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BayCom Corp

BCML | US

28.70

USD

-0.33

-1.14%

BCML | US
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About BayCom Corp

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

09/03/2026

Close

28.70

Open

28.85

High

29.16

Low

28.07

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses service professionals and individuals. The company provides demand savings money market and time deposit accounts. It also offers commercial and multifamily real estate loans including owner-occupied and investor real estate loans; commercial and industrial loans such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans unsecured and secured personal lines of credit and overdraft protection. In addition the company provides online and mobile banking automated teller machine remote deposit capture night depository courier direct deposit treasury management wire transfer automated clearing house debit cards cashier's and travelers checks letters of credit lockbox positive pay reverse positive pay and account reconciliation services as well as zero balance accounts and sweep accounts including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Denver Colorado; Custer Delta and Grand counties Colorado; and Seattle Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek California.

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BCML | US

Risk
19.8
Sharpe
0.27
Luna's Score
49/100
Recommendation
Hold

Luna says (BCML | US)

What's Working

Low 6-Month Volatility (<30%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

Smallcap (300M - 2B USD)

Declining Revenue (< 0%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

24.4%

1 month

19.8%

3 months

29.1%

6 months

27.2%

Returns

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Fundamental Ratios

PE

11.67

Fwd. PE

11.83

Price to book

0.85

Debt to equity

0.27

Debt to assets

0.03

Ent. to EBITDA

-

Ent. to rev.

3.60

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

320.19M

MarketCap(USD)

320.19M

Div. yield

1.63

Op. margin

34.03

Erngs. growth

-3.60

Rev. growth

-5.50

Ret. on equity

7.60

Short ratio

2.21

Short perc.

0.42

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

3.05

Range1M

3.08

Range3M

5.56

Volumes: Market Activity

Volume Averages

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Rel. volume

1.78

Price X volume

1.18M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Civista Bancshares IncCIVBBanks - Regional - US22.37352.03M-0.93%8.60164.13%
Colony Bankcorp IncCBANBanks - Regional - US19.6344.76M-0.51%12.34101.23%
Citizens & Northern CorporationCZNCBanks - Regional - US22.28342.94M-0.09%13.4292.00%
Farmers & Merchants Bancorp IncFMAOBanks - Regional - US25.05342.68M-1.11%18.03101.68%
Waterstone Financial IncWSBFSavings & Cooperative Banks17.45339.53M-0.06%23.52197.29%
MVB Financial CorpMVBFBanks - Regional - US25.48329.41M0.55%13.1230.10%
Parke Bancorp IncPKBKBanks - Regional - US27.215325.96M-0.17%9.0874.52%
Timberland Bancorp IncTSBKSavings & Cooperative Banks38.51306.77M0.42%10.138.97%
The First Bancorp IncFNLCBanks - Regional - US27.51306.57M-0.79%11.6194.26%
FS Bancorp IncFSBWBanks - Regional - US39.45305.65M-0.03%9.7983.60%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
ACCO Brands CorporationACCOBuilding Products & Equipment3.67351.58M-6.14%n/a174.23%
CPI Card Group IncPMTSBuilding Products & Equipment15.485172.78M-0.23%15.61-621.78%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment41.64119.58M-0.50%5.1619.82%
Cosmos Group Holdings IncCOSGMedia - Diversified0.05114.65Mn/a-91.95%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.2100.99M-0.80%9.0939.79%
Reading International IncRDIBMedia - Diversified11.2488.17M-2.68%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment2.2332.59M0.90%0.0316.03%
Reading International IncRDIMedia - Diversified1.0429.36M4.07%n/a4054.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue3.6073.69Cheaper
PE Ratio11.6718.44Cheaper
Price to Book0.853,795.44Cheaper
Dividend Yield1.633.11Poor
Std. Deviation (3M)29.0732.77Par
Debt to Equity0.270.66Cheaper
Debt to Assets0.030.08Cheaper
Market Cap320.19M2.81BEmerging
  • 1

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