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Community Trust Bancorp Inc

CTBI | US

65.15

USD

-0.40

-0.61%

CTBI | US
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About Community Trust Bancorp Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

24/04/2026

Close

65.15

Open

64.99

High

65.69

Low

64.76

Community Trust Bancorp Inc. operates as the bank holding company for Community Trust Bank Inc. that provides commercial and personal banking services to small and mid-sized communities. The company accepts time and demand deposits checking accounts savings accounts and savings certificates individual retirement accounts and Keogh plans and money market accounts. Its loan portfolio includes commercial construction mortgage and personal loans; lease-financing lines of credit revolving lines of credit and term loans as well as other specialized loans including asset-based financing; residential and commercial real estate loans; and consumer loans. The company also provides cash management renting safe deposit boxes and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts executor of estates trustee for employee benefit trusts and paying agent for bond and stock issues as well as an investment agent and depositor for securities. In addition it offers securities brokerage and trust and wealth management services; debit cards; annuity and life insurance products; and repurchase agreements as well as mobile internet banking and e-statement services. Community Trust Bancorp Inc. was founded in 1903 and is headquartered in Pikeville Kentucky.

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CTBI | US

Risk
23.5
Sharpe
1.23
Luna's Score
66/100
Recommendation
Buy

Luna says (CTBI | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Weakness based on declining price with high volume

Price Below SMA10D

High Short-term Volatility

Smallcap (300M - 2B USD)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

28.4%

1 month

23.5%

3 months

24.6%

6 months

27.3%

Returns

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Fundamental Ratios

PE

11.93

Fwd. PE

11.31

Price to book

1.22

Debt to equity

0.43

Debt to assets

0.05

Ent. to EBITDA

-

Ent. to rev.

3.94

PEG

3.55

Other Fundamentals

EBITDA

-

MarketCap

1.18B

MarketCap(USD)

1.18B

Div. yield

3.65

Op. margin

46.89

Erngs. growth

7.00

Rev. growth

7.10

Ret. on equity

11.17

Short ratio

1.66

Short perc.

0.52

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

4.83

Range1M

9.22

Range3M

11.87

Volumes: Market Activity

Volume Averages

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Rel. volume

1.37

Price X volume

9.09M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
German American Bancorp IncGABCBanks - Regional - US43.531.29B-0.18%14.5324.91%
Preferred BankPFBCBanks - Regional - US93.51.25B-1.55%8.1423.16%
MILLERKNOLL INCMLKNFurnishings Fixtures & Appliances17.61.22B1.62%29.03102.81%
Peoples Bancorp IncPEBOBanks - Regional - US34.131.21B-1.39%8.9567.62%
MBCMBCFurnishings Fixtures & Appliances9.361.19B0.11%14.0159.44%
Tompkins Financial CorporationTMPBanks - Regional - US82.331.19B-2.82%63.53120.01%
Trupanion IncTRUPInsurance - Specialty27.461.16B2.31%n/a42.15%
OceanFirst Financial CorpOCFCSavings & Cooperative Banks19.081.12B0.10%10.9178.32%
Coastal Financial CorporationCCBBanks - Regional - US82.271.11B-1.93%21.9316.93%
Univest Corporation of PennsylvaniaUVSPBanks - Regional - US37.571.10B0.16%11.5751.96%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Lincoln Educational Services CorporationLINCBuilding Products & Equipment39.111.23B-1.21%51.6088.92%
Janus International Group Inc.JBIBuilding Products & Equipment5.44790.55M1.30%11.62116.21%
HUYA IncHUYAMedia - Diversified3.09699.49M-0.32%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment6.01694.62M-0.17%65.1877.00%
The Marcus CorporationMCSMedia - Diversified18.78604.22M0.91%n/a83.32%
AMC Entertainment Holdings IncAMCMedia - Diversified1.64592.62M-1.80%n/a-511.14%
Ennis IncEBFBuilding Products & Equipment20.33528.66M-1.26%13.282.28%
AHGAHGMedical Distribution2.035484.70M-4.01%n/a1.45%
AMC Networks IncAMCXMedia - Diversified8.47373.51M-3.31%6.32236.34%
ACCO Brands CorporationACCOBuilding Products & Equipment3.31317.09M1.85%n/a174.23%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue3.9473.69Cheaper
PE Ratio11.9318.44Cheaper
Price to Book1.223,795.44Cheaper
Dividend Yield3.653.11Par
Std. Deviation (3M)24.5532.77Lower Risk
Debt to Equity0.430.66Cheaper
Debt to Assets0.050.08Cheaper
Market Cap1.18B2.81BEmerging
  • 1

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