Old Second Bancorp Inc

Old Second Bancorp Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It offers demand NOW money market savings time deposit individual retirement and checking accounts as well as certificates of deposit accounts. The company also provides commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans including motor vehicle home improvement and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. In addition it offers safe deposit services; trust and wealth management services; and money orders cashier's checks foreign currency direct deposits discount brokerage debit and credit cards and other services as well as acquires the U.S. treasury notes and bonds. Further the company provides online and mobile banking; corporate cash management products including remote and mobile deposits capture investment sweep accounts zero balance accounts automated tax payments automatic teller machines access telephone banking lockbox accounts automated clearing house transactions account reconciliation controlled disbursement detail and general information reporting foreign and domestic wire transfers and vault services for currency and coin; and investment agency and custodial services for individual corporate and not-for-profit clients. Old Second Bancorp Inc. was incorporated in 1981 and is headquartered in Aurora Illinois.