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The Hanover Insurance Group Inc

THG | US

177.54

USD

-4.33

-2.38%

THG | US
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About The Hanover Insurance Group Inc

Sector

Financial Services

Industry

Insurance-Property & Casualty

Earnings date

30/06/2024

As of date

24/04/2026

Close

177.54

Open

180.62

High

182.27

Low

177.15

The Hanover Insurance Group Inc. through its subsidiaries provides various property and casualty insurance products and services in the United States. The company operates through four segments: Core Commercial Specialty Personal Lines and Other. The Commercial Lines segment offers commercial multiple peril commercial automobile workers' compensation and other commercial lines coverage. The Specialty segment provides professional and executive Lines marine and surety and other as well as specialty P&C such as program business specialty industrial and commercial property excess and surplus lines and specialty general liability coverage. The Personal Lines segment offers personal automobile and homeowner's coverages as well as other personal coverages such as personal umbrella inland marine fire personal watercraft personal cyber and other miscellaneous coverages. The Other segment markets investment management services to institutions pension funds and other organizations. The Hanover Insurance Group Inc. markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group Inc. in December 2005. The Hanover Insurance Group Inc. was founded in 1852 and is headquartered in Worcester Massachusetts.

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THG | US

Risk
21.3
Sharpe
0.32
Luna's Score
57/100
Recommendation
Hold

Luna says (THG | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

What's not Working

Price Below SMA10D

High Short-term Volatility

Midcap (2B - 10B USD)

Weak P/E, and PEG ratio indicator

Weak Operating Margin (< 10%)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

22.8%

1 month

21.3%

3 months

18.3%

6 months

18.4%

Returns

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Fundamental Ratios

PE

20.61

Fwd. PE

11.42

Price to book

2.19

Debt to equity

0.31

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

0.99

PEG

-23.25

Other Fundamentals

EBITDA

383.90M

MarketCap

6.39B

MarketCap(USD)

6.39B

Div. yield

2.19

Op. margin

3.90

Erngs. growth

1.61K

Rev. growth

2.10

Ret. on equity

11.33

Short ratio

1.48

Short perc.

0.93

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

8.46

Range1M

14.61

Range3M

15.44

Volumes: Market Activity

Volume Averages

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Rel. volume

0.80

Price X volume

33.35M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
White Mountains Insurance Group LtdWTMInsurance-Property & Casualty2259.275.80B-1.14%9.7611.99%
Mercury General CorporationMCYInsurance-Property & Casualty96.475.34B-1.20%11.6635.67%
Selective Insurance Group IncSIGIInsurance-Property & Casualty82.485.02B-2.25%26.8917.41%
Lemonade Inc.LMNDInsurance-Property & Casualty65.714.67B-0.65%n/a10.60%
Hagerty IncHGTYInsurance-Property & Casualty10.73.65B0.85%70.6786.21%
Palomar Holdings IncPLMRInsurance-Property & Casualty126.073.30B-2.04%25.550.00%
NMI Holdings IncNMIHInsurance-Property & Casualty41.113.28B-0.12%9.5620.25%
AmTrust Financial Services IncAFSIAInsurance-Property & Casualty14.252.82B1.42%13.6143.85%
RLI CorpRLIInsurance-Property & Casualty52.812.42B-3.88%22.247.37%
Stewart Information Services CorporationSTCInsurance-Property & Casualty71.672.01B1.03%45.6741.98%
  • 1

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OSI Systems IncOSISElectronic Components292.614.85B2.19%19.6360.40%
AU Optronics CorpAUOTYElectronic Components5.444.23B-2.86%n/a87.77%
Newmark Group IncNMRKReal Estate Services16.043.97B0.06%59.40179.32%
OpenTable IncOPENReal Estate Services5.513.87B5.56%n/a290.30%
QBTSQBTSComputer Hardware18.493.72B-4.25%n/a-336.57%
Bel Fuse IncBELFBElectronic Components276.653.61B3.11%16.9123.04%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-13.50-
Ent. to Revenue0.998.10Cheaper
PE Ratio20.6120.51Par
Price to Book2.193.13Cheaper
Dividend Yield2.192.02Par
Std. Deviation (3M)18.2634.69Lower Risk
Debt to Equity0.31-0.41Expensive
Debt to Assets0.060.14Cheaper
Market Cap6.39B16.13BEmerging
  • 1

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