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Chemung Financial Corporation

CHMG | US

54.85

USD

-0.09

-0.16%

CHMG | US
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About Chemung Financial Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

09/03/2026

Close

54.85

Open

55.28

High

55.81

Low

53.00

Chemung Financial Corporation operates as the holding company for Chemung Canal Trust Company that provides a range of banking financing fiduciary and other financial services. The company provides demand savings and time deposits; non-interest and interest-bearing checking accounts; and insured money market accounts. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial mortgage loans; residential mortgage loans; consumer loans including home equity lines of credit and home equity term loans; and interest rate swaps letters of credit wealth management employee benefit plans insurance products mutual fund and brokerage services. In addition the company provides annuities brokerage and tax preparation services. Further it offers guardian custodian and trustee services as well as acts as an agent for pension profit-sharing and other employee benefit trusts; and various investment pension estate planning and employee benefit administrative services. Chemung Financial Corporation was founded in 1833 and is headquartered in Elmira New York.

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CHMG | US

Risk
32.7
Sharpe
0.28
Luna's Score
52/100
Recommendation
Hold

Luna says (CHMG | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

High Short-term Volatility

Microcap (<300M USD)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

37.3%

1 month

32.7%

3 months

33.3%

6 months

29.0%

Returns

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Fundamental Ratios

PE

9.75

Fwd. PE

9.17

Price to book

1.14

Debt to equity

0.47

Debt to assets

0.03

Ent. to EBITDA

-

Ent. to rev.

3.33

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

260.87M

MarketCap(USD)

260.87M

Div. yield

2.58

Op. margin

37.67

Erngs. growth

-3.90

Rev. growth

2.80

Ret. on equity

13.24

Short ratio

0.79

Short perc.

0.28

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

6.04

Range1M

12.50

Range3M

12.84

Volumes: Market Activity

Volume Averages

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Rel. volume

1.35

Price X volume

502.59K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
FVCBankcorp IncFVCBBanks - Regional - US14.98272.43M0.07%56.4637.57%
Oak Valley BancorpOVLYBanks - Regional - US32.51271.77M0.31%8.890.00%
Investar Holding CorporationISTRBanks - Regional - US27.36268.92M-0.80%13.35133.65%
Western New England Bancorp IncWNEBBanks - Regional - US12.54267.33M0.48%13.8665.37%
Fidelity D & D Bancorp IncFDBCBanks - Regional - US43.1247.22M-1.06%18.8559.43%
C&F Financial CorporationCFFIBanks - Regional - US75.02245.08M2.98%10.6054.38%
Flexsteel Industries IncFLXSFurnishings Fixtures & Appliances46.34241.14M-1.43%22.7146.83%
Ames National CorporationATLOBanks - Regional - US26.67239.82M0.13%18.5275.78%
National Bankshares IncNKSHBanks - Regional - US37.19236.58M0.49%19.511.01%
LCNB CorpLCNBBanks - Regional - US16.71236.48M-0.71%29.3568.69%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
CPI Card Group IncPMTSBuilding Products & Equipment15.485172.78M-0.23%15.61-621.78%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment41.64119.58M-0.50%5.1619.82%
Cosmos Group Holdings IncCOSGMedia - Diversified0.05114.65Mn/a-91.95%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.2100.99M-0.80%9.0939.79%
Reading International IncRDIBMedia - Diversified11.2488.17M-2.68%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment2.2332.59M0.90%0.0316.03%
Reading International IncRDIMedia - Diversified1.0429.36M4.07%n/a4054.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue3.3373.69Cheaper
PE Ratio9.7518.44Cheaper
Price to Book1.143,795.44Cheaper
Dividend Yield2.583.11Par
Std. Deviation (3M)33.3532.77Par
Debt to Equity0.470.66Cheaper
Debt to Assets0.030.08Cheaper
Market Cap260.87M2.81BEmerging
  • 1

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