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Chemung Financial Corporation

CHMG | US

71.43

USD

0.40

0.56%

CHMG | US
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About Chemung Financial Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

08/06/2026

Close

71.43

Open

71.20

High

73.05

Low

70.55

Chemung Financial Corporation operates as the holding company for Chemung Canal Trust Company that provides a range of banking financing fiduciary and other financial services. The company provides demand savings and time deposits; non-interest and interest-bearing checking accounts; and insured money market accounts. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial mortgage loans; residential mortgage loans; consumer loans including home equity lines of credit and home equity term loans; and interest rate swaps letters of credit wealth management employee benefit plans insurance products mutual fund and brokerage services. In addition the company provides annuities brokerage and tax preparation services. Further it offers guardian custodian and trustee services as well as acts as an agent for pension profit-sharing and other employee benefit trusts; and various investment pension estate planning and employee benefit administrative services. Chemung Financial Corporation was founded in 1833 and is headquartered in Elmira New York.

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CHMG | US

Risk
23.8
Sharpe
1.80
Luna's Score
75/100
Recommendation
Buy

Luna says (CHMG | US)

What's Working

Positive Momentum

Strength based on increasing price with high volume

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Smallcap (300M - 2B USD)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

26.0%

1 month

23.8%

3 months

33.8%

6 months

33.7%

Returns

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Fundamental Ratios

PE

9.75

Fwd. PE

9.17

Price to book

1.14

Debt to equity

0.47

Debt to assets

0.03

Ent. to EBITDA

-

Ent. to rev.

3.33

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

339.72M

MarketCap(USD)

339.72M

Div. yield

2.58

Op. margin

37.67

Erngs. growth

-3.90

Rev. growth

2.80

Ret. on equity

13.24

Short ratio

0.79

Short perc.

0.28

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

6.11

Range1M

8.05

Range3M

22.74

Volumes: Market Activity

Volume Averages

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Rel. volume

1.08

Price X volume

3.90M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Waterstone Financial IncWSBFSavings & Cooperative Banks18.59361.71M-1.01%23.52197.29%
Colony Bankcorp IncCBANBanks - Regional - US20.45359.71M1.04%12.34101.23%
MVB Financial CorpMVBFBanks - Regional - US27.65357.46M-0.75%13.1230.10%
BayCom CorpBCMLBanks - Regional - US31.82354.99M0.16%11.6727.29%
The First Bancorp IncFNLCBanks - Regional - US29.63330.20M-0.60%11.6194.26%
Timberland Bancorp IncTSBKSavings & Cooperative Banks41.38329.63M-0.50%10.138.97%
Citizens & Northern CorporationCZNCBanks - Regional - US21.32328.17M-0.14%13.4292.00%
Plumas BancorpPLBCBanks - Regional - US54.71322.62M0.98%9.0396.32%
FS Bancorp IncFSBWBanks - Regional - US40.65314.95M-0.59%9.7983.60%
Citizens Financial Services IncCZFSBanks - Regional - US65.44311.49M10.35116.88%
  • 1

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AHGAHGMedical Distribution1.33316.78M-0.75%n/a1.45%
CPI Card Group IncPMTSBuilding Products & Equipment17.04190.13M-0.06%15.61-621.78%
Cosmos Group Holdings IncCOSGMedia - Diversified0.055126.11M-15.38%n/a-91.95%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment36.55104.96M-2.30%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.0598.55M3.77%9.0939.79%
Reading International IncRDIBMedia - Diversified8.566.68M-1.16%n/a4054.78%
ILAGILAGBuilding Products & Equipment3.612165.23M3.20%n/a5.48%
Reading International IncRDIMedia - Diversified1.1632.75M-1.69%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment1.116.07M7.84%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue3.3373.69Cheaper
PE Ratio9.7518.44Cheaper
Price to Book1.143,795.44Cheaper
Dividend Yield2.583.11Par
Std. Deviation (3M)33.8432.77Par
Debt to Equity0.470.66Cheaper
Debt to Assets0.030.08Cheaper
Market Cap339.72M2.81BEmerging
  • 1

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