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Primerica Inc

PRI | US

279.97

USD

-0.83

-0.30%

PRI | US
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About Primerica Inc

Sector

Financial Services

Industry

Insurance-Life

Earnings date

30/06/2024

As of date

24/04/2026

Close

279.97

Open

279.73

High

283.75

Low

278.75

Primerica Inc. together with its subsidiaries provides financial products to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans managed investments variable and fixed annuities and fixed indexed annuities. The Senior Health segment offers segregated funds; and medicare advantage and supplement products. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters such as drafting wills living wills and powers of attorney trial defense and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products including supplemental health and accidental death. It distributes and sells its products through licensed sales representatives. Primerica Inc. was founded in 1927 and is headquartered in Duluth Georgia.

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PRI | US

Risk
19.7
Sharpe
0.27
Luna's Score
63/100
Recommendation
Hold

Luna says (PRI | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Low Debt to Asset (< 0.2)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

What's not Working

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

16.9%

1 month

19.7%

3 months

23.3%

6 months

19.9%

Returns

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Fundamental Ratios

PE

22.34

Fwd. PE

10.83

Price to book

4.48

Debt to equity

0.95

Debt to assets

0.17

Ent. to EBITDA

-

Ent. to rev.

3.68

PEG

1.05

Other Fundamentals

EBITDA

955.45M

MarketCap

9.47B

MarketCap(USD)

9.47B

Div. yield

1.28

Op. margin

34.57

Erngs. growth

-99.20

Rev. growth

16.20

Ret. on equity

21.42

Short ratio

1.63

Short perc.

0.94

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

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Range10D

25.74

Range1M

39.55

Range3M

53.66

Volumes: Market Activity

Volume Averages

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Rel. volume

0.94

Price X volume

39.54M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
FirstCash IncFCFSCredit Services2199.93B3.14%21.84100.94%
Jefferies Financial Group IncJEFAsset Management47.469.75B3.87%28.40207.24%
Iris Energy LtdIRENCapital Markets50.649.59B-2.65%n/a0.15%
Affiliated Managers Group IncAMGAsset Management287.448.57B1.07%11.3375.81%
FactSet Research Systems IncFDSCapital Markets224.128.53B-1.74%33.9071.42%
Janus Henderson Group plcJHGAsset Management51.558.21B0.00%14.126.77%
Stifel Financial CorpSFCapital Markets77.197.91B0.39%21.6549.07%
WULFWULFCapital Markets20.017.66B-1.77%n/a18.97%
Virtu Financial IncVIRTCapital Markets48.537.56B0.68%16.57141.20%
HUTHUTCapital Markets76.877.18B-2.41%n/a55.87%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Solventum Corp.SOLVHealth Information Services68.5210.03B-0.64%n/a311.02%
HealthEquity IncHQYHealth Information Services82.457.20B6.05%73.0753.66%
Dolby Laboratories IncDLBMedia - Diversified64.086.11B1.78%34.320.00%
FBINFBINBuilding Products & Equipment41.545.16B0.34%25.57130.24%
Doximity Inc.DOCSHealth Information Services24.014.46B3.63%54.381.54%
Cinemark Holdings IncCNKMedia - Diversified28.483.49B-0.42%27.93934.91%
VeriFone Systems IncPAYBuilding Products & Equipment27.253.39B0.96%102.462.10%
Privia Health Group Inc. Common StockPRVAHealth Information Services23.842.85B1.45%148.581.14%
Pitney Bowes IncPBIBuilding Products & Equipment15.582.80B1.37%n/a-571.93%
IMAX CorporationIMAXMedia - Diversified36.451.92B-0.44%54.26110.44%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--5.66-
Ent. to Revenue3.681.75Expensive
PE Ratio22.3417.00Expensive
Price to Book4.481.67Expensive
Dividend Yield1.282.96Poor
Std. Deviation (3M)23.2930.52Lower Risk
Debt to Equity0.950.66Expensive
Debt to Assets0.170.05Expensive
Market Cap9.47B20.04BEmerging
  • 1

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