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UJJIVANSFB

UJJIVANSFB | NSE

56.79

INR

-1.72

-2.94%

UJJIVANSFB | NSE
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About UJJIVANSFB

Sector

Financial Services

Industry

Banks-Regional

Earnings date

30/06/2024

As of date

24/04/2026

Close

56.79

Open

58.45

High

58.51

Low

56.60

Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury Retail Banking and Corporate/Wholesale Banking segments. It provides current savings salary and NRI accounts; and fixed recurring TASC fixed and tax saver fixed deposits. The company's loan products include group loans such as business family agriculture and allied education GL top-up emergency and loyalty loans; individual loans comprising individual business livestock agriculture and bazar loans as well as home improvement loans open market livestock and home improvement loans; housing loans; vehicle loans; and gold loans. Its loan products also comprise micro and small enterprise loans which include loan against property secured enterprise and business loans overdraft against property and business edge term loans; business edge overdrafts; loan against rent receivables; emergency credit line guarantee scheme; personal loans; and financial institutions group loans. The company also offers mobile phone net SMS and missed call banking services; debit and credit cards; and insurance products such as credit life endowment term PAR POS ULIP motor property home content health and personal accident insurance. In addition it is involved in retail forex and trade. The company was incorporated in 2016 and is headquartered in Bengaluru India. Ujjivan Small Finance Bank Limited is a subsidiary of Ujjivan Financial Services Limited.

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UJJIVANSFB | NSE

Risk
47.8
Sharpe
1.05
Luna's Score
55/100
Recommendation
Hold

Luna says (UJJIVANSFB | NSE)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Price Below SMA10D

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

30.8%

1 month

47.8%

3 months

49.0%

6 months

41.3%

Returns

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Fundamental Ratios

PE

6.06

Fwd. PE

-

Price to book

1.37

Debt to equity

0.42

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

2.10

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

109.55B

MarketCap(USD)

1.14B

Div. yield

3.79

Op. margin

38.85

Erngs. growth

-7.30

Rev. growth

9.00

Ret. on equity

26.09

Short ratio

-

Short perc.

-

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

4.11

Range1M

10.51

Range3M

18.76

Volumes: Market Activity

Volume Averages

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Rel. volume

0.38

Price X volume

318.63M

Peers

Name
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Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Tega Industries LimitedTEGASpecialty Industrial Machinery1680.1111.54B-1.16%58.8225.84%
The Bombay Burmah Trading Corporation LimitedBBTCPackaged Foods1492.7104.27B-3.10%17.6046.22%
Arvind LimitedARVINDTextile Manufacturing382.5100.25B-1.62%30.4040.87%
Manorama Industries LimitedMANORAMAPackaged Foods1411.183.28B-1.31%131.95102.78%
KRBL LimitedKRBLPackaged Foods359.981.78B-1.75%13.8411.21%
ISGEC HEAVY ENGINEERING LTDISGECSpecialty Industrial Machinery1055.177.49B-1.35%40.8332.28%
Transport Corporation of India LimitedTCIIntegrated Freight & Logistics940.972.40B1.49%23.159.67%
Gujarat Ambuja Exports LimitedGAELPackaged Foods151.3770.22B-2.32%17.857.12%
Lloyds Engineering Works LimitedLLOYDSENGGSpecialty Industrial Machinery57.4366.73B0.03%99.5418.31%
Alok Industries LimitedALOKINDSTextile Manufacturing13.5266.01B-2.66%n/a-131.55%
  • 1

Diversifiers

Name
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Industry
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Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Vedant Fashions LimitedMANYAVARApparel Retail450.05110.08B-2.65%84.2627.74%
Vertoz Advertising LimitedVERTOZAdvertising Agencies50.3644.18B-2.59%48.6710.74%
"SAI SILKS (KALAMANDIR) LIMITED "KALAMANDIRApparel Retail105.4415.54B-1.25%28.8343.67%
Signpost India LimitedSIGNPOSTAdvertising Agencies261.5815.33B-2.64%30.5480.30%
V2 Retail LimitedV2RETAILApparel Retail203.067.24B-2.11%120.49191.28%
Bhagyanagar India LtdBHAGYANGRCopper219.347.09B1.49%36.3652.08%
Madhav Copper LimitedMCLCopper591.63B-1.55%82.2232.14%
Cubex Tubings LimitedCUBEXTUBCopper89.311.30B-1.13%35.8521.78%
Touchwood Entertainment LimitedTOUCHWOODAdvertising Agencies75.31839.62M0.39%50.064.88%
Sagardeep Alloys LimitedSAGARDEEPCopper23.58409.35M-2.16%58.6243.14%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue2.104.86Cheaper
PE Ratio6.0615.86Cheaper
Price to Book1.371.68Par
Dividend Yield3.791.54Leader
Std. Deviation (3M)48.9628.13Riskier
Debt to Equity0.420.76Cheaper
Debt to Assets0.060.08Cheaper
Market Cap109.55B1,364.57BEmerging
  • 1

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