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First Internet Bancorp

INBK | US

20.13

USD

-0.26

-1.28%

INBK | US

About First Internet Bancorp

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

05/03/2026

Close

20.13

Open

20.27

High

20.49

Low

19.78

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial small business consumer and municipal products and services to individuals and commercial customers in the United States. The company accepts non-interest bearing and interest-bearing demand deposit savings money market commercial and brokered deposit accounts as well as certificates of deposit. It also offers commercial and industrial owner-occupied and investor commercial real estate construction residential mortgage home equity line of credit and home improvement small installment term and other consumer loans as well as single tenant lease financing and public and healthcare finance; franchise finance; and small business lending. In addition the company is involved in the purchase manage service and safekeeping of municipal securities; and provision of municipal finance lending and leasing products to government entities In addition it offers corporate credit card and treasury management services. First Internet Bancorp was founded in 1999 and is headquartered in Fishers Indiana.

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INBK | US

Risk
28.2
Sharpe
-0.67
Luna's Score
52/100
Recommendation
Hold

Luna says (INBK | US)

What's Working

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

What's not Working

Negative Momentum (Declining Price)

Price Below SMA10D

Microcap (<300M USD)

High Debt to Equity (> 0.75)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

26.5%

1 month

28.2%

3 months

43.8%

6 months

44.2%

Returns

Fundamental Ratios

PE

17.75

Fwd. PE

9.03

Price to book

0.89

Debt to equity

1.83

Debt to assets

0.13

Ent. to EBITDA

-

Ent. to rev.

9.38

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

174.48M

MarketCap(USD)

174.48M

Div. yield

0.63

Op. margin

25.29

Erngs. growth

53.70

Rev. growth

26.90

Ret. on equity

5.10

Short ratio

3.80

Short perc.

1.70

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

Range10D

1.62

Range1M

3.44

Range3M

5.17

Volumes: Market Activity

Rel. volume

0.81

Price X volume

828.19K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
The Lovesac CompanyLOVEFurnishings Fixtures & Appliances12.25190.59M-1.37%54.4290.24%
Central Federal CorporationCFBKBanks - Regional - US29.65189.41M-2.11%12.0298.43%
Citizens Community Bancorp IncCZWIBanks - Regional - US17.86183.91M-1.43%10.6053.65%
United Security BancsharesUBFOBanks - Regional - US10.45181.02M-1.79%8.4661.15%
Rhinebeck Bancorp IncRBKBBanks - Regional - US16.05177.96M-2.37%23.8278.26%
CB Financial Services IncCBFVBanks - Regional - US34.6177.91M-2.26%6.5526.44%
Eagle Bancorp Montana IncEBMTBanks - Regional - US21.51172.44M-2.23%15.46161.10%
South Atlantic Bancshares IncSABKBanks - Regional - US22.74172.18M0.00%12.510.00%
First Capital IncFCAPSavings & Cooperative Banks50.61169.64M-4.51%9.8631.20%
MainStreet Bancshares IncMNSBBanks - Regional - US22.16168.47M-2.29%9.2735.41%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment41117.74M-0.58%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.31102.79M0.48%9.0939.79%
Reading International IncRDIBMedia - Diversified12.1895.55M-1.77%n/a4054.78%
ILAGILAGBuilding Products & Equipment2.3241.90M0.87%n/a5.48%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment2.2933.46M-2.04%0.0316.03%
Reading International IncRDIMedia - Diversified1.0329.08M0.98%n/a4054.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue9.3873.69Cheaper
PE Ratio17.7518.44Par
Price to Book0.893,795.44Cheaper
Dividend Yield0.633.11Poor
Std. Deviation (3M)43.8132.77Riskier
Debt to Equity1.830.66Expensive
Debt to Assets0.130.08Expensive
Market Cap174.48M2.81BEmerging
  • 1

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