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SPANDANA
SPANDANA | NSE
192.58
INR8.43
4.58%
SPANDANA | NSE
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About SPANDANA
Sector
Financial Services
Industry
Credit Services
Earnings date
31/03/2024
As of date
01/04/2026
Close
192.58
Open
191.99
High
198.19
Low
186.73
Spandana Sphoorty Financial Limited engages in the microfinance business in India. It provides income generation loans for low-income households; loans against the property; personal loans for business development purchase of livestock house construction/renovation and other needs; gold loans for agriculture business and short-term liquidity needs; and interim loans as well as business loans. The company also offers loans for women to expand their existing income-generating activities smoothening household cash flows and acquiring productive assets. It serves low-income customers in semi-urban and rural areas with approximately 1049 branches. The company was founded in 1998 and is based in Hyderabad India.
View LessSPANDANA | NSE
Risk
55.0
Sharpe
-0.72
Luna's Score
43/100
Recommendation
Sell
Luna says (SPANDANA | NSE)
What's Working
Strength based on increasing price with high volume
Low Market Beta (-0.4 to 0.8)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
What's not Working
Price Below SMA10D
High Short-term Volatility
Microcap (<300M USD)
High Debt to Equity (> 0.75)
High Debt to Asset (> 0.45)
Declining Revenue (< 0%)
Weak Sharpe Ratio (< 0.3)
Volatility Signals
Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.
Risk Meter
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10 days
72.7%1 month
55.0%3 months
41.9%6 months
39.3%Returns
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Fundamental Ratios
PE
8.27
Fwd. PE
-
Price to book
0.99
Debt to equity
2.59
Debt to assets
0.70
Ent. to EBITDA
14.35
Ent. to rev.
4.65
PEG
-
Other Fundamentals
EBITDA
-
MarketCap
13.74B
MarketCap(USD)
147.48M
Div. yield
-
Op. margin
28.23
Erngs. growth
-53.90
Rev. growth
-11.10
Ret. on equity
14.85
Short ratio
-
Short perc.
-
Market Sentiment (SMA and Price signals)
Short-term: Bearish (SMA10D < SMA1M)
Intermediate-term: Bearish (SMA1M < SMA3M)
Long-term: Bearish (SMA6M < SMA12M)
SMAs: Stock Price Trends
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Range10D
36.10
Range1M
70.35
Range3M
93.70
Volumes: Market Activity
Volume Averages
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Rel. volume
1.72
Price X volume
85.24M
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | 14.35 | 22.77 | Cheaper |
| Ent. to Revenue | 4.65 | 507.73 | Cheaper |
| PE Ratio | 8.27 | 22.59 | Cheaper |
| Price to Book | 0.99 | 2.81 | Cheaper |
| Dividend Yield | - | 1.06 | - |
| Std. Deviation (3M) | 41.94 | 38.98 | Par |
| Debt to Equity | 2.59 | 3.31 | Cheaper |
| Debt to Assets | 0.70 | 1.03 | Cheaper |
| Market Cap | 13.74B | 455.40B | Emerging |
