Join over 2,000+ Investors
Register now and embark on your journey to informed and successful investing.
Lake Shore Bancorp Inc
LSBK | US
15.84
USD0.15
0.99%
LSBK | US
Loading StockChartView...
About Lake Shore Bancorp Inc
Sector
Financial Services
Industry
Savings & Cooperative Banks
Earnings date
30/06/2024
As of date
05/06/2026
Close
15.84
Open
15.78
High
15.88
Low
15.70
Lake Shore Bancorp Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services in New York. The company accepts various deposit products such as regular savings deposits including Christmas Club and statement savings accounts; money market savings and checking accounts; interest bearing and non-interest bearing checking accounts such as demand deposits; health savings accounts; retirement accounts; time deposits; interest on lawyer accounts; and accounts for individuals as well as commercial savings checking and money market accounts for small to medium sized businesses. Its loan portfolio consists of commercial real estate commercial construction and home equity loans and lines of credit; commercial loans comprising business installment loans lines of credit and other commercial loans; one- to four-family residential mortgages; and consumer loans such as personal consumer loans overdraft lines of credit vehicle loans secured and unsecured property improvement loans and other secured loans as well as loans secured by certificates of deposit. The company was founded in 1891 and is headquartered in Dunkirk New York. Lake Shore Bancorp Inc. is a subsidiary of Lake Shore MHC.
View LessLSBK | US
Risk
11.3
Sharpe
0
Luna's Score
58/100
Recommendation
Hold
Luna says (LSBK | US)
What's Working
Low 6-Month Volatility (<30%)
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Low Market Beta (-0.4 to 0.8)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
What's not Working
Microcap (<300M USD)
Declining Revenue (< 0%)
Weak Sharpe Ratio (< 0.3)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
Loading RiskMeterView...
10 days
11.2%1 month
11.3%3 months
15.9%6 months
15.0%Returns
Loading ReturnMeterView...
Fundamental Ratios
PE
18.59
Fwd. PE
-
Price to book
0.92
Debt to equity
0.27
Debt to assets
0.03
Ent. to EBITDA
-
Ent. to rev.
4.10
PEG
-
Other Fundamentals
EBITDA
-
MarketCap
90.87M
MarketCap(USD)
90.87M
Div. yield
5.16
Op. margin
25.94
Erngs. growth
35.80
Rev. growth
-10.40
Ret. on equity
5.22
Short ratio
0.35
Short perc.
0.12
Market Sentiment (SMA and Price signals)
Short-term: Bearish (SMA10D < SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Loading MovingAverageView...
Range10D
0.43
Range1M
0.45
Range3M
1.75
Volumes: Market Activity
Volume Averages
Loading VolumeAverageView...
Rel. volume
0.24
Price X volume
49.50K
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 4.10 | 9.60 | Cheaper |
| PE Ratio | 18.59 | 20.95 | Par |
| Price to Book | 0.92 | 0.99 | Par |
| Dividend Yield | 5.16 | 2.87 | Leader |
| Std. Deviation (3M) | 15.88 | 37.27 | Lower Risk |
| Debt to Equity | 0.27 | 1.39 | Cheaper |
| Debt to Assets | 0.03 | 0.12 | Cheaper |
| Market Cap | 90.87M | 1.16B | Emerging |
