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Heritage Financial Corporation

HFWA | US

26.47

USD

-1.23

-4.44%

HFWA | US
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About Heritage Financial Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

24/04/2026

Close

26.47

Open

27.54

High

27.87

Low

26.30

Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and individuals in the United States. The company accepts various deposit products such as noninterest demand deposits interest bearing demand deposits money market accounts savings accounts personal checking accounts and certificates of deposit. Its loan portfolio includes commercial and industrial loans owner-occupied and non-owner occupied commercial real estate loans one-to-four family residential loans real estate construction and land development loans consumer loans commercial business loans lines of credit term equipment financing and term real estate loans as well as commercial business loans to a range of businesses in industries that include real estate and rental and leasing healthcare accommodation and food services retail trade and construction. The company also originates loans that are guaranteed by the U.S. Small Business Administration; and offers trust services as well as objective advice. The company was formerly known as Heritage Financial Corporation M.H.C. and changed its name to Heritage Financial Corporation in 1998. Heritage Financial Corporation was founded in 1927 and is headquartered in Olympia Washington.

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HFWA | US

Risk
25.4
Sharpe
0.51
Luna's Score
52/100
Recommendation
Hold

Luna says (HFWA | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Weakness based on declining price with high volume

Price Below SMA10D

High Short-term Volatility

High Current Volume and Negative 1-Day Return

Smallcap (300M - 2B USD)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

28.0%

1 month

25.4%

3 months

26.8%

6 months

29.9%

Returns

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Fundamental Ratios

PE

17.95

Fwd. PE

12.22

Price to book

0.92

Debt to equity

0.61

Debt to assets

0.07

Ent. to EBITDA

-

Ent. to rev.

5.98

PEG

2.13

Other Fundamentals

EBITDA

-

MarketCap

913.11M

MarketCap(USD)

913.11M

Div. yield

4.02

Op. margin

31.27

Erngs. growth

-14.80

Rev. growth

-10.00

Ret. on equity

5.31

Short ratio

2.48

Short perc.

1.45

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

2.47

Range1M

3.65

Range3M

4.55

Volumes: Market Activity

Volume Averages

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Rel. volume

2.15

Price X volume

14.71M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Capitol Federal Financial IncCFFNSavings & Cooperative Banks7.69999.71M-0.77%n/a224.52%
Southside Bancshares IncSBSIBanks - Regional - US32.82993.34M-1.00%12.71116.38%
Metropolitan Bank Holding CorpMCBBanks - Regional - US88.01985.09M-1.30%10.9240.17%
Northeast BancorpNBNBanks - Regional - US119.77985.06M-1.82%11.3597.03%
Mercantil Bank Holding CorporationAMTBBanks - Regional - US22.82943.08M-4.92%34.34139.48%
Central Pacific Financial CorpCPFBanks - Regional - US34.01920.43M-1.39%14.1036.57%
Hanmi Financial CorporationHAFCBanks - Regional - US30.13911.99M1.28%9.3965.79%
Old Second Bancorp IncOSBCBanks - Regional - US20897.02M0.76%9.2650.65%
TrustCo Bank Corp NYTRSTBanks - Regional - US46.15877.33M-0.71%13.0520.11%
Esquire Financial Holdings IncESQBanks - Regional - US105.01873.08M-8.41%13.870.84%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Janus International Group Inc.JBIBuilding Products & Equipment5.44790.55M1.30%11.62116.21%
HUYA IncHUYAMedia - Diversified3.09699.49M-0.32%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment6.01694.62M-0.17%65.1877.00%
The Marcus CorporationMCSMedia - Diversified18.78604.22M0.91%n/a83.32%
AMC Entertainment Holdings IncAMCMedia - Diversified1.64592.62M-1.80%n/a-511.14%
Ennis IncEBFBuilding Products & Equipment20.33528.66M-1.26%13.282.28%
AHGAHGMedical Distribution2.035484.70M-4.01%n/a1.45%
AMC Networks IncAMCXMedia - Diversified8.47373.51M-3.31%6.32236.34%
ACCO Brands CorporationACCOBuilding Products & Equipment3.31317.09M1.85%n/a174.23%
CPI Card Group IncPMTSBuilding Products & Equipment18.17202.74M2.83%15.61-621.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue5.9873.69Cheaper
PE Ratio17.9518.44Par
Price to Book0.923,795.44Cheaper
Dividend Yield4.023.11Leader
Std. Deviation (3M)26.8332.77Par
Debt to Equity0.610.66Par
Debt to Assets0.070.08Par
Market Cap913.11M2.81BEmerging
  • 1

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