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First US Bancshares Inc

FUSB | US

15.85

USD

0.13

0.83%

FUSB | US
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About First US Bancshares Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

21/04/2026

Close

15.85

Open

15.79

High

15.85

Low

15.79

First US Bancshares Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits savings accounts NOW accounts money market demand accounts individual retirement accounts and time deposits. Its loan products include commercial construction land and land development loans; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties office or mixed-use facilities strip shopping centers or other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans including automobile loans loans for household and personal purposes and other direct consumer installment loans. The company also provides loans secured by personal property items. In addition it provides letters of credit; and safe deposit box and remote deposit capture services as well as underwrites credit life credit accident health insurance and reinsurance policies. The company serves small-and medium-sized businesses property managers business executives professionals and other individuals. The company was formerly known as United Security Bancshares Inc. and changed its name to First US Bancshares Inc. in October 2016. First US Bancshares Inc. was founded in 1952 and is headquartered in Birmingham Alabama.

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FUSB | US

Risk
19.1
Sharpe
0
Luna's Score
52/100
Recommendation
Hold

Luna says (FUSB | US)

What's Working

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Microcap (<300M USD)

High Market Beta (> 0.8)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

14.8%

1 month

19.1%

3 months

29.0%

6 months

30.6%

Returns

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Fundamental Ratios

PE

8.32

Fwd. PE

-

Price to book

0.70

Debt to equity

0.30

Debt to assets

0.03

Ent. to EBITDA

-

Ent. to rev.

2.27

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

91.06M

MarketCap(USD)

91.06M

Div. yield

1.75

Op. margin

27.36

Erngs. growth

9.70

Rev. growth

1.90

Ret. on equity

9.61

Short ratio

1.25

Short perc.

0.13

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

0.62

Range1M

1.07

Range3M

2.29

Volumes: Market Activity

Volume Averages

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Rel. volume

0.21

Price X volume

20.80K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Summit State BankSSBIBanks - Regional - US13.7593.28M0.70%8.9610.41%
United Bancorp IncUBCPBanks - Regional - US15.991.80M0.76%8.30217.95%
Lake Shore Bancorp IncLSBKSavings & Cooperative Banks15.9591.51M0.69%18.5926.75%
First Northwest BancorpFNWBSavings & Cooperative Banks10.0489.22M-1.08%n/a197.24%
Bank of South Carolina CorporationBKSCBanks - Regional - US15.785.69M10.5689.54%
Consumers Bancorp IncCBKMBanks - Regional - US26.6783.31M1.87%6.610.00%
Auburn National Bancorporation IncAUBNBanks - Regional - US23.80583.17M-0.85%117.220.00%
Pathfinder Bancorp IncPBHCSavings & Cooperative Banks13.682.96M0.97%13.32169.82%
Viomi Technology Company. LtdVIOTFurnishings Fixtures & Appliances1.06572.74M-4.05%n/a17.40%
Purple Innovation IncPRPLFurnishings Fixtures & Appliances0.661571.25M3.93%n/a246.37%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.0999.20M-1.93%9.0939.79%
Reading International IncRDIBMedia - Diversified9.473.74M1.08%n/a4054.78%
ILAGILAGBuilding Products & Equipment3.970.43M7.29%n/a5.48%
Reading International IncRDIMedia - Diversified1.1933.59M-1.65%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment0.693910.14M-0.87%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue2.2773.69Cheaper
PE Ratio8.3218.44Cheaper
Price to Book0.703,795.44Cheaper
Dividend Yield1.753.11Poor
Std. Deviation (3M)29.0332.77Par
Debt to Equity0.300.66Cheaper
Debt to Assets0.030.08Cheaper
Market Cap91.06M2.81BEmerging
  • 1

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