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AFFINITY BANCSHARES INC (PROPOSED)

AFBI | US

22.50

USD

-0.00

-0.00%

AFBI | US
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About AFFINITY BANCSHARES INC (PROPOSED)

Sector

Financial Services

Industry

Banks-Regional

Earnings date

30/06/2024

As of date

08/06/2026

Close

22.50

Open

22.52

High

22.52

Low

22.50

Affinity Bancshares Inc. operates as the holding company for Affinity Bank that engages in the provision of various banking products and services in Georgia. The company accepts various deposit accounts including savings accounts checking accounts certificates of deposit and individual retirement accounts. It also offers commercial real estate commercial and industrial one- to four-family residential real estate construction and land and consumer loans. In addition the company invests in U.S. treasury securities; securities and obligations issued by the U.S. government and its agencies or government sponsored enterprises including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further it operates a virtual bank under the name FitnessBank which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. The company was founded in 1928 and is headquartered in Covington Georgia.

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AFBI | US

Risk
1.0
Sharpe
0.78
Luna's Score
63/100
Recommendation
Hold

Luna says (AFBI | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

What's not Working

Microcap (<300M USD)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

1.1%

1 month

1.0%

3 months

30.1%

6 months

29.0%

Returns

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Fundamental Ratios

PE

25.25

Fwd. PE

-

Price to book

1.10

Debt to equity

0.41

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

6.22

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

144.28M

MarketCap(USD)

144.28M

Div. yield

-

Op. margin

15.23

Erngs. growth

-33.30

Rev. growth

7.50

Ret. on equity

4.53

Short ratio

3.85

Short perc.

0.60

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

0.06

Range1M

0.08

Range3M

3.90

Volumes: Market Activity

Volume Averages

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Rel. volume

0.82

Price X volume

184.79K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Seritage Growth PropertiesSRGREIT-Retail2.64148.55M-1.86%n/a63.74%
Riverview Bancorp IncRVSBSavings & Cooperative Banks5.66119.41M0.00%47.5095.01%
Provident Financial Holdings IncPROVSavings & Cooperative Banks16.79115.23M-0.77%14.47183.54%
Bridger Aerospace Group Holdings Inc. Common StockBAERSecurity & Protection Services1.92102.08M1.59%n/a542.59%
First Northwest BancorpFNWBSavings & Cooperative Banks10.4893.14M1.55%n/a197.24%
Broadway Financial CorporationBYFCSavings & Cooperative Banks9.9791.05M3.00%22.42135.28%
Lake Shore Bancorp IncLSBKSavings & Cooperative Banks15.8490.87M0.00%18.5926.75%
Pathfinder Bancorp IncPBHCSavings & Cooperative Banks14.1586.32M2.06%13.32169.82%
Home Federal Bancorp Inc. of LouisianaHFBLSavings & Cooperative Banks19.9962.60M2.51%10.8613.26%
Kentucky First Federal BancorpKFFBSavings & Cooperative Banks4.7638.49M-0.18%n/a143.73%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Cosmos Group Holdings IncCOSGMedia - Diversified0.055126.11M-15.38%n/a-91.95%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment36.55104.96M-2.30%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.0598.55M3.77%9.0939.79%
Reading International IncRDIBMedia - Diversified8.566.68M-1.16%n/a4054.78%
ILAGILAGBuilding Products & Equipment3.612165.23M3.20%n/a5.48%
Reading International IncRDIMedia - Diversified1.1632.75M-1.69%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment1.116.07M7.84%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue6.225.20Par
PE Ratio25.2518.83Expensive
Price to Book1.101.20Par
Dividend Yield-3.13-
Std. Deviation (3M)30.0734.53Par
Debt to Equity0.410.42Par
Debt to Assets0.060.05Par
Market Cap144.28M5.12BEmerging
  • 1

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