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Atlanticus Holdings Corporation

ATLCP | US

24.29

USD

-0.10

-0.43%

ATLCP | US
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About Atlanticus Holdings Corporation

Sector

Financial Services

Industry

Credit Services

Earnings date

30/06/2024

As of date

17/03/2026

Close

24.29

Open

24.30

High

24.42

Low

24.29

Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments Credit as a Service and Auto Finance. The Credit as a Service segment originates a range of consumer loan products such as private label and general purpose credit cards originated by lenders through various channels including retail and healthcare direct mail solicitation digital marketing and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services including consumer electronics furniture elective medical procedures healthcare and home-improvements by partnering with retailers and service providers. This segment also offers loan servicing such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here pay-here and used car business. This segment also provides floor plan financing and installment lending products. It also invests in and services portfolios of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta Georgia.

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ATLCP | US

Risk
10.8
Sharpe
0.60
Luna's Score
48/100
Recommendation
Hold

Luna says (ATLCP | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Strong Operating Margin (> 25%)

What's not Working

Weakness based on declining price with high volume

Price Below SMA10D

High Short-term Volatility

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

High Debt to Asset (> 0.45)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

11.3%

1 month

10.8%

3 months

8.0%

6 months

9.7%

Returns

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Fundamental Ratios

PE

3.01

Fwd. PE

-

Price to book

-

Debt to equity

4.43

Debt to assets

0.74

Ent. to EBITDA

-

Ent. to rev.

-

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

657.46M

MarketCap(USD)

657.46M

Div. yield

8.34

Op. margin

31.46

Erngs. growth

-3.50

Rev. growth

1.50

Ret. on equity

18.87

Short ratio

0.12

Short perc.

0.26

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

1.00

Range1M

1.15

Range3M

1.15

Volumes: Market Activity

Volume Averages

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Rel. volume

1.09

Price X volume

129.27K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
PRA Group IncPRAACredit Services17.57692.56M2.69%213.00285.96%
Federal Agricultural Mortgage CorpAGM-PDCredit Services21.545631.33M0.30%2.201768.36%
Green Dot CorporationGDOTCredit Services11.32608.07M6.29%n/a7.63%
LexinFintech Holdings LtdLXCredit Services2.66437.34M2.31%4.2851.60%
Sezzle Inc. Common StockSEZLCredit Services68.12381.46M1.98%31.93138.87%
CNFinance Holdings LimitedCNFCredit Services4.8095329.85M5.90204.91%
Regional Management CorpRMCredit Services31.47319.60M1.81%12.60408.85%
Yirendai LtdYRDCredit Services3.56309.49M0.00%1.820.00%
Runway Growth Finance Corp. Common StockRWAYCredit Services7.03270.99M4.30%14.32108.35%
X Financial American Depositary Shares each representing two Class AXYFCredit Services5.04238.96M8.39%1.767.13%
  • 1

Diversifiers

Name
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Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
HUYA IncHUYAMedia - Diversified3.15713.07M-8.96%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment6.07701.55M-0.82%65.1877.00%
Fox Factory Holding CorpFOXFRecreational Vehicles16.37682.35M3.80%42.0564.69%
Ennis IncEBFBuilding Products & Equipment20.9543.48M-1.14%13.282.28%
Malibu Boats IncMBUURecreational Vehicles26.05520.76M0.58%n/a1.50%
The Marcus CorporationMCSMedia - Diversified15.76507.06M0.96%n/a83.32%
AMC Entertainment Holdings IncAMCMedia - Diversified1.0894393.66M0.88%n/a-511.14%
MCBC Holdings IncMCFTRecreational Vehicles19.99331.98M0.60%34.2726.82%
ACCO Brands CorporationACCOBuilding Products & Equipment3.21307.51M-0.93%n/a174.23%
AMC Networks IncAMCXMedia - Diversified6.96306.92M0.72%6.32236.34%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-13.23-
Ent. to Revenue-11.29-
PE Ratio3.0118.44Cheaper
Price to Book-3.87-
Dividend Yield8.344.90Leader
Std. Deviation (3M)7.9845.36Lower Risk
Debt to Equity4.436.69Cheaper
Debt to Assets0.740.42Expensive
Market Cap657.46M23.69BEmerging
  • 1

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