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Atlanticus Holdings Corporation

ATLC | US

83.18

USD

0.57

0.69%

ATLC | US
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About Atlanticus Holdings Corporation

Sector

Financial Services

Industry

Credit Services

Earnings date

30/06/2024

As of date

02/06/2026

Close

83.18

Open

82.48

High

83.57

Low

81.37

Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments Credit as a Service and Auto Finance. The Credit as a Service segment originates a range of consumer loan products such as private label and general purpose credit cards originated by lenders through various channels including retail and healthcare direct mail solicitation digital marketing and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services including consumer electronics furniture elective medical procedures healthcare and home-improvements by partnering with retailers and service providers. This segment also offers loan servicing such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here pay-here and used car business. This segment also provides floor plan financing and installment lending products. It also invests in and services portfolios of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta Georgia.

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ATLC | US

Risk
60.8
Sharpe
1.25
Luna's Score
55/100
Recommendation
Hold

Luna says (ATLC | US)

What's Working

Strength based on increasing price with high volume

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Price Below SMA10D

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

High Debt to Asset (> 0.45)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

58.5%

1 month

60.8%

3 months

59.0%

6 months

55.2%

Returns

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Fundamental Ratios

PE

8.88

Fwd. PE

8.28

Price to book

1.27

Debt to equity

4.43

Debt to assets

0.74

Ent. to EBITDA

-

Ent. to rev.

10.10

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

1.23B

MarketCap(USD)

1.23B

Div. yield

-

Op. margin

31.46

Erngs. growth

-3.50

Rev. growth

1.50

Ret. on equity

18.87

Short ratio

25.91

Short perc.

7.02

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

16.89

Range1M

21.17

Range3M

45.71

Volumes: Market Activity

Volume Averages

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Rel. volume

1.18

Price X volume

9.51M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Common StockFINVCredit Services5.161.34B-3.01%5.350.00%
OAKTREE SPECIALTY LENDING CORPORATION - COMMON STOCKOCSLCredit Services12.171.00B0.83%18.89113.44%
World Acceptance CorporationWRLDCredit Services165.58969.40M-1.27%8.93136.27%
Barings BDC IncBBDCCredit Services8.76926.44M-0.90%9.19113.15%
Navient CorporationNAVICredit Services8.11887.32M-4.48%11.001923.98%
OPFIOPFICredit Services8.36854.04M-0.24%13.652119.01%
Green Dot CorporationGDOTCredit Services12.68681.12M-0.70%n/a7.63%
Sezzle Inc. Common StockSEZLCredit Services118.43663.18M-3.35%31.93138.87%
NerdWallet Inc. Class A Common StockNRDSCredit Services8.42662.71M-3.77%n/a2.06%
Atlanticus Holdings CorporationATLCPCredit Services24.21655.29M1.04%3.01442.84%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment13.371.34B-2.83%n/a19.46%
Winnebago Industries IncWGORecreational Vehicles29.28847.80M0.83%22.5356.33%
Fox Factory Holding CorpFOXFRecreational Vehicles18.04751.96M1.41%42.0564.69%
AMC Entertainment Holdings IncAMCMedia - Diversified2.07748.00M-2.36%n/a-511.14%
Janus International Group Inc.JBIBuilding Products & Equipment5.12744.05M-2.48%11.62116.21%
The Marcus CorporationMCSMedia - Diversified19.95641.86M-0.60%n/a83.32%
HUYA IncHUYAMedia - Diversified2.72615.73M1.87%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment5.32614.87M0.00%65.1877.00%
Malibu Boats IncMBUURecreational Vehicles27.52550.14M-1.75%n/a1.50%
Ennis IncEBFBuilding Products & Equipment20.73539.06M0.63%13.282.28%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-13.23-
Ent. to Revenue10.1011.29Par
PE Ratio8.8818.44Cheaper
Price to Book1.273.87Cheaper
Dividend Yield-4.90-
Std. Deviation (3M)59.0045.36Riskier
Debt to Equity4.436.69Cheaper
Debt to Assets0.740.42Expensive
Market Cap1.23B23.69BEmerging
  • 1

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