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United Security Bancshares
UBFO | US
10.45
USD-0.19
-1.79%
UBFO | US
About United Security Bancshares
Sector
Financial Services
Industry
Banks - Regional - US
Earnings date
30/06/2024
As of date
05/03/2026
Close
10.45
Open
10.50
High
10.57
Low
10.37
United Security Bancshares operates as the bank holding company for United Security Bank a state-chartered bank that provides a range of commercial banking services to the business and professional community and individuals in California. The company accepts various deposit products including personal and business checking accounts savings accounts interest-bearing negotiable order of withdrawal accounts money market accounts and time certificates of deposit. It also provides real estate mortgage commercial and industrial real estate construction and development and consumer loans as well as agricultural installment and student loans. In addition the company offers online and mobile banking safe deposit boxes wire transfers payroll direct deposit cashier's check cash management money order and foreign draft services as well as automated and interactive teller machines; and person-to-person and bank-to-bank transfers for consumer customers. United Security Bancshares was founded in 1987 and is headquartered in Fresno California.
View LessUBFO | US
Risk
24.7
Sharpe
0.41
Luna's Score
55/100
Recommendation
Hold
Luna says (UBFO | US)
What's Working
Low 6-Month Volatility (<30%)
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Low Market Beta (-0.4 to 0.8)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
What's not Working
Negative Momentum (Declining Price)
Weakness based on declining price with high volume
Price Below SMA10D
High Short-term Volatility
Microcap (<300M USD)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
10 days
33.0%1 month
24.7%3 months
24.1%6 months
24.8%Returns
Fundamental Ratios
PE
8.46
Fwd. PE
-
Price to book
1.15
Debt to equity
0.61
Debt to assets
0.06
Ent. to EBITDA
-
Ent. to rev.
3.69
PEG
-
Other Fundamentals
EBITDA
-
MarketCap
181.02M
MarketCap(USD)
181.02M
Div. yield
5.45
Op. margin
43.42
Erngs. growth
-
Rev. growth
2.00
Ret. on equity
14.27
Short ratio
0.99
Short perc.
0.14
Market Sentiment (SMA and Price signals)
Short-term: Bearish (SMA10D < SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
0.88
Range1M
1.31
Range3M
1.73
Volumes: Market Activity
Rel. volume
1.56
Price X volume
366.35K
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | -25.13 | - |
| Ent. to Revenue | 3.69 | 73.69 | Cheaper |
| PE Ratio | 8.46 | 18.44 | Cheaper |
| Price to Book | 1.15 | 3,795.44 | Cheaper |
| Dividend Yield | 5.45 | 3.11 | Leader |
| Std. Deviation (3M) | 24.05 | 32.77 | Lower Risk |
| Debt to Equity | 0.61 | 0.66 | Par |
| Debt to Assets | 0.06 | 0.08 | Par |
| Market Cap | 181.02M | 2.81B | Emerging |
