Join over 2,000+ Investors
Register now and embark on your journey to informed and successful investing.
SPANDANA
SPANDANA | NSE
255.00
INR-2.20
-0.86%
SPANDANA | NSE
Loading StockChartView...
About SPANDANA
Sector
Financial Services
Industry
Credit Services
Earnings date
31/03/2024
As of date
05/06/2026
Close
255.00
Open
257.20
High
259.50
Low
253.85
Spandana Sphoorty Financial Limited engages in the microfinance business in India. It provides income generation loans for low-income households; loans against the property; personal loans for business development purchase of livestock house construction/renovation and other needs; gold loans for agriculture business and short-term liquidity needs; and interim loans as well as business loans. The company also offers loans for women to expand their existing income-generating activities smoothening household cash flows and acquiring productive assets. It serves low-income customers in semi-urban and rural areas with approximately 1049 branches. The company was founded in 1998 and is based in Hyderabad India.
View LessSPANDANA | NSE
Risk
36.4
Sharpe
-0.46
Luna's Score
42/100
Recommendation
Sell
Luna says (SPANDANA | NSE)
What's Working
Low Market Beta (-0.4 to 0.8)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
What's not Working
Price Below SMA10D
Microcap (<300M USD)
High Debt to Equity (> 0.75)
High Debt to Asset (> 0.45)
Declining Revenue (< 0%)
Weak Sharpe Ratio (< 0.3)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
Loading RiskMeterView...
10 days
25.1%1 month
36.4%3 months
51.8%6 months
42.9%Returns
Loading ReturnMeterView...
Fundamental Ratios
PE
8.27
Fwd. PE
-
Price to book
0.99
Debt to equity
2.59
Debt to assets
0.70
Ent. to EBITDA
14.35
Ent. to rev.
4.65
PEG
-
Other Fundamentals
EBITDA
-
MarketCap
18.20B
MarketCap(USD)
191.68M
Div. yield
-
Op. margin
28.23
Erngs. growth
-53.90
Rev. growth
-11.10
Ret. on equity
14.85
Short ratio
-
Short perc.
-
Market Sentiment (SMA and Price signals)
Short-term: Bearish (SMA10D < SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bearish (SMA6M < SMA12M)
SMAs: Stock Price Trends
Loading MovingAverageView...
Range10D
27.37
Range1M
50.43
Range3M
112.98
Volumes: Market Activity
Volume Averages
Loading VolumeAverageView...
Rel. volume
0.30
Price X volume
31.82M
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | 14.35 | 22.77 | Cheaper |
| Ent. to Revenue | 4.65 | 507.73 | Cheaper |
| PE Ratio | 8.27 | 22.59 | Cheaper |
| Price to Book | 0.99 | 2.81 | Cheaper |
| Dividend Yield | - | 1.06 | - |
| Std. Deviation (3M) | 51.81 | 38.98 | Riskier |
| Debt to Equity | 2.59 | 3.31 | Cheaper |
| Debt to Assets | 0.70 | 1.03 | Cheaper |
| Market Cap | 18.20B | 455.40B | Emerging |
