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Safety Insurance Group Inc

SAFT | US

76.11

USD

1.21

1.62%

SAFT | US
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About Safety Insurance Group Inc

Sector

Financial Services

Industry

Insurance-Property & Casualty

Earnings date

30/06/2024

As of date

23/04/2026

Close

76.11

Open

75.27

High

76.16

Low

75.11

Safety Insurance Group Inc. provides private passenger and commercial automobile and homeowner insurance in the United States. The company's private passenger automobile policies offer coverage for bodily injury and property damage to others no-fault personal injury coverage for the insured/insured's car occupants and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes including private passenger-type vehicles trucks tractors and trailers insure individual vehicles and commercial fleets; and homeowners policies which provide coverage for homes condominiums and apartments for losses to a dwelling and its contents from various perils and coverage for liability to others arising from ownership or occupancy. In addition the company offers business owners policies that cover apartments and residential condominiums restaurants office condominiums processing and services businesses special trade contractors and wholesalers. Further it provides personal umbrella policies which provide personal excess liability coverage over and above the limits of individual automobile watercraft and homeowner's insurance policies; and commercial umbrella and business owner policies as well as underwrites dwelling fire insurance for non-owner-occupied residences. Additionally the company offers inland marine coverage for homeowners and business owner policies and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group Inc. in April 2002. The company was founded in 1979 and is headquartered in Boston Massachusetts.

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SAFT | US

Risk
17.6
Sharpe
-0.07
Luna's Score
70/100
Recommendation
Buy

Luna says (SAFT | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Equity (< 0.25)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Revenue Growth (> 10%)

What's not Working

Smallcap (300M - 2B USD)

Weak Operating Margin (< 10%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

16.8%

1 month

17.6%

3 months

18.8%

6 months

19.8%

Returns

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Fundamental Ratios

PE

24.42

Fwd. PE

-

Price to book

1.54

Debt to equity

0.06

Debt to assets

0.02

Ent. to EBITDA

-

Ent. to rev.

1.23

PEG

1.31

Other Fundamentals

EBITDA

73.85M

MarketCap

1.13B

MarketCap(USD)

1.13B

Div. yield

4.27

Op. margin

7.92

Erngs. growth

-2.00

Rev. growth

17.60

Ret. on equity

6.35

Short ratio

2.64

Short perc.

1.48

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

3.38

Range1M

5.70

Range3M

10.80

Volumes: Market Activity

Volume Averages

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Rel. volume

0.88

Price X volume

5.96M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
United Fire Group IncUFCSInsurance-Property & Casualty39.961.01B1.78%14.2516.10%
Universal Insurance Holdings IncUVEInsurance-Property & Casualty35.181.00B3.17%6.9725.84%
Heritage Insurance Holdings IncHRTGInsurance-Property & Casualty27.97858.24M1.45%5.1657.79%
Sirius International Insurance Group LtdSGInsurance-Property & Casualty6.64757.91M-2.64%n/a66.13%
Amerisafe IncAMSFInsurance-Property & Casualty31.09592.83M3.77%17.350.00%
Donegal Group IncDGICAInsurance-Property & Casualty17.74583.15M1.95%64.707.23%
Global Indemnity LimitedGBLIInsurance-Property & Casualty27.8379.87M0.00%13.461.72%
Kingsway Financial Services IncKFSInsurance-Property & Casualty11.66324.28M-1.19%n/a235.88%
MBIA IncMBIInsurance-Property & Casualty6.03307.70M0.17%n/a-166.65%
NI Holdings IncNODKInsurance-Property & Casualty13.05269.46M0.00%n/a0.85%
  • 1

Diversifiers

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Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Allient Inc.ALNTElectronic Components73.41.24B2.21%16.3397.78%
Marcus & Millichap IncMMIReal Estate Services27.951.08B-1.06%n/a14.11%
Cricut Inc.CRCTComputer Hardware4.57988.80M-1.51%21.842.64%
Wallbox N.V.WBXElectronic Components2.91724.87M-3.00%n/a222.06%
LSI Industries IncLYTSElectronic Components22.67674.69M9.46%20.1426.54%
Comstock Mining IncLODEReal Estate Services3.26673.63M1.24%6.3814.37%
Kimball Electronics IncKEElectronic Components27.16673.19M-0.59%22.7854.55%
Corsair Gaming IncCRSRComputer Hardware6.39665.49M-1.24%n/a38.72%
LightPath Technologies IncLPTHElectronic Components14.62579.14M-0.20%n/a34.30%
The Real Brokerage Inc. Common SharesREAXReal Estate Services2.61516.14M-3.33%n/a0.00%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-13.50-
Ent. to Revenue1.238.10Cheaper
PE Ratio24.4220.51Par
Price to Book1.543.13Cheaper
Dividend Yield4.272.02Leader
Std. Deviation (3M)18.8434.69Lower Risk
Debt to Equity0.06-0.41Expensive
Debt to Assets0.020.14Cheaper
Market Cap1.13B16.13BEmerging
  • 1

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