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Regional Management Corp

RM | US

34.24

USD

-1.34

-3.77%

RM | US
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About Regional Management Corp

Sector

Financial Services

Industry

Credit Services

Earnings date

30/06/2024

As of date

03/06/2026

Close

34.24

Open

35.05

High

35.05

Low

33.80

Regional Management Corp. a diversified consumer finance company provides various installment loan products primarily to customers with limited access to consumer credit from banks thrifts credit card companies and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture appliances and other retail products. The company also provides insurance products including credit life credit accident and health credit property vehicle single interest and credit involuntary unemployment insurance; collateral protection insurance; and property insurance as well as reinsurance products. In addition its loans are sourced through branches centrally-managed direct mail campaigns and digital partners as well as its consumer website. The company was incorporated in 1987 and is headquartered in Greer South Carolina.

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RM | US

Risk
35.9
Sharpe
0.70
Luna's Score
42/100
Recommendation
Sell

Luna says (RM | US)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Value Stock (Price to Book < 3)

What's not Working

Price Below SMA10D

High Short-term Volatility

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

High Debt to Asset (> 0.45)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

38.3%

1 month

35.9%

3 months

36.5%

6 months

41.9%

Returns

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Fundamental Ratios

PE

12.60

Fwd. PE

6.28

Price to book

0.94

Debt to equity

4.09

Debt to assets

0.79

Ent. to EBITDA

-

Ent. to rev.

3.47

PEG

0.42

Other Fundamentals

EBITDA

117.22M

MarketCap

347.73M

MarketCap(USD)

347.73M

Div. yield

3.75

Op. margin

21.02

Erngs. growth

36.50

Rev. growth

7.10

Ret. on equity

7.47

Short ratio

13.63

Short perc.

4.95

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

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Range10D

4.04

Range1M

4.10

Range3M

11.05

Volumes: Market Activity

Volume Averages

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Rel. volume

0.84

Price X volume

1.62M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
LexinFintech Holdings LtdLXCredit Services2.19360.06M-4.37%4.2851.60%
LPROLPROCredit Services2.18259.97M-12.10%114.2067.53%
Citizens IncCIAInsurance-Life4.96247.35M-9.65%13.630.00%
Runway Growth Finance Corp. Common StockRWAYCredit Services6.28242.08M-3.68%14.32108.35%
X Financial American Depositary Shares each representing two Class AXYFCredit Services4.83229.00M-1.63%1.767.13%
Security National Financial CorporationSNFCACredit Services9.23223.55M-3.35%11.0031.78%
Medallion Financial CorpMFINCredit Services9.57221.73M-2.60%5.01645.04%
CNFinance Holdings LimitedCNFCredit Services2.99205.06M-5.38%5.90204.91%
Finance Of America Companies IncFOACredit Services19.09189.48M-1.19%n/a12123.29%
Consumer Portfolio Services IncCPSSCredit Services9.15189.42M-3.48%8.851058.75%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
MCBC Holdings IncMCFTRecreational Vehicles22.71377.15M-2.15%34.2726.82%
ACCO Brands CorporationACCOBuilding Products & Equipment3.84367.86M-1.03%n/a174.23%
Camping World Holdings IncCWHRecreational Vehicles7.12321.32M-4.30%n/a3644.76%
CPI Card Group IncPMTSBuilding Products & Equipment16.21180.87M-3.17%15.61-621.78%
ONEWATER MARINE INC.ONEWRecreational Vehicles10.92175.34M-3.87%n/a286.96%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment39.56113.61M-2.49%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment5.4488.61M-9.48%9.0939.79%
Reading International IncRDIBMedia - Diversified8.969.82M-3.89%n/a4054.78%
ILAGILAGBuilding Products & Equipment3.4562.31M-4.21%n/a5.48%
Twin Vee PowerCats Co. Common StockVEEERecreational Vehicles6.3160.07M-11.00%n/a19.98%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-13.23-
Ent. to Revenue3.4711.29Cheaper
PE Ratio12.6018.44Cheaper
Price to Book0.943.87Cheaper
Dividend Yield3.754.90Poor
Std. Deviation (3M)36.4545.36Par
Debt to Equity4.096.69Cheaper
Debt to Assets0.790.42Expensive
Market Cap347.73M23.69BEmerging
  • 1

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