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Harleysville Financial Corporation

HARL | US

27.08

USD

0

0%

HARL | US

About Harleysville Financial Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

06/03/2026

Close

27.08

Open

27.08

High

27.08

Low

27.08

Harleysville Financial Corporation operates as the bank holding company for Harleysville Bank that provides various banking products and services primarily in southeastern Pennsylvania. The company offers various deposit products including savings money market and checking accounts; and certificates of deposit. It also provides auto mortgage home equity savings account business term and commercial real estate loans as well as line of credit. In addition the company offers online banking and bill payment mobile banking debit card telephone banking remote deposit automated clearing house processing sweep account zero balance account employee and other cash management services. Further it provides investment services such as financial consultation cash and wealth management education planning investment strategy insurance retirement and estate planning financial and goal planning and asset allocation services as well as offers investment products such as fixed and variable annuities mutual funds life insurances stocks and bonds tax-advantaged investments long-term care insurances disability insurances retirement plans/individual retirement accounts wrap accounts and unit investment trusts. Additionally the company offers consumer loans including residential mortgage construction and non-real estate consumer loans; and commercial loans such as commercial mortgages and commercial business loans. The company was formerly known as Harleysville Savings Financial Corporation and changed its name to Harleysville Financial Corporation in May 2017. The company was incorporated in 1915 and is headquartered in Harleysville Pennsylvania.

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HARL | US

Risk
14.6
Sharpe
0
Luna's Score
57/100
Recommendation
Hold

Luna says (HARL | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

High Short-term Volatility

Microcap (<300M USD)

Declining Revenue (< 0%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

15.0%

1 month

14.6%

3 months

13.7%

6 months

13.8%

Returns

Fundamental Ratios

PE

9.09

Fwd. PE

-

Price to book

0.93

Debt to equity

-

Debt to assets

-

Ent. to EBITDA

-

Ent. to rev.

2.88

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

98.45M

MarketCap(USD)

98.45M

Div. yield

5.61

Op. margin

38.30

Erngs. growth

-31.70

Rev. growth

-19.50

Ret. on equity

10.19

Short ratio

2.03

Short perc.

0.09

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

0.75

Range1M

1.15

Range3M

2.25

Volumes: Market Activity

Rel. volume

0.06

Price X volume

2.71K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
First Guaranty Bancshares IncFGBIBanks - Regional - US8.61107.67M-2.38%12.47111.25%
Union Bankshares IncUNBBanks - Regional - US23.44106.04M-2.58%12.50411.19%
Bank of the James Financial Group IncBOTJBanks - Regional - US19.9890.78M0.65%6.8231.83%
IF Bancorp IncIROQSavings & Cooperative Banks27.989.79M0.32%36.1478.80%
Lake Shore Bancorp IncLSBKSavings & Cooperative Banks15.5589.21M-0.48%18.5926.75%
Summit State BankSSBIBanks - Regional - US13.0988.80M0.23%8.9610.41%
United Bancorp IncUBCPBanks - Regional - US15.2487.99M-0.07%8.30217.95%
Viomi Technology Company. LtdVIOTFurnishings Fixtures & Appliances1.2887.43M0.79%n/a17.40%
The Freedom Bank of VirginiaFDVABanks - Regional - US11.9987.06M-2.04%30.630.00%
Auburn National Bancorporation IncAUBNBanks - Regional - US24.7486.43M-0.84%117.220.00%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.25101.81M-0.95%9.0939.79%
Reading International IncRDIBMedia - Diversified11.5590.60M-5.17%n/a4054.78%
ILAGILAGBuilding Products & Equipment2.478344.76M6.82%n/a5.48%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment2.2132.29M-3.49%0.0316.03%
Reading International IncRDIMedia - Diversified0.999328.21M-2.98%n/a4054.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue2.8873.69Cheaper
PE Ratio9.0918.44Cheaper
Price to Book0.933,795.44Cheaper
Dividend Yield5.613.11Leader
Std. Deviation (3M)13.7532.77Lower Risk
Debt to Equity-0.66-
Debt to Assets-0.08-
Market Cap98.45M2.81BEmerging
  • 1

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