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AFFINITY BANCSHARES INC (PROPOSED)

AFBI | US

19.50

USD

-0.45

-2.26%

AFBI | US
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About AFFINITY BANCSHARES INC (PROPOSED)

Sector

Financial Services

Industry

Banks-Regional

Earnings date

30/06/2024

As of date

09/03/2026

Close

19.50

Open

19.75

High

19.75

Low

19.50

Affinity Bancshares Inc. operates as the holding company for Affinity Bank that engages in the provision of various banking products and services in Georgia. The company accepts various deposit accounts including savings accounts checking accounts certificates of deposit and individual retirement accounts. It also offers commercial real estate commercial and industrial one- to four-family residential real estate construction and land and consumer loans. In addition the company invests in U.S. treasury securities; securities and obligations issued by the U.S. government and its agencies or government sponsored enterprises including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further it operates a virtual bank under the name FitnessBank which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. The company was founded in 1928 and is headquartered in Covington Georgia.

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AFBI | US

Risk
19.0
Sharpe
0.05
Luna's Score
51/100
Recommendation
Hold

Luna says (AFBI | US)

What's Working

Low 6-Month Volatility (<30%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

What's not Working

Negative Momentum (Declining Price)

Price Below SMA10D

Microcap (<300M USD)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

24.2%

1 month

19.0%

3 months

28.1%

6 months

24.3%

Returns

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Fundamental Ratios

PE

25.25

Fwd. PE

-

Price to book

1.10

Debt to equity

0.41

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

6.22

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

125.04M

MarketCap(USD)

125.04M

Div. yield

-

Op. margin

15.23

Erngs. growth

-33.30

Rev. growth

7.50

Ret. on equity

4.53

Short ratio

3.85

Short perc.

0.60

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

1.02

Range1M

1.39

Range3M

3.00

Volumes: Market Activity

Volume Averages

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Rel. volume

0.62

Price X volume

25.74K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Bridger Aerospace Group Holdings Inc. Common StockBAERSecurity & Protection Services2.16114.84M-2.04%n/a542.59%
Riverview Bancorp IncRVSBSavings & Cooperative Banks5.36113.08M-0.56%47.5095.01%
Provident Financial Holdings IncPROVSavings & Cooperative Banks16.03110.01M-0.87%14.47183.54%
Lake Shore Bancorp IncLSBKSavings & Cooperative Banks15.488.35M-0.96%18.5926.75%
IF Bancorp IncIROQSavings & Cooperative Banks27.3588.02M-1.97%36.1478.80%
Pathfinder Bancorp IncPBHCSavings & Cooperative Banks13.682.96M0.29%13.32169.82%
First Northwest BancorpFNWBSavings & Cooperative Banks9.1981.67M0.11%n/a197.24%
Broadway Financial CorporationBYFCSavings & Cooperative Banks7.7971.14M-1.14%22.42135.28%
Home Federal Bancorp Inc. of LouisianaHFBLSavings & Cooperative Banks18.4657.81M10.8613.26%
Home Loan Financial CorporationHLFNSavings & Cooperative Banks41.1157.71M0.00%7.76109.94%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment41.64119.58M-0.50%5.1619.82%
Cosmos Group Holdings IncCOSGMedia - Diversified0.05114.65Mn/a-91.95%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.2100.99M-0.80%9.0939.79%
Reading International IncRDIBMedia - Diversified11.2488.17M-2.68%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment2.2332.59M0.90%0.0316.03%
Reading International IncRDIMedia - Diversified1.0429.36M4.07%n/a4054.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue6.225.20Par
PE Ratio25.2518.83Expensive
Price to Book1.101.20Par
Dividend Yield-3.13-
Std. Deviation (3M)28.1234.53Par
Debt to Equity0.410.42Par
Debt to Assets0.060.05Par
Market Cap125.04M5.12BEmerging
  • 1

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