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MetroCity Bankshares Inc

MCBS | US

31.58

USD

-0.13

-0.41%

MCBS | US
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About MetroCity Bankshares Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

23/04/2026

Close

31.58

Open

31.76

High

31.91

Low

31.40

MetroCity Bankshares Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. It offers customary banking services such as consumer and commercial checking accounts savings accounts and certificates of deposit. The company also provides commercial and consumer loans including single family residential loans; construction and development and owner and non-owner occupied commercial real estate loans; and commercial and industrial loans residential mortgage loans and SBA loans. In addition it offers online banking services which include access to account balances online transfers online bill payment and electronic delivery of customer statements; mobile banking solutions such as remote check deposit with mobile bill pay; and automated teller machines and telephone banking services. Further it provides debit cards for checking customers direct deposits and cashier's checks; treasury management services including wire transfer automated clearing house and stop payments services; and cash management deposit products such as remote deposit capture positive pay zero balance accounts and sweep accounts. The company was founded in 2006 and is headquartered in Doraville Georgia.

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MCBS | US

Risk
20.7
Sharpe
0.38
Luna's Score
70/100
Recommendation
Buy

Luna says (MCBS | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

What's not Working

High Short-term Volatility

Smallcap (300M - 2B USD)

High Debt to Equity (> 0.75)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

25.1%

1 month

20.7%

3 months

24.8%

6 months

24.9%

Returns

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Fundamental Ratios

PE

13.63

Fwd. PE

-

Price to book

1.98

Debt to equity

0.94

Debt to assets

0.11

Ent. to EBITDA

-

Ent. to rev.

8.80

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

799.98M

MarketCap(USD)

799.98M

Div. yield

2.90

Op. margin

62.39

Erngs. growth

46.50

Rev. growth

33.60

Ret. on equity

15.06

Short ratio

3.26

Short perc.

0.70

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

2.56

Range1M

5.14

Range3M

6.42

Volumes: Market Activity

Volume Averages

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Rel. volume

0.57

Price X volume

1.84M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
FSB Bancorp IncFSBCBanks - Regional - US40.71867.92M0.37%13.1021.26%
Business First Bancshares IncBFSTBanks - Regional - US28.53839.24M1.13%10.7767.44%
Trinity Capital CorpTRINBanks - Regional - US15.6832.58M-2.74%8.37113.53%
Mercantile Bank CorporationMBWMBanks - Regional - US50.68818.10M0.52%9.15143.89%
Eagle Bancorp IncEGBNBanks - Regional - US26.15789.14M-2.72%n/a147.01%
First Community Bancshares IncFCBCBanks - Regional - US43785.63M0.77%15.670.18%
Capital City Bank Group IncCCBGBanks - Regional - US46.29784.24M1.80%11.8722.68%
First Financial CorporationTHFFBanks - Regional - US66.21782.21M0.95%10.1928.69%
Great Southern Bancorp IncGSBCBanks - Regional - US66.89781.34M-0.04%11.5072.25%
Horizon Bancorp IncHBNCBanks - Regional - US17.8778.08M1.42%36.47202.35%
  • 1

Diversifiers

Name
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Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Janus International Group Inc.JBIBuilding Products & Equipment5.37780.38M-2.01%11.62116.21%
HUYA IncHUYAMedia - Diversified3.1701.75M-3.43%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment6.02695.77M0.17%65.1877.00%
AMC Entertainment Holdings IncAMCMedia - Diversified1.67603.46M-2.34%n/a-511.14%
The Marcus CorporationMCSMedia - Diversified18.61598.75M-0.16%n/a83.32%
Ennis IncEBFBuilding Products & Equipment20.59535.42M1.28%13.282.28%
AHGAHGMedical Distribution2.12504.94M7.07%n/a1.45%
AMC Networks IncAMCXMedia - Diversified8.76386.30M0.34%6.32236.34%
ACCO Brands CorporationACCOBuilding Products & Equipment3.25311.34M-2.11%n/a174.23%
CPI Card Group IncPMTSBuilding Products & Equipment17.67197.16M-0.67%15.61-621.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue8.8073.69Cheaper
PE Ratio13.6318.44Cheaper
Price to Book1.983,795.44Cheaper
Dividend Yield2.903.11Par
Std. Deviation (3M)24.8132.77Lower Risk
Debt to Equity0.940.66Expensive
Debt to Assets0.110.08Expensive
Market Cap799.98M2.81BEmerging
  • 1

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