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SoFi Technologies Inc. Common Stock

SOFI | US

17.37

USD

-0.26

-1.47%

SOFI | US
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About SoFi Technologies Inc. Common Stock

Sector

Financial Services

Industry

Credit Services

Earnings date

30/06/2024

As of date

17/03/2026

Close

17.37

Open

17.72

High

18.26

Low

16.48

SoFi Technologies Inc. provides various financial services. It operates through three segments: Lending Technology Platform and Financial Services. The company offers lending and financial services and products that allows its members to borrow save spend invest and protect money. It also offers personal loans student loans home loans and related services. The company also operates Galileo a technology platform that offers services to financial and non-financial institutions and brokerage services as well as Technisys a cloud-native digital and core banking platform with financial services customers. In addition it offers checking and savings accounts; debit cards; and cash management products. Further the company provides SoFi Invest a mobile investment platform that provide its members access to trading and advisory solutions such as active investing robo-advisory and digital assets accounts. The company was founded in 2011 and is headquartered in San Francisco California.

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SOFI | US

Risk
42.2
Sharpe
0.64
Luna's Score
45/100
Recommendation
Sell

Luna says (SOFI | US)

What's Working

Largecap (10B - 200B USD)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Revenue Growth (> 10%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

High Current Volume and Negative 1-Day Return

High Market Beta (> 0.8)

High Short percentage (> 15%)

Weak Operating Margin (< 10%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

32.9%

1 month

42.2%

3 months

49.6%

6 months

58.8%

Returns

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Fundamental Ratios

PE

-

Fwd. PE

41.15

Price to book

1.78

Debt to equity

0.54

Debt to assets

0.10

Ent. to EBITDA

-

Ent. to rev.

5.91

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

18.52B

MarketCap(USD)

18.52B

Div. yield

-

Op. margin

2.72

Erngs. growth

-

Rev. growth

20.90

Ret. on equity

-1.97

Short ratio

4.38

Short perc.

17.91

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

3.00

Range1M

3.53

Range3M

13.38

Volumes: Market Activity

Volume Averages

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Rel. volume

2.21

Price X volume

2.78B

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
FirstCash IncFCFSCredit Services190.598.64B1.06%21.84100.94%
ORIX CorporationIXCredit Services30.566.98B0.56%10.270.00%
OneMain Holdings IncOMFCredit Services50.426.04B2.35%9.80655.60%
Credit Acceptance CorporationCACCCredit Services459.445.56B3.35%33.78382.44%
SLM CorporationSLMBPCredit Services74.5654.87B-1.00%34.68236.64%
Nelnet IncNNICredit Services128.044.64B-0.38%27.00290.45%
SLM CorporationSLMCredit Services19.844.31B-0.90%7.16236.64%
Enova International IncENVACredit Services137.213.62B2.33%14.47280.66%
BFHBFHCredit Services71.943.57B2.89%5.23149.97%
The Western Union CompanyWUCredit Services9.253.12B-0.05%7.27597.96%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Avery Dennison CorporationAVYBuilding Products & Equipment171.1113.78B-0.49%27.93140.74%
Dolby Laboratories IncDLBMedia - Diversified61.55.86B0.51%34.320.00%
FBINFBINBuilding Products & Equipment42.795.31B-2.64%25.57130.24%
Thor Industries IncTHORecreational Vehicles81.24.30B-2.86%23.4427.88%
Cinemark Holdings IncCNKMedia - Diversified26.763.27B1.40%27.93934.91%
LCI IndustriesLCIIRecreational Vehicles123.743.15B-1.18%25.8277.66%
VeriFone Systems IncPAYBuilding Products & Equipment25.093.12B2.12%102.462.10%
Polaris Industries IncPIIRecreational Vehicles53.452.98B2.79%14.48170.51%
Harley-Davidson IncHOGRecreational Vehicles17.512.30B-1.74%7.33218.58%
IMAX CorporationIMAXMedia - Diversified39.052.06B-0.36%54.26110.44%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-13.23-
Ent. to Revenue5.9111.29Cheaper
PE Ratio-18.44-
Price to Book1.783.87Cheaper
Dividend Yield-4.90-
Std. Deviation (3M)49.5945.36Par
Debt to Equity0.546.69Cheaper
Debt to Assets0.100.42Cheaper
Market Cap18.52B23.69BEmerging
  • 1

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