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Mercury General Corporation

MCY | US

90.48

USD

-0.75

-0.82%

MCY | US

About Mercury General Corporation

Sector

Financial Services

Industry

Insurance-Property & Casualty

Earnings date

30/06/2024

As of date

06/03/2026

Close

90.48

Open

90.27

High

90.65

Low

87.92

Mercury General Corporation together with its subsidiaries engages in writing personal automobile insurance in the United States. The company also writes homeowners commercial automobile commercial property mechanical protection and umbrella insurance products. Its automobile insurance products include collision property damage bodily injury comprehensive personal injury protection underinsured and uninsured motorist and other hazards; and homeowners insurance products comprise dwelling liability personal property fire and other hazards. The company sells its policies through a network of independent agents and insurance agencies as well as directly through internet sales portals in Arizona California Florida Georgia Illinois Nevada New Jersey New York Oklahoma Texas and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles California.

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MCY | US

Risk
42.8
Sharpe
2.26
Luna's Score
64/100
Recommendation
Hold

Luna says (MCY | US)

What's Working

Low 6-Month Volatility (<30%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Revenue Growth (> 10%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Negative Momentum (Declining Price)

High Short-term Volatility

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

Weak Operating Margin (< 10%)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

30.3%

1 month

42.8%

3 months

30.1%

6 months

27.5%

Returns

Fundamental Ratios

PE

11.66

Fwd. PE

-

Price to book

2.26

Debt to equity

0.36

Debt to assets

0.08

Ent. to EBITDA

-

Ent. to rev.

0.74

PEG

1.19

Other Fundamentals

EBITDA

487.36M

MarketCap

5.01B

MarketCap(USD)

5.01B

Div. yield

1.89

Op. margin

6.35

Erngs. growth

-81.70

Rev. growth

20.50

Ret. on equity

20.94

Short ratio

1.96

Short perc.

3.19

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

10.86

Range1M

17.64

Range3M

17.64

Volumes: Market Activity

Rel. volume

0.60

Price X volume

18.68M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Selective Insurance Group IncSIGIInsurance-Property & Casualty80.084.87B-0.99%26.8917.41%
Lemonade Inc.LMNDInsurance-Property & Casualty55.133.92B0.16%n/a10.60%
Hagerty IncHGTYInsurance-Property & Casualty10.243.49B-4.03%70.6786.21%
Palomar Holdings IncPLMRInsurance-Property & Casualty127.323.34B0.17%25.550.00%
NMI Holdings IncNMIHInsurance-Property & Casualty38.293.05B-1.06%9.5620.25%
RLI CorpRLIInsurance-Property & Casualty61.72.82B0.59%22.247.37%
Skyward Specialty Insurance Group Inc. Common StockSKWDInsurance-Property & Casualty48.711.95B-0.93%15.5816.32%
Stewart Information Services CorporationSTCInsurance-Property & Casualty671.88B-3.03%45.6741.98%
HCI Group IncHCIInsurance-Property & Casualty169.421.77B-1.30%9.3341.63%
ProAssurance CorporationPRAInsurance-Property & Casualty24.61.26B-0.16%n/a39.26%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Belden IncBDCElectronic Components122.14.98B-6.40%25.45106.75%
General Cable CorporationBGCElectronic Components9.344.61B-1.89%38.88186.12%
OSI Systems IncOSISElectronic Components267.284.43B-2.46%19.6360.40%
QBTSQBTSComputer Hardware18.593.74B-1.27%n/a-336.57%
AU Optronics CorpAUOTYElectronic Components4.83.73B0.63%n/a87.77%
Newmark Group IncNMRKReal Estate Services14.283.54B-2.92%59.40179.32%
OpenTable IncOPENReal Estate Services53.52B-3.47%n/a290.30%
Rigetti Computing Inc. Common StockRGTIComputer Hardware17.013.25B0.24%n/a19.72%
CUSHMAN & WAKEFIELD PLCCWKReal Estate Services12.662.90B-4.45%167.63209.12%
DBRGDBRGReal Estate Services15.42.87B-0.19%6.1517.23%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-13.50-
Ent. to Revenue0.748.10Cheaper
PE Ratio11.6620.51Cheaper
Price to Book2.263.13Cheaper
Dividend Yield1.892.02Par
Std. Deviation (3M)30.1434.69Par
Debt to Equity0.36-0.41Expensive
Debt to Assets0.080.14Cheaper
Market Cap5.01B16.13BEmerging
  • 1

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