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The South Indian Bank Limited

SOUTHBANK | NSE

36.36

INR

2.14

6.25%

SOUTHBANK | NSE
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About The South Indian Bank Limited

Sector

Financial Services

Industry

Banks-Regional

Earnings date

30/06/2024

As of date

01/04/2026

Close

36.36

Open

35.88

High

37.20

Low

35.30

The South Indian Bank Limited provides various banking products and services in India. The company operates through Treasury Corporate/Wholesale Banking Retail Banking and Other Banking Operations segments. Its personal banking products and services include savings and current accounts term deposits and unclaimed deposits/inoperative accounts; personal car home gold educational property and other loans as well as one time settlement scheme for micro and small enterprises sector; and mutual funds. The company also offers insurance products such as life insurance health insurance and various credit risk insurance as well as general insurance products such as fire liability marine motor personal accident and travel insurance products. In addition it provides money transfer services; various cards; and value added services including SIB rewardz KYC certification of mutual fund investors SIB e-academia 3-in-one trading KIT green pin SIB feebook branch banking FX-retail NETC FASTag sovereign gold bonds credit and debit cards ATM cum shopping card mobile and Internet banking demat pension system online trading SIB collect PAN service agency cash management travel card direct debit tax payment and savings investments and safe deposit locker services as well as distributes capital gain bonds and tax free bonds. The company's NRI banking services comprise NRE and NRO rupee accounts and foreign currency deposits as well as portfolio investment schemes. Its business banking services include normal and premium accounts SIB merchant plus and trader smart current accounts; working capital long term non-fund based supply chain and SIB commercial vehicle loans; international finance; mortgage and business loans; and merchant acquiring services. The company has a network of branches and ATMs/CRMs. The South Indian Bank Limited was incorporated in 1929 and is headquartered in Thrissur India.

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SOUTHBANK | NSE

Risk
53.2
Sharpe
1.18
Luna's Score
63/100
Recommendation
Hold

Luna says (SOUTHBANK | NSE)

What's Working

Strength based on increasing price with high volume

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

High Short-term Volatility

Smallcap (300M - 2B USD)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

74.9%

1 month

53.2%

3 months

52.5%

6 months

52.0%

Returns

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Fundamental Ratios

PE

4.72

Fwd. PE

-

Price to book

0.70

Debt to equity

0.32

Debt to assets

0.03

Ent. to EBITDA

-

Ent. to rev.

1.80

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

95.96B

MarketCap(USD)

1.03B

Div. yield

1.20

Op. margin

36.05

Erngs. growth

-5.30

Rev. growth

7.70

Ret. on equity

14.69

Short ratio

-

Short perc.

-

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

4.39

Range1M

8.01

Range3M

13.46

Volumes: Market Activity

Volume Averages

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Rel. volume

1.22

Price X volume

774.92M

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  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue1.804.86Cheaper
PE Ratio4.7215.86Cheaper
Price to Book0.701.68Cheaper
Dividend Yield1.201.54Poor
Std. Deviation (3M)52.5028.13Riskier
Debt to Equity0.320.76Cheaper
Debt to Assets0.030.08Cheaper
Market Cap95.96B1,364.57BEmerging
  • 1

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