (<300M USD)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

7.6%

1 month

10.6%

3 months

30.8%

6 months

22.8%

Returns

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Fundamental Ratios

PE

8.16

Fwd. PE

-

Price to book

0.95

Debt to equity

-

Debt to assets

-

Ent. to EBITDA

-

Ent. to rev.

2.24

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

267.70M

MarketCap(USD)

267.70M

Div. yield

-

Op. margin

38.48

Erngs. growth

-3.30

Rev. growth

-1.70

Ret. on equity

13.36

Short ratio

-

Short perc.

-

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

0.92

Range1M

1.22

Range3M

4.09

Volumes: Market Activity

Volume Averages

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Rel. volume

1.46

Price X volume

1.79M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Oak Valley BancorpOVLYBanks - Regional - US34.21285.98M1.63%8.890.00%
Investar Holding CorporationISTRBanks - Regional - US29.03285.33M1.40%13.35133.65%
Western New England Bancorp IncWNEBBanks - Regional - US13.34284.39M1.06%13.8665.37%
Fidelity D & D Bancorp IncFDBCBanks - Regional - US47.55272.74M1.21%18.8559.43%
Ames National CorporationATLOBanks - Regional - US29.81268.06M2.19%18.5275.78%
First National CorporationFXNCBanks - Regional - US29.06260.40M2.54%16.4653.61%
Franklin Financial Services CorporationFRAFBanks - Regional - US58.725258.91M1.25%9.74222.36%
First United CorporationFUNCBanks - Regional - US39.72256.81M0.00%14.0882.17%
Hawthorn Bancshares IncHWBKBanks - Regional - US36.41254.39M2.85%40.00108.29%
Norwood Financial CorpNWFLBanks - Regional - US30.79248.95M1.85%17.58115.50%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
CPI Card Group IncPMTSBuilding Products & Equipment17.05190.24M-3.73%15.61-621.78%
Cosmos Group Holdings IncCOSGMedia - Diversified0.065149.04M15.25%n/a-91.95%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment37.4099107.43M-5.15%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment5.8394.97M2.46%9.0939.79%
Reading International IncRDIBMedia - Diversified8.667.46M0.00%n/a4054.78%
ILAGILAGBuilding Products & Equipment3.563.21M1.16%n/a5.48%
Reading International IncRDIMedia - Diversified1.1833.31M0.85%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment1.0214.90M-4.67%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue2.2473.69Cheaper
PE Ratio8.1618.44Cheaper
Price to Book0.953,795.44Cheaper
Dividend Yield-3.11-
Std. Deviation (3M)30.7832.77Par
Debt to Equity-0.66-
Debt to Assets-0.08-
Market Cap267.70M2.81BEmerging
  • 1

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