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Texas Capital Bancshares Inc

TCBI | US

105.75

USD

1.17

1.12%

TCBI | US
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About Texas Capital Bancshares Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/09/2024

As of date

20/04/2026

Close

105.75

Open

103.63

High

106.82

Low

101.83

Texas Capital Bancshares Inc. operates as the bank holding company for Texas Capital Bank is a full-service financial services firm that delivers customized solutions to businesses entrepreneurs and individual customers. The company offers commercial banking consumer banking investment banking and wealth management services. It offers business deposit products and services including commercial checking accounts lockbox accounts and cash concentration accounts as well as information wire transfer initiation ACH initiation account transfer and service integration services; and consumer deposit products such as checking accounts savings accounts money market accounts and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital internal growth acquisitions and business insurance premiums as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program as well as equipment finance and leasing services and letters of credit. In addition it offers online and mobile banking and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin Fort Worth Dallas Houston and San Antonio metropolitan areas of Texas. Texas Capital Bancshares Inc. was incorporated in 1996 and is headquartered in Dallas Texas.

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TCBI | US

Risk
18.9
Sharpe
1.98
Luna's Score
66/100
Recommendation
Buy

Luna says (TCBI | US)

What's Working

Positive Momentum

Strength based on increasing price with high volume

Low 6-Month Volatility (<30%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Sharpe Ratio (> 1.2)

What's not Working

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

Weak Operating Margin (< 10%)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

17.0%

1 month

18.9%

3 months

31.7%

6 months

28.5%

Returns

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Fundamental Ratios

PE

395.10

Fwd. PE

15.92

Price to book

1.20

Debt to equity

0.51

Debt to assets

0.05

Ent. to EBITDA

-

Ent. to rev.

6.31

PEG

1.40

Other Fundamentals

EBITDA

-

MarketCap

4.89B

MarketCap(USD)

4.89B

Div. yield

-

Op. margin

-65.11

Erngs. growth

-39.90

Rev. growth

-55.80

Ret. on equity

0.83

Short ratio

3.31

Short perc.

4.19

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

11.55

Range1M

14.69

Range3M

20.77

Volumes: Market Activity

Volume Averages

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Rel. volume

1.09

Price X volume

41.82M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Radian Group IncRDNInsurance - Specialty35.255.30B-0.34%9.2045.48%
The Brink's CompanyBCOSecurity & Protection Services113.915.03B-0.41%37.211250.20%
First Financial Bankshares IncFFINBanks - Regional - US32.644.66B0.52%26.4810.71%
International Bancshares CorporationIBOCBanks - Regional - US72.164.49B-0.21%9.9328.37%
Assured Guaranty LtdAGOInsurance - Specialty83.384.39B-1.67%7.1137.53%
Associated Banc-CorpASBBanks - Regional - US28.364.28B0.78%19.5396.58%
ServisFirst Bancshares IncSFBSBanks - Regional - US78.144.26B0.36%23.6778.70%
TFS Financial CorpTFSLBanks - Regional - US15.054.19B0.40%46.86251.01%
WSFS Financial CorporationWSFSBanks - Regional - US70.644.19B0.33%11.5252.31%
Fulton Financial CorporationFULTBanks - Regional - US22.124.02B0.59%11.440.00%
  • 1

Diversifiers

Name
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Industry
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Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
FBINFBINBuilding Products & Equipment41.385.14B2.35%25.57130.24%
Cinemark Holdings IncCNKMedia - Diversified30.263.70B0.83%27.93934.91%
VeriFone Systems IncPAYBuilding Products & Equipment28.973.61B1.33%102.462.10%
Prestige Brands Holdings IncPBHMedical Distribution58.682.91B0.95%17.7465.62%
Pitney Bowes IncPBIBuilding Products & Equipment13.192.37B2.73%n/a-571.93%
IMAX CorporationIMAXMedia - Diversified35.951.89B2.45%54.26110.44%
HNI CorporationHNIBuilding Products & Equipment37.851.78B-0.24%22.1276.47%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment14.971.50B-1.45%n/a19.46%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment41.141.29B-1.93%51.6088.92%
Janus International Group Inc.JBIBuilding Products & Equipment5.75835.60M3.79%11.62116.21%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue6.3173.69Cheaper
PE Ratio395.1018.44Expensive
Price to Book1.203,795.44Cheaper
Dividend Yield-3.11-
Std. Deviation (3M)31.7432.77Par
Debt to Equity0.510.66Cheaper
Debt to Assets0.050.08Cheaper
Market Cap4.89B2.81BMarket Leader
  • 1

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