PortfoliosStock ScreensStocksStockXcel

360 Finance Inc

QFIN | US

14.43

USD

0.50

3.59%

QFIN | US
Loading StockChartView...

About 360 Finance Inc

Sector

Financial Services

Industry

Credit Services

Earnings date

30/06/2024

As of date

17/03/2026

Close

14.43

Open

14.34

High

14.48

Low

13.97

Qifu Technology Inc. through its subsidiaries operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. It provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition initial and credit screening advanced risk assessment credit assessment fund matching and other post-facilitation services; and platform services including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine referral services and risk management software-as-a-service. The company also offers e-commerce loans enterprise loans and invoice loans to SME owners. It serves financial institutions consumers and small- and micro-enterprises. The company was formerly known as 360 DigiTech Inc. and changed its name to Qifu Technology Inc. in March 2023. The company was founded in 2016 and is headquartered in Shanghai the People's Republic of China.

View Less

QFIN | US

Risk
40.8
Sharpe
-1.42
Luna's Score
57/100
Recommendation
Hold

Luna says (QFIN | US)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

High Short-term Volatility

Midcap (2B - 10B USD)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

Loading RiskMeterView...

10 days

41.6%

1 month

40.8%

3 months

35.3%

6 months

52.1%

Returns

Loading ReturnMeterView...

Fundamental Ratios

PE

7.91

Fwd. PE

3.27

Price to book

1.63

Debt to equity

-

Debt to assets

-

Ent. to EBITDA

-

Ent. to rev.

2.68

PEG

-

Other Fundamentals

EBITDA

7.81B

MarketCap

2.25B

MarketCap(USD)

2.25B

Div. yield

3.68

Op. margin

42.59

Erngs. growth

34.30

Rev. growth

6.30

Ret. on equity

21.98

Short ratio

1.00

Short perc.

1.53

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

Loading MovingAverageView...

Range10D

1.34

Range1M

2.28

Range3M

6.49

Volumes: Market Activity

Volume Averages

Loading VolumeAverageView...

Rel. volume

0.91

Price X volume

23.64M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Lufax Holding LtdLUCredit Services2.281.98B0.88%n/a58.30%
Common StockFINVCredit Services6.181.61B12.57%5.350.00%
LendingClub CorporationLCCredit Services14.121.58B1.80%33.372.93%
Federal Agricultural Mortgage CorporationAGMCredit Services147.571.55B-1.47%11.481768.36%
EZCORP IncEZPWCredit Services26.171.43B1.43%9.6776.01%
OAKTREE SPECIALTY LENDING CORPORATION - COMMON STOCKOCSLCredit Services11.17918.68M3.62%18.89113.44%
Navient CorporationNAVICredit Services8.22899.35M-0.48%11.001923.98%
Barings BDC IncBBDCCredit Services8.31878.85M2.72%9.19113.15%
OPFIOPFICredit Services8.59877.54M3.62%13.652119.01%
World Acceptance CorporationWRLDCredit Services138.7812.03M4.05%8.93136.27%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Harley-Davidson IncHOGRecreational Vehicles17.512.30B-1.74%7.33218.58%
IMAX CorporationIMAXMedia - Diversified39.052.06B-0.36%54.26110.44%
Pitney Bowes IncPBIBuilding Products & Equipment10.371.86B0.39%n/a-571.93%
HNI CorporationHNIBuilding Products & Equipment37.151.75B-5.97%22.1276.47%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment14.091.41B1.59%n/a19.46%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment39.511.24B6.01%51.6088.92%
Winnebago Industries IncWGORecreational Vehicles33.52970.57M-1.50%22.5356.33%
Janus International Group Inc.JBIBuilding Products & Equipment5.49797.82M3.00%11.62116.21%
HUYA IncHUYAMedia - Diversified3.15713.07M-8.96%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment6.07701.55M-0.82%65.1877.00%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-13.23-
Ent. to Revenue2.6811.29Cheaper
PE Ratio7.9118.44Cheaper
Price to Book1.633.87Cheaper
Dividend Yield3.684.90Poor
Std. Deviation (3M)35.3145.36Lower Risk
Debt to Equity-6.69-
Debt to Assets-0.42-
Market Cap2.25B23.69BEmerging
  • 1

Unlock Your Investing Potential

Register with Xstocks

Join over 2,000+ Investors

Register now and embark on your journey to informed and successful investing.

Explore Industry Correlations

Explore Industry Correlations

Uncover Trading and Hedging Opportunities

Gain valuable insights into potential trading opportunities and discover strategic hedging possibilities

Discover Top-Performing Industries

Discover Top performing Industries

Explore Stocks for Short and Long-Term Gains

Uncover opportunities at both short-term and long-term horizons, allowing you to make informed investment decisions.

Follow us @XStocks007