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LCNB Corp

LCNB | US

16.71

USD

-0.12

-0.71%

LCNB | US
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About LCNB Corp

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

09/03/2026

Close

16.71

Open

16.73

High

17.51

Low

16.35

LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in Ohio. Its deposit products include checking accounts demand deposits savings accounts NOW and money market deposits as well as individual retirement accounts and time certificates. The company's loan products comprise commercial and industrial commercial and residential real estate agricultural construction and small business administration loans; and residential mortgage loans that consists of loans for purchasing or refinancing personal residences home equity lines of credit and loans for commercial or consumer purposes secured by residential mortgages. It also offers consumer loans such as automobile recreational vehicles boat home improvement and personal loans. In addition the company provides trust administration estate settlement and fiduciary services; and investment management services for trusts agency accounts individual retirement accounts and foundations/endowments. Further it offers investment services and products including financial needs analysis mutual funds securities trading annuities and life insurance; and security brokerage services. Additionally the company provides safe deposit boxes night depositories cashier's checks bank-by-mail ATMs cash and transaction services debit cards wire transfers electronic funds transfer utility bill collections notary public service cash management services telephone banking PC Internet banking mobile banking and other services for individuals and businesses. The company was founded in 1877 and is headquartered in Lebanon Ohio.

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LCNB | US

Risk
25.6
Sharpe
0.40
Luna's Score
51/100
Recommendation
Hold

Luna says (LCNB | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

What's not Working

Negative Momentum (Declining Price)

Price Below SMA10D

High Short-term Volatility

Microcap (<300M USD)

Weak P/E, and PEG ratio indicator

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

32.5%

1 month

25.6%

3 months

27.5%

6 months

27.4%

Returns

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Fundamental Ratios

PE

29.35

Fwd. PE

12.72

Price to book

0.88

Debt to equity

0.69

Debt to assets

0.07

Ent. to EBITDA

-

Ent. to rev.

5.31

PEG

11.81

Other Fundamentals

EBITDA

-

MarketCap

236.48M

MarketCap(USD)

236.48M

Div. yield

5.77

Op. margin

21.08

Erngs. growth

-84.40

Rev. growth

5.50

Ret. on equity

2.96

Short ratio

6.37

Short perc.

1.04

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

1.29

Range1M

1.33

Range3M

2.00

Volumes: Market Activity

Volume Averages

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Rel. volume

0.89

Price X volume

354.24K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Fidelity D & D Bancorp IncFDBCBanks - Regional - US43.1247.22M-1.06%18.8559.43%
C&F Financial CorporationCFFIBanks - Regional - US75.02245.08M2.98%10.6054.38%
Flexsteel Industries IncFLXSFurnishings Fixtures & Appliances46.34241.14M-1.43%22.7146.83%
Ames National CorporationATLOBanks - Regional - US26.67239.82M0.13%18.5275.78%
National Bankshares IncNKSHBanks - Regional - US37.19236.58M0.49%19.511.01%
First National CorporationFXNCBanks - Regional - US26.24235.13M-0.38%16.4653.61%
Hawthorn Bancshares IncHWBKBanks - Regional - US33.56234.47M2.16%40.00108.29%
First United CorporationFUNCBanks - Regional - US36.24234.31M0.39%14.0882.17%
Norwood Financial CorpNWFLBanks - Regional - US28.95234.07M-0.48%17.58115.50%
The Bank of PrincetonBPRNBanks - Regional - US33.66231.44M-0.18%10.519.40%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
CPI Card Group IncPMTSBuilding Products & Equipment15.485172.78M-0.23%15.61-621.78%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment41.64119.58M-0.50%5.1619.82%
Cosmos Group Holdings IncCOSGMedia - Diversified0.05114.65Mn/a-91.95%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.2100.99M-0.80%9.0939.79%
Reading International IncRDIBMedia - Diversified11.2488.17M-2.68%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment2.2332.59M0.90%0.0316.03%
Reading International IncRDIMedia - Diversified1.0429.36M4.07%n/a4054.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue5.3173.69Cheaper
PE Ratio29.3518.44Expensive
Price to Book0.883,795.44Cheaper
Dividend Yield5.773.11Leader
Std. Deviation (3M)27.4832.77Par
Debt to Equity0.690.66Par
Debt to Assets0.070.08Par
Market Cap236.48M2.81BEmerging
  • 1

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