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Atlanticus Holdings Corporation

ATLCP | US

24.13

USD

-0.08

-0.33%

ATLCP | US
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About Atlanticus Holdings Corporation

Sector

Financial Services

Industry

Credit Services

Earnings date

30/06/2024

As of date

03/06/2026

Close

24.13

Open

24.40

High

24.40

Low

23.86

Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments Credit as a Service and Auto Finance. The Credit as a Service segment originates a range of consumer loan products such as private label and general purpose credit cards originated by lenders through various channels including retail and healthcare direct mail solicitation digital marketing and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services including consumer electronics furniture elective medical procedures healthcare and home-improvements by partnering with retailers and service providers. This segment also offers loan servicing such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here pay-here and used car business. This segment also provides floor plan financing and installment lending products. It also invests in and services portfolios of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta Georgia.

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ATLCP | US

Risk
9.2
Sharpe
0.57
Luna's Score
55/100
Recommendation
Hold

Luna says (ATLCP | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Strong Operating Margin (> 25%)

What's not Working

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

High Debt to Asset (> 0.45)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

10.9%

1 month

9.2%

3 months

16.9%

6 months

13.1%

Returns

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Fundamental Ratios

PE

3.01

Fwd. PE

-

Price to book

-

Debt to equity

4.43

Debt to assets

0.74

Ent. to EBITDA

-

Ent. to rev.

-

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

653.13M

MarketCap(USD)

653.13M

Div. yield

8.34

Op. margin

31.46

Erngs. growth

-3.50

Rev. growth

1.50

Ret. on equity

18.87

Short ratio

0.12

Short perc.

0.26

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

0.65

Range1M

0.85

Range3M

4.29

Volumes: Market Activity

Volume Averages

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Rel. volume

0.86

Price X volume

99.95K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Green Dot CorporationGDOTCredit Services12.44668.23M-1.89%n/a7.63%
Sezzle Inc. Common StockSEZLCredit Services113.19633.84M-4.42%31.93138.87%
NerdWallet Inc. Class A Common StockNRDSCredit Services8.02631.23M-4.75%n/a2.06%
Federal Agricultural Mortgage CorpAGM-PDCredit Services20.6799605.98M0.10%2.201768.36%
PRA Group IncPRAACredit Services14.02552.63M-2.91%213.00285.96%
LexinFintech Holdings LtdLXCredit Services2.19360.06M-4.37%4.2851.60%
Regional Management CorpRMCredit Services34.24347.73M-3.77%12.60408.85%
LPROLPROCredit Services2.18259.97M-12.10%114.2067.53%
Citizens IncCIAInsurance-Life4.96247.35M-9.65%13.630.00%
Runway Growth Finance Corp. Common StockRWAYCredit Services6.28242.08M-3.68%14.32108.35%
  • 1

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The Marcus CorporationMCSMedia - Diversified19.5627.39M-2.26%n/a83.32%
Latham Group Inc.SWIMBuilding Products & Equipment5.28610.25M-0.75%65.1877.00%
HUYA IncHUYAMedia - Diversified2.63595.36M-3.31%n/a0.00%
Malibu Boats IncMBUURecreational Vehicles27.28545.35M-0.87%n/a1.50%
Ennis IncEBFBuilding Products & Equipment20.16524.24M-2.75%13.282.28%
AMC Networks IncAMCXMedia - Diversified9.44416.29M-10.44%6.32236.34%
MCBC Holdings IncMCFTRecreational Vehicles22.71377.15M-2.15%34.2726.82%
ACCO Brands CorporationACCOBuilding Products & Equipment3.84367.86M-1.03%n/a174.23%
Camping World Holdings IncCWHRecreational Vehicles7.12321.32M-4.30%n/a3644.76%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-13.23-
Ent. to Revenue-11.29-
PE Ratio3.0118.44Cheaper
Price to Book-3.87-
Dividend Yield8.344.90Leader
Std. Deviation (3M)16.9045.36Lower Risk
Debt to Equity4.436.69Cheaper
Debt to Assets0.740.42Expensive
Market Cap653.13M23.69BEmerging
  • 1

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