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Orrstown Financial Services Inc

ORRF | US

36.65

USD

0.78

2.17%

ORRF | US
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About Orrstown Financial Services Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

23/04/2026

Close

36.65

Open

35.83

High

36.67

Low

35.45

Orrstown Financial Services Inc. operates as the holding company for Orrstown Bank that provides commercial banking and financial advisory services in the United States. The company accepts various deposits including checking savings time demand and money market deposits as well as certificates of deposit. It also offers commercial loans such as commercial real estate equipment construction working capital and other commercial purpose loans as well as industrial loans; consumer loans comprising home equity and other consumer loans as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition the company provides renders services as trustee executor administrator guardian managing agent custodian and investment advisor as well as other fiduciary services under the Orrstown Financial Advisors name; and retail brokerage services through a third-party broker/dealer arrangement. Further it offers investment advisory insurance and brokerage services. Orrstown Financial Services Inc. was founded in 1919 and is headquartered in Shippensburg Pennsylvania.

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ORRF | US

Risk
28.5
Sharpe
1.20
Luna's Score
54/100
Recommendation
Hold

Luna says (ORRF | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Price Below SMA10D

High Short-term Volatility

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

Declining Revenue (< 0%)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

36.6%

1 month

28.5%

3 months

30.1%

6 months

26.9%

Returns

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Fundamental Ratios

PE

11.83

Fwd. PE

9.21

Price to book

2.63

Debt to equity

0.62

Debt to assets

0.05

Ent. to EBITDA

-

Ent. to rev.

6.75

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

709.94M

MarketCap(USD)

709.94M

Div. yield

2.44

Op. margin

35.71

Erngs. growth

-22.30

Rev. growth

-2.00

Ret. on equity

12.57

Short ratio

2.19

Short perc.

1.03

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

4.25

Range1M

5.19

Range3M

7.36

Volumes: Market Activity

Volume Averages

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Rel. volume

0.99

Price X volume

4.61M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Horizon Bancorp IncHBNCBanks - Regional - US17.8778.08M1.42%36.47202.35%
Southern Missouri Bancorp IncSMBCSavings & Cooperative Banks67.59762.26M2.94%13.7125.62%
Camden National CorporationCACBanks - Regional - US49.88727.05M1.01%14.13121.70%
South Plains Financial IncSPFIBanks - Regional - US43.61714.62M0.18%13.0926.38%
SmartFinancial IncSMBKBanks - Regional - US41.98710.48M2.09%20.4510.61%
Peapack-Gladstone Financial CorporationPGCBanks - Regional - US40.05707.99M1.86%15.7929.95%
American Woodmark CorporationAMWDFurnishings Fixtures & Appliances45.38703.27M2.72%14.9457.37%
Independent Bank CorporationIBCPBanks - Regional - US33.3695.85M-0.98%10.9431.65%
Equity Bancshares IncEQBKBanks - Regional - US45.04688.59M0.20%38.100.00%
Red River Bancshares IncRRBIBanks - Regional - US93.91646.70M0.12%11.391.01%
  • 1

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HUYA IncHUYAMedia - Diversified3.1701.75M-3.43%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment6.02695.77M0.17%65.1877.00%
AMC Entertainment Holdings IncAMCMedia - Diversified1.67603.46M-2.34%n/a-511.14%
The Marcus CorporationMCSMedia - Diversified18.61598.75M-0.16%n/a83.32%
Ennis IncEBFBuilding Products & Equipment20.59535.42M1.28%13.282.28%
AHGAHGMedical Distribution2.12504.94M7.07%n/a1.45%
AMC Networks IncAMCXMedia - Diversified8.76386.30M0.34%6.32236.34%
ACCO Brands CorporationACCOBuilding Products & Equipment3.25311.34M-2.11%n/a174.23%
CPI Card Group IncPMTSBuilding Products & Equipment17.67197.16M-0.67%15.61-621.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue6.7573.69Cheaper
PE Ratio11.8318.44Cheaper
Price to Book2.633,795.44Cheaper
Dividend Yield2.443.11Poor
Std. Deviation (3M)30.0832.77Par
Debt to Equity0.620.66Par
Debt to Assets0.050.08Cheaper
Market Cap709.94M2.81BEmerging
  • 1

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