Join over 2,000+ Investors
Register now and embark on your journey to informed and successful investing.
Provident Financial Holdings Inc
PROV | US
17.05
USD0.01
0.06%
PROV | US
Loading StockChartView...
About Provident Financial Holdings Inc
Sector
Financial Services
Industry
Savings & Cooperative Banks
Earnings date
30/06/2024
As of date
20/04/2026
Close
17.05
Open
17.24
High
17.34
Low
17.05
Provident Financial Holdings Inc. operates as the holding company for Provident Savings Bank F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking savings and money market accounts as well as time deposits; and loan portfolio consists of single-family multi-family commercial real estate construction mortgage commercial business and consumer loans. It also offers investment services comprising the sale of investment products such as annuities and mutual funds; and trustee services for real estate transactions. The company operates through 12 full-service banking offices in Riverside County and one full-service banking office in San Bernardino County. Provident Financial Holdings Inc. was founded in 1956 and is headquartered in Riverside California.
View LessPROV | US
Risk
12.5
Sharpe
1.26
Luna's Score
63/100
Recommendation
Hold
Luna says (PROV | US)
What's Working
Low 6-Month Volatility (<30%)
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Low Market Beta (-0.4 to 0.8)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
Strong Sharpe Ratio (> 1.2)
What's not Working
High Short-term Volatility
Microcap (<300M USD)
High Debt to Equity (> 0.75)
Declining Revenue (< 0%)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
Loading RiskMeterView...
10 days
14.7%1 month
12.5%3 months
12.4%6 months
13.7%Returns
Loading ReturnMeterView...
Fundamental Ratios
PE
14.47
Fwd. PE
10.18
Price to book
0.80
Debt to equity
1.84
Debt to assets
0.19
Ent. to EBITDA
-
Ent. to rev.
8.82
PEG
-1.69
Other Fundamentals
EBITDA
-
MarketCap
117.01M
MarketCap(USD)
117.01M
Div. yield
3.65
Op. margin
29.63
Erngs. growth
13.60
Rev. growth
-4.70
Ret. on equity
5.66
Short ratio
1.58
Short perc.
0.48
Market Sentiment (SMA and Price signals)
Short-term: Bullish (SMA10D > SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Loading MovingAverageView...
Range10D
1.09
Range1M
1.53
Range3M
1.66
Volumes: Market Activity
Volume Averages
Loading VolumeAverageView...
Rel. volume
0.85
Price X volume
177.05K
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 8.82 | 9.60 | Par |
| PE Ratio | 14.47 | 20.95 | Cheaper |
| Price to Book | 0.80 | 0.99 | Par |
| Dividend Yield | 3.65 | 2.87 | Leader |
| Std. Deviation (3M) | 12.36 | 37.27 | Lower Risk |
| Debt to Equity | 1.84 | 1.39 | Expensive |
| Debt to Assets | 0.19 | 0.12 | Expensive |
| Market Cap | 117.01M | 1.16B | Emerging |
