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Shore Bancshares Inc

SHBI | US

19.10

USD

-0.15

-0.78%

SHBI | US
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About Shore Bancshares Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

24/04/2026

Close

19.10

Open

19.07

High

19.42

Low

18.88

Shore Bancshares Inc. operates as a bank holding company for the Shore United Bank that provides various commercial and consumer banking products and services to individuals businesses and other organizations. It offers checking savings overnight investment sweep and money market accounts; and regular and IRA certificates of deposit as well as CDARS programs and cash management services. The company also provides commercial loans such as secured and unsecured loans working capital loans lines of credit term loans accounts receivable financing real estate acquisition and development loans construction loans and letters of credit; residential real estate construction loans; residential mortgage loans; and loans to consumers including home equity automobile installment home improvement and personal lines of credit as well as other consumer financing products. In addition it offers non-deposit products such as mutual funds and annuities and discount brokerage services; and trust asset management and financial planning services. Further the company provides merchant credit card clearing as well as telephone mobile and Internet banking services; safe deposit boxes; debit and credit cards; direct deposit of payroll; and automatic teller machine services. The company was founded in 1876 and is headquartered in Easton Maryland.

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SHBI | US

Risk
22.9
Sharpe
1.69
Luna's Score
67/100
Recommendation
Buy

Luna says (SHBI | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Weakness based on declining price with high volume

Price Below SMA10D

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

24.9%

1 month

22.9%

3 months

25.9%

6 months

25.7%

Returns

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Fundamental Ratios

PE

30.94

Fwd. PE

9.96

Price to book

0.93

Debt to equity

0.32

Debt to assets

0.03

Ent. to EBITDA

-

Ent. to rev.

3.27

PEG

1.78

Other Fundamentals

EBITDA

-

MarketCap

636.34M

MarketCap(USD)

636.34M

Div. yield

3.30

Op. margin

38.47

Erngs. growth

69.00

Rev. growth

78.80

Ret. on equity

4.55

Short ratio

2.70

Short perc.

0.68

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

1.41

Range1M

2.30

Range3M

3.43

Volumes: Market Activity

Volume Averages

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Rel. volume

1.37

Price X volume

6.76M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Independent Bank CorporationIBCPBanks - Regional - US33.43698.57M0.39%10.9431.65%
Peapack-Gladstone Financial CorporationPGCBanks - Regional - US39.44697.21M-1.52%15.7929.95%
Equity Bancshares IncEQBKBanks - Regional - US45.34693.17M0.67%38.100.00%
Red River Bancshares IncRRBIBanks - Regional - US93.8645.94M-0.12%11.391.01%
Alerus Financial CorporationALRSBanks - Regional - US25.47645.89M-0.08%67.11165.91%
CNB Financial CorporationCCNEBanks - Regional - US30.17633.50M-1.05%10.6124.28%
Tiptree IncTIPTInsurance - Specialty17.19632.41M-0.52%28.31106.05%
Hingham Institution for SavingsHIFSSavings & Cooperative Banks284.8620.94M0.02%27.780.00%
Arrow Financial CorporationAROWBanks - Regional - US36.06603.38M-1.31%15.4835.69%
Northfield Bancorp Inc. (Staten Island NY)NFBKBanks - Regional - US13.78595.11M0.58%18.58171.00%
  • 1

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Latham Group Inc.SWIMBuilding Products & Equipment6.01694.62M-0.17%65.1877.00%
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Ennis IncEBFBuilding Products & Equipment20.33528.66M-1.26%13.282.28%
AHGAHGMedical Distribution2.035484.70M-4.01%n/a1.45%
AMC Networks IncAMCXMedia - Diversified8.47373.51M-3.31%6.32236.34%
ACCO Brands CorporationACCOBuilding Products & Equipment3.31317.09M1.85%n/a174.23%
CPI Card Group IncPMTSBuilding Products & Equipment18.17202.74M2.83%15.61-621.78%
Cosmos Group Holdings IncCOSGMedia - Diversified0.0662151.80M1.85%n/a-91.95%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue3.2773.69Cheaper
PE Ratio30.9418.44Expensive
Price to Book0.933,795.44Cheaper
Dividend Yield3.303.11Par
Std. Deviation (3M)25.8932.77Lower Risk
Debt to Equity0.320.66Cheaper
Debt to Assets0.030.08Cheaper
Market Cap636.34M2.81BEmerging
  • 1

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