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Provident Financial Holdings Inc
PROV | US
16.12
USD-0.09
-0.56%
PROV | US
About Provident Financial Holdings Inc
Sector
Financial Services
Industry
Savings & Cooperative Banks
Earnings date
30/06/2024
As of date
05/03/2026
Close
16.12
Open
16.08
High
16.25
Low
16.05
Provident Financial Holdings Inc. operates as the holding company for Provident Savings Bank F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking savings and money market accounts as well as time deposits; and loan portfolio consists of single-family multi-family commercial real estate construction mortgage commercial business and consumer loans. It also offers investment services comprising the sale of investment products such as annuities and mutual funds; and trustee services for real estate transactions. The company operates through 12 full-service banking offices in Riverside County and one full-service banking office in San Bernardino County. Provident Financial Holdings Inc. was founded in 1956 and is headquartered in Riverside California.
View LessPROV | US
Risk
14.3
Sharpe
0.38
Luna's Score
61/100
Recommendation
Hold
Luna says (PROV | US)
What's Working
Positive Momentum
Low 6-Month Volatility (<30%)
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Low Market Beta (-0.4 to 0.8)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
What's not Working
Microcap (<300M USD)
High Debt to Equity (> 0.75)
Declining Revenue (< 0%)
Volatility Signals
Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.
Risk Meter
10 days
13.6%1 month
14.3%3 months
14.1%6 months
13.6%Returns
Fundamental Ratios
PE
14.47
Fwd. PE
10.18
Price to book
0.80
Debt to equity
1.84
Debt to assets
0.19
Ent. to EBITDA
-
Ent. to rev.
8.82
PEG
-1.69
Other Fundamentals
EBITDA
-
MarketCap
110.63M
MarketCap(USD)
110.63M
Div. yield
3.65
Op. margin
29.63
Erngs. growth
13.60
Rev. growth
-4.70
Ret. on equity
5.66
Short ratio
1.58
Short perc.
0.48
Market Sentiment (SMA and Price signals)
Short-term: Bullish (SMA10D > SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
0.67
Range1M
0.95
Range3M
1.63
Volumes: Market Activity
Rel. volume
1.00
Price X volume
114.27K
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 8.82 | 9.60 | Par |
| PE Ratio | 14.47 | 20.95 | Cheaper |
| Price to Book | 0.80 | 0.99 | Par |
| Dividend Yield | 3.65 | 2.87 | Leader |
| Std. Deviation (3M) | 14.11 | 37.27 | Lower Risk |
| Debt to Equity | 1.84 | 1.39 | Expensive |
| Debt to Assets | 0.19 | 0.12 | Expensive |
| Market Cap | 110.63M | 1.16B | Emerging |
