Join over 2,000+ Investors
Register now and embark on your journey to informed and successful investing.
OceanFirst Financial Corp
OCFC | US
18.38
USD-0.14
-0.76%
OCFC | US
About OceanFirst Financial Corp
Sector
Financial Services
Industry
Savings & Cooperative Banks
Earnings date
30/06/2024
As of date
05/03/2026
Close
18.38
Open
18.25
High
18.49
Low
18.20
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services. It accepts money market accounts savings accounts interest-bearing checking accounts non-interest-bearing demand deposits and time deposits to retail government and business customers. The company also offers commercial real estate multi-family land loans construction fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans such as home equity loans and lines of credit student loans overdraft line of credit loans on savings accounts and other consumer loans. In addition it invests in mortgage-backed securities securities issued by the U.S. Government and agencies corporate securities and other investments. Further the company offers bankcard trust and asset management services; and sells life insurance products. The company was founded in 1902 and is based in Red Bank New Jersey.
View LessOCFC | US
Risk
28.1
Sharpe
0.19
Luna's Score
42/100
Recommendation
Sell
Luna says (OCFC | US)
What's Working
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
What's not Working
Negative Momentum (Declining Price)
Weakness based on declining price with high volume
Price Below SMA10D
High Short-term Volatility
Smallcap (300M - 2B USD)
High Market Beta (> 0.8)
High Debt to Equity (> 0.75)
Weak Sharpe Ratio (< 0.3)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
10 days
34.2%1 month
28.1%3 months
30.7%6 months
32.2%Returns
Fundamental Ratios
PE
10.91
Fwd. PE
10.62
Price to book
0.66
Debt to equity
0.78
Debt to assets
0.10
Ent. to EBITDA
-
Ent. to rev.
6.32
PEG
1.84
Other Fundamentals
EBITDA
-
MarketCap
1.07B
MarketCap(USD)
1.07B
Div. yield
4.19
Op. margin
39.15
Erngs. growth
25.80
Rev. growth
5.40
Ret. on equity
6.36
Short ratio
1.70
Short perc.
1.10
Market Sentiment (SMA and Price signals)
Short-term: Bearish (SMA10D < SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
2.06
Range1M
2.51
Range3M
3.48
Volumes: Market Activity
Rel. volume
1.02
Price X volume
11.59M
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 6.32 | 9.60 | Cheaper |
| PE Ratio | 10.91 | 20.95 | Cheaper |
| Price to Book | 0.66 | 0.99 | Cheaper |
| Dividend Yield | 4.19 | 2.87 | Leader |
| Std. Deviation (3M) | 30.71 | 37.27 | Par |
| Debt to Equity | 0.78 | 1.39 | Cheaper |
| Debt to Assets | 0.10 | 0.12 | Par |
| Market Cap | 1.07B | 1.16B | Par |
