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Esquire Financial Holdings Inc

ESQ | US

110.28

USD

2.19

2.03%

ESQ | US
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About Esquire Financial Holdings Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

08/06/2026

Close

110.28

Open

108.50

High

111.02

Low

107.91

Esquire Financial Holdings Inc. operates as the bank holding company for Esquire Bank National Association that provides commercial banking products and services to legal industry and small businesses and commercial and retail customers in the United States. The company offers checking savings money market and time deposits as well as certificates of deposit. It also provides commercial loans such as short-term financing for inventory receivables the purchase of supplies or other operating needs arising during the normal course of business as well as loans to its qualified merchant customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants as well as loans to individuals for debt consolidation medical expenses living expenses payment of outstanding bills or other consumer needs; and real estate loans such as multifamily 1-4 family residential commercial real estate and construction loans as well as merchant services. Esquire Financial Holdings Inc. was founded in 2006 and is headquartered in Jericho New York.

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ESQ | US

Risk
28.5
Sharpe
0.63
Luna's Score
72/100
Recommendation
Buy

Luna says (ESQ | US)

What's Working

Positive Momentum

Low Market Beta (-0.4 to 0.8)

Low Debt to Equity (< 0.25)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

What's not Working

Smallcap (300M - 2B USD)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

30.0%

1 month

28.5%

3 months

35.1%

6 months

34.7%

Returns

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Fundamental Ratios

PE

13.87

Fwd. PE

-

Price to book

2.54

Debt to equity

0.01

Debt to assets

0.00

Ent. to EBITDA

-

Ent. to rev.

4.72

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

916.89M

MarketCap(USD)

916.89M

Div. yield

0.90

Op. margin

49.32

Erngs. growth

13.60

Rev. growth

16.30

Ret. on equity

20.32

Short ratio

8.22

Short perc.

3.40

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

7.92

Range1M

10.48

Range3M

24.38

Volumes: Market Activity

Volume Averages

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Rel. volume

0.91

Price X volume

10.45M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
MILLERKNOLL INCMLKNFurnishings Fixtures & Appliances14.521.00B-1.76%29.03102.81%
Southside Bancshares IncSBSIBanks - Regional - US33.061.00B-0.27%12.71116.38%
Northeast BancorpNBNBanks - Regional - US120.47990.82M0.99%11.3597.03%
Old Second Bancorp IncOSBCBanks - Regional - US21.71973.72M0.70%9.2650.65%
Heritage Financial CorporationHFWABanks - Regional - US27.91962.79M0.47%17.9561.36%
Central Pacific Financial CorpCPFBanks - Regional - US35.29955.07M0.28%14.1036.57%
Coastal Financial CorporationCCBBanks - Regional - US70.8952.71M0.80%21.9316.93%
Mercantil Bank Holding CorporationAMTBBanks - Regional - US22.87945.14M0.40%34.34139.48%
Trupanion IncTRUPInsurance - Specialty22.05929.71M0.23%n/a42.15%
FSB Bancorp IncFSBCBanks - Regional - US43.41925.48M0.91%13.1021.26%
  • 1

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The Marcus CorporationMCSMedia - Diversified20.35654.73M0.00%n/a83.32%
AMC Entertainment Holdings IncAMCMedia - Diversified1.8650.44M0.56%n/a-511.14%
Latham Group Inc.SWIMBuilding Products & Equipment5.38621.80M1.89%65.1877.00%
HUYA IncHUYAMedia - Diversified2.49563.67M0.40%n/a0.00%
Ennis IncEBFBuilding Products & Equipment20.31528.14M-1.36%13.282.28%
AMC Networks IncAMCXMedia - Diversified9.68426.87M-1.22%6.32236.34%
ACCO Brands CorporationACCOBuilding Products & Equipment3.89372.65M1.83%n/a174.23%
AHGAHGMedical Distribution1.33316.78M-0.75%n/a1.45%
CPI Card Group IncPMTSBuilding Products & Equipment17.04190.13M-0.06%15.61-621.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.7273.69Cheaper
PE Ratio13.8718.44Cheaper
Price to Book2.543,795.44Cheaper
Dividend Yield0.903.11Poor
Std. Deviation (3M)35.1432.77Par
Debt to Equity0.010.66Cheaper
Debt to Assets0.000.08Cheaper
Market Cap916.89M2.81BEmerging
  • 1

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