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UJJIVANSFB

UJJIVANSFB | NSE

53.62

INR

3.11

6.16%

UJJIVANSFB | NSE
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About UJJIVANSFB

Sector

Financial Services

Industry

Banks-Regional

Earnings date

30/06/2024

As of date

01/04/2026

Close

53.62

Open

52.48

High

54.25

Low

51.80

Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury Retail Banking and Corporate/Wholesale Banking segments. It provides current savings salary and NRI accounts; and fixed recurring TASC fixed and tax saver fixed deposits. The company's loan products include group loans such as business family agriculture and allied education GL top-up emergency and loyalty loans; individual loans comprising individual business livestock agriculture and bazar loans as well as home improvement loans open market livestock and home improvement loans; housing loans; vehicle loans; and gold loans. Its loan products also comprise micro and small enterprise loans which include loan against property secured enterprise and business loans overdraft against property and business edge term loans; business edge overdrafts; loan against rent receivables; emergency credit line guarantee scheme; personal loans; and financial institutions group loans. The company also offers mobile phone net SMS and missed call banking services; debit and credit cards; and insurance products such as credit life endowment term PAR POS ULIP motor property home content health and personal accident insurance. In addition it is involved in retail forex and trade. The company was incorporated in 2016 and is headquartered in Bengaluru India. Ujjivan Small Finance Bank Limited is a subsidiary of Ujjivan Financial Services Limited.

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UJJIVANSFB | NSE

Risk
69.2
Sharpe
1.16
Luna's Score
57/100
Recommendation
Hold

Luna says (UJJIVANSFB | NSE)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

High Short-term Volatility

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

88.2%

1 month

69.2%

3 months

51.5%

6 months

41.6%

Returns

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Fundamental Ratios

PE

6.06

Fwd. PE

-

Price to book

1.37

Debt to equity

0.42

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

2.10

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

103.43B

MarketCap(USD)

1.11B

Div. yield

3.79

Op. margin

38.85

Erngs. growth

-7.30

Rev. growth

9.00

Ret. on equity

26.09

Short ratio

-

Short perc.

-

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

5.82

Range1M

8.42

Range3M

18.76

Volumes: Market Activity

Volume Averages

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Rel. volume

0.88

Price X volume

665.89M

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Lumax Auto Technologies LimitedLUMAXTECHAuto Parts1593.5110.73B4.68%26.95102.57%
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Prudent Corporate Advisory Services LimitedPRUDENTAsset Management2262.794.04B4.03%72.594.22%
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  • 1

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Madhav Copper LimitedMCLCopper57.491.59B4.99%82.2232.14%
Cubex Tubings LimitedCUBEXTUBCopper83.81.22B13.34%35.8521.78%
Touchwood Entertainment LimitedTOUCHWOODAdvertising Agencies65.89734.59M4.50%50.064.88%
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  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue2.104.86Cheaper
PE Ratio6.0615.86Cheaper
Price to Book1.371.68Par
Dividend Yield3.791.54Leader
Std. Deviation (3M)51.5228.13Riskier
Debt to Equity0.420.76Cheaper
Debt to Assets0.060.08Cheaper
Market Cap103.43B1,364.57BEmerging
  • 1

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