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MetroCity Bankshares Inc

MCBS | US

33.76

USD

-0.02

-0.06%

MCBS | US
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About MetroCity Bankshares Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

08/06/2026

Close

33.76

Open

33.94

High

34.33

Low

33.58

MetroCity Bankshares Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. It offers customary banking services such as consumer and commercial checking accounts savings accounts and certificates of deposit. The company also provides commercial and consumer loans including single family residential loans; construction and development and owner and non-owner occupied commercial real estate loans; and commercial and industrial loans residential mortgage loans and SBA loans. In addition it offers online banking services which include access to account balances online transfers online bill payment and electronic delivery of customer statements; mobile banking solutions such as remote check deposit with mobile bill pay; and automated teller machines and telephone banking services. Further it provides debit cards for checking customers direct deposits and cashier's checks; treasury management services including wire transfer automated clearing house and stop payments services; and cash management deposit products such as remote deposit capture positive pay zero balance accounts and sweep accounts. The company was founded in 2006 and is headquartered in Doraville Georgia.

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MCBS | US

Risk
24.4
Sharpe
0.86
Luna's Score
70/100
Recommendation
Buy

Luna says (MCBS | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

What's not Working

High Short-term Volatility

Smallcap (300M - 2B USD)

High Debt to Equity (> 0.75)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

24.0%

1 month

24.4%

3 months

23.0%

6 months

25.0%

Returns

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Fundamental Ratios

PE

13.63

Fwd. PE

-

Price to book

1.98

Debt to equity

0.94

Debt to assets

0.11

Ent. to EBITDA

-

Ent. to rev.

8.80

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

855.20M

MarketCap(USD)

855.20M

Div. yield

2.90

Op. margin

62.39

Erngs. growth

46.50

Rev. growth

33.60

Ret. on equity

15.06

Short ratio

3.26

Short perc.

0.70

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

2.36

Range1M

3.40

Range3M

6.96

Volumes: Market Activity

Volume Averages

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Rel. volume

0.79

Price X volume

2.05M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Trupanion IncTRUPInsurance - Specialty22.05929.71M0.23%n/a42.15%
FSB Bancorp IncFSBCBanks - Regional - US43.41925.48M0.91%13.1021.26%
Hanmi Financial CorporationHAFCBanks - Regional - US30.54924.40M0.36%9.3965.79%
Esquire Financial Holdings IncESQBanks - Regional - US110.28916.89M2.03%13.870.84%
Trinity Capital CorpTRINBanks - Regional - US16.72892.36M-0.95%8.37113.53%
Great Southern Bancorp IncGSBCBanks - Regional - US73.55859.14M0.33%11.5072.25%
Mercantile Bank CorporationMBWMBanks - Regional - US53.03856.03M0.55%9.15143.89%
First Financial CorporationTHFFBanks - Regional - US71.68846.83M0.84%10.1928.69%
Business First Bancshares IncBFSTBanks - Regional - US28.48837.77M0.11%10.7767.44%
Eagle Bancorp IncEGBNBanks - Regional - US27.42827.46M0.55%n/a147.01%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Janus International Group Inc.JBIBuilding Products & Equipment4.94717.89M-3.14%11.62116.21%
The Marcus CorporationMCSMedia - Diversified20.35654.73M0.00%n/a83.32%
AMC Entertainment Holdings IncAMCMedia - Diversified1.8650.44M0.56%n/a-511.14%
Latham Group Inc.SWIMBuilding Products & Equipment5.38621.80M1.89%65.1877.00%
HUYA IncHUYAMedia - Diversified2.49563.67M0.40%n/a0.00%
Ennis IncEBFBuilding Products & Equipment20.31528.14M-1.36%13.282.28%
AMC Networks IncAMCXMedia - Diversified9.68426.87M-1.22%6.32236.34%
ACCO Brands CorporationACCOBuilding Products & Equipment3.89372.65M1.83%n/a174.23%
AHGAHGMedical Distribution1.33316.78M-0.75%n/a1.45%
CPI Card Group IncPMTSBuilding Products & Equipment17.04190.13M-0.06%15.61-621.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue8.8073.69Cheaper
PE Ratio13.6318.44Cheaper
Price to Book1.983,795.44Cheaper
Dividend Yield2.903.11Par
Std. Deviation (3M)22.9532.77Lower Risk
Debt to Equity0.940.66Expensive
Debt to Assets0.110.08Expensive
Market Cap855.20M2.81BEmerging
  • 1

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