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FirstCash Inc

FCFS | US

209.25

USD

-4.51

-2.11%

FCFS | US
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About FirstCash Inc

Sector

Financial Services

Industry

Credit Services

Earnings date

30/06/2024

As of date

02/06/2026

Close

209.25

Open

212.30

High

214.17

Low

205.00

FirstCash Holdings Inc together with its subsidiaries operates retail pawn stores in the United States Mexico and rest of Latin America. Its pawn stores lend money on the collateral of pledged personal property including jewelry electronics tools appliances sporting goods and musical instruments; and retails merchandise acquired through collateral forfeitures on forfeited pawn loans and over-the-counter purchases of merchandise directly from customers. The company also provides retail POS payment solutions which focuses on LTO products and facilitating other retail financing payment options across the network of traditional and e-commerce merchant partners. FirstCash Holdings Inc was incorporated in 1988 and is headquartered in Fort Worth Texas.

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FCFS | US

Risk
25.6
Sharpe
2.13
Luna's Score
57/100
Recommendation
Hold

Luna says (FCFS | US)

What's Working

Low 6-Month Volatility (<30%)

Low Market Beta (-0.4 to 0.8)

Value Stock (Price to Book < 3)

Strong Revenue Growth (> 10%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

Midcap (2B - 10B USD)

High Debt to Equity (> 0.75)

High Debt to Asset (> 0.45)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

27.1%

1 month

25.6%

3 months

29.1%

6 months

26.2%

Returns

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Fundamental Ratios

PE

21.84

Fwd. PE

14.75

Price to book

2.58

Debt to equity

1.01

Debt to assets

0.46

Ent. to EBITDA

7.25

Ent. to rev.

2.12

PEG

2.28

Other Fundamentals

EBITDA

548.11M

MarketCap

9.49B

MarketCap(USD)

9.49B

Div. yield

1.32

Op. margin

11.42

Erngs. growth

9.10

Rev. growth

10.70

Ret. on equity

12.24

Short ratio

3.67

Short perc.

2.76

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

30.03

Range1M

30.97

Range3M

57.42

Volumes: Market Activity

Volume Averages

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Rel. volume

1.05

Price X volume

76.43M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
ORIX CorporationIXCredit Services38.818.87B0.00%10.270.00%
Primerica IncPRIInsurance-Life260.028.80B-2.46%22.3494.54%
JACKSON FINANCIAL INC CLASS AJXNInsurance-Life106.478.01B1.80%3.5520.17%
Credit Acceptance CorporationCACCCredit Services541.946.56B-3.51%33.78382.44%
OneMain Holdings IncOMFCredit Services54.526.53B-0.44%9.80655.60%
Lincoln National CorporationLNCInsurance-Life34.95.94B0.78%3.5277.57%
CNO Financial Group IncCNOInsurance-Life46.854.96B1.91%9.37186.20%
SLM CorporationSLMBPCredit Services75.044.90B0.17%34.68236.64%
SLM CorporationSLMCredit Services22.054.80B-0.05%7.16236.64%
Nelnet IncNNICredit Services129.224.68B0.05%27.00290.45%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Dolby Laboratories IncDLBMedia - Diversified55.615.30B-0.82%34.320.00%
FBINFBINBuilding Products & Equipment39.214.87B0.33%25.57130.24%
Thor Industries IncTHORecreational Vehicles77.544.10B-0.27%23.4427.88%
Polaris Industries IncPIIRecreational Vehicles68.253.80B0.74%14.48170.51%
Cinemark Holdings IncCNKMedia - Diversified30.63.74B-1.39%27.93934.91%
Harley-Davidson IncHOGRecreational Vehicles24.633.24B1.15%7.33218.58%
Pitney Bowes IncPBIBuilding Products & Equipment16.723.00B-1.18%n/a-571.93%
VeriFone Systems IncPAYBuilding Products & Equipment22.352.78B-7.87%102.462.10%
LCI IndustriesLCIIRecreational Vehicles106.822.72B0.03%25.8277.66%
IMAX CorporationIMAXMedia - Diversified40.52.13B0.02%54.26110.44%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA7.2513.23Cheaper
Ent. to Revenue2.1211.29Cheaper
PE Ratio21.8418.44Par
Price to Book2.583.87Cheaper
Dividend Yield1.324.90Poor
Std. Deviation (3M)29.1145.36Lower Risk
Debt to Equity1.016.69Cheaper
Debt to Assets0.460.42Par
Market Cap9.49B23.69BEmerging
  • 1

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