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Hanmi Financial Corporation

HAFC | US

25.43

USD

-0.33

-1.28%

HAFC | US
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About Hanmi Financial Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

09/03/2026

Close

25.43

Open

25.31

High

25.52

Low

24.54

Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. It offers various deposit products including noninterest-bearing checking accounts interest-bearing checking and savings accounts negotiable order of withdrawal accounts money market accounts and certificates of deposit. The company also provides real estate loans such as commercial property construction and residential property loans; and commercial and industrial loans such as commercial term loans and commercial lines of credit as well as international finance and trade services and products comprising letters of credit and import and export financing. In addition it offers consumer loans secured and unsecured loans home equity loans residential mortgages and credit cards; finance lending to small and middle market businesses; and small business administration loans for business purposes which comprise owner-occupied commercial real estate business acquisitions start-ups franchise financing working capital improvements and renovations inventory and equipment and debt-refinancing as well as equipment lease financing. The company was founded in 1982 and is headquartered in Los Angeles California.

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HAFC | US

Risk
28.5
Sharpe
0.36
Luna's Score
45/100
Recommendation
Sell

Luna says (HAFC | US)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

36.0%

1 month

28.5%

3 months

39.1%

6 months

35.3%

Returns

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Fundamental Ratios

PE

9.39

Fwd. PE

9.14

Price to book

0.90

Debt to equity

0.66

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

4.47

PEG

2.14

Other Fundamentals

EBITDA

-

MarketCap

769.73M

MarketCap(USD)

769.73M

Div. yield

4.76

Op. margin

36.69

Erngs. growth

-28.90

Rev. growth

-9.40

Ret. on equity

9.75

Short ratio

3.70

Short perc.

2.75

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

3.05

Range1M

3.40

Range3M

5.66

Volumes: Market Activity

Volume Averages

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Rel. volume

1.19

Price X volume

8.32M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Central Pacific Financial CorpCPFBanks - Regional - US31.16843.30M-1.05%14.1036.57%
TrustCo Bank Corp NYTRSTBanks - Regional - US43.81832.85M-0.05%13.0520.11%
Esquire Financial Holdings IncESQBanks - Regional - US98.67820.37M-0.66%13.870.84%
Mercantile Bank CorporationMBWMBanks - Regional - US50.11808.90M-0.43%9.15143.89%
FSB Bancorp IncFSBCBanks - Regional - US37.57800.98M-0.50%13.1021.26%
Trinity Capital CorpTRINBanks - Regional - US14.86793.09M-0.34%8.37113.53%
Business First Bancshares IncBFSTBanks - Regional - US26.55781.00M-0.41%10.7767.44%
Heritage Commerce CorpHTBKBanks - Regional - US12.42761.28M1.47%12.4310.61%
Eagle Bancorp IncEGBNBanks - Regional - US24.98753.83M-1.19%n/a147.01%
First Financial CorporationTHFFBanks - Regional - US61.9731.29M0.19%10.1928.69%
  • 1

Diversifiers

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Industry
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Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
HUYA IncHUYAMedia - Diversified3.49790.04M0.87%n/a0.00%
Janus International Group Inc.JBIBuilding Products & Equipment5.39783.29M1.89%11.62116.21%
Latham Group Inc.SWIMBuilding Products & Equipment6.31729.29M0.16%65.1877.00%
Ennis IncEBFBuilding Products & Equipment21.16550.24M-0.70%13.282.28%
The Marcus CorporationMCSMedia - Diversified16.77539.55M-3.40%n/a83.32%
AMC Entertainment Holdings IncAMCMedia - Diversified1.13408.33M-3.42%n/a-511.14%
AMC Networks IncAMCXMedia - Diversified8.05354.99M-3.01%6.32236.34%
AHGAHGMedical Distribution1.48352.51Mn/a1.45%
ACCO Brands CorporationACCOBuilding Products & Equipment3.67351.58M-6.14%n/a174.23%
CPI Card Group IncPMTSBuilding Products & Equipment15.485172.78M-0.23%15.61-621.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.4773.69Cheaper
PE Ratio9.3918.44Cheaper
Price to Book0.903,795.44Cheaper
Dividend Yield4.763.11Leader
Std. Deviation (3M)39.1532.77Par
Debt to Equity0.660.66Par
Debt to Assets0.060.08Cheaper
Market Cap769.73M2.81BEmerging
  • 1

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