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First National Corporation

FXNC | US

26.24

USD

-0.10

-0.38%

FXNC | US
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About First National Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

09/03/2026

Close

26.24

Open

26.01

High

26.36

Low

25.40

First National Corporation operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses individuals estates local governmental entities and non-profit organizations in Virginia. The company's deposit products include checking savings money market and individual retirement accounts as well as certificates of deposit and treasury management solutions. Its loan products comprise construction loans including residential land acquisition and development loans; 1-4 family residential real estate loans; and commercial real estate loans that are secured by commercial real estate including multi-family residential buildings office and retail buildings hotels industrial buildings and religious facilities. The company's loan products also include commercial and industrial loans that are secured by business assets such as accounts receivable equipment and inventory; home equity loans; and secured and unsecured consumer loans such as lines of credit automobile loans deposit account loans and installment and demand loans. In addition it provides wealth management services including estate planning investment management of assets trustee under an agreement trustee under a will and estate settlement. Further the company offers title insurance and investment services; and holds other real estate owned and office sites as well as provides internet and mobile banking remote deposit capture and other traditional banking services. First National Corporation was founded in 1907 and is headquartered in Strasburg Virginia.

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FXNC | US

Risk
22.2
Sharpe
0.43
Luna's Score
51/100
Recommendation
Hold

Luna says (FXNC | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

High Short-term Volatility

Microcap (<300M USD)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

24.0%

1 month

22.2%

3 months

22.9%

6 months

21.7%

Returns

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Fundamental Ratios

PE

16.46

Fwd. PE

9.43

Price to book

1.55

Debt to equity

0.54

Debt to assets

0.04

Ent. to EBITDA

-

Ent. to rev.

4.53

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

235.13M

MarketCap(USD)

235.13M

Div. yield

2.89

Op. margin

24.16

Erngs. growth

-30.40

Rev. growth

1.90

Ret. on equity

6.81

Short ratio

18.58

Short perc.

1.33

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

3.10

Range1M

3.49

Range3M

4.62

Volumes: Market Activity

Volume Averages

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Rel. volume

1.15

Price X volume

2.23M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Fidelity D & D Bancorp IncFDBCBanks - Regional - US43.1247.22M-1.06%18.8559.43%
C&F Financial CorporationCFFIBanks - Regional - US75.02245.08M2.98%10.6054.38%
Flexsteel Industries IncFLXSFurnishings Fixtures & Appliances46.34241.14M-1.43%22.7146.83%
Ames National CorporationATLOBanks - Regional - US26.67239.82M0.13%18.5275.78%
National Bankshares IncNKSHBanks - Regional - US37.19236.58M0.49%19.511.01%
LCNB CorpLCNBBanks - Regional - US16.71236.48M-0.71%29.3568.69%
Hawthorn Bancshares IncHWBKBanks - Regional - US33.56234.47M2.16%40.00108.29%
First United CorporationFUNCBanks - Regional - US36.24234.31M0.39%14.0882.17%
Norwood Financial CorpNWFLBanks - Regional - US28.95234.07M-0.48%17.58115.50%
The Bank of PrincetonBPRNBanks - Regional - US33.66231.44M-0.18%10.519.40%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
CPI Card Group IncPMTSBuilding Products & Equipment15.485172.78M-0.23%15.61-621.78%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment41.64119.58M-0.50%5.1619.82%
Cosmos Group Holdings IncCOSGMedia - Diversified0.05114.65Mn/a-91.95%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.2100.99M-0.80%9.0939.79%
Reading International IncRDIBMedia - Diversified11.2488.17M-2.68%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment2.2332.59M0.90%0.0316.03%
Reading International IncRDIMedia - Diversified1.0429.36M4.07%n/a4054.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.5373.69Cheaper
PE Ratio16.4618.44Par
Price to Book1.553,795.44Cheaper
Dividend Yield2.893.11Par
Std. Deviation (3M)22.9432.77Lower Risk
Debt to Equity0.540.66Par
Debt to Assets0.040.08Cheaper
Market Cap235.13M2.81BEmerging
  • 1

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