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Safety Insurance Group Inc

SAFT | US

69.81

USD

-0.46

-0.65%

SAFT | US
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About Safety Insurance Group Inc

Sector

Financial Services

Industry

Insurance-Property & Casualty

Earnings date

30/06/2024

As of date

08/06/2026

Close

69.81

Open

70.60

High

70.60

Low

69.74

Safety Insurance Group Inc. provides private passenger and commercial automobile and homeowner insurance in the United States. The company's private passenger automobile policies offer coverage for bodily injury and property damage to others no-fault personal injury coverage for the insured/insured's car occupants and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes including private passenger-type vehicles trucks tractors and trailers insure individual vehicles and commercial fleets; and homeowners policies which provide coverage for homes condominiums and apartments for losses to a dwelling and its contents from various perils and coverage for liability to others arising from ownership or occupancy. In addition the company offers business owners policies that cover apartments and residential condominiums restaurants office condominiums processing and services businesses special trade contractors and wholesalers. Further it provides personal umbrella policies which provide personal excess liability coverage over and above the limits of individual automobile watercraft and homeowner's insurance policies; and commercial umbrella and business owner policies as well as underwrites dwelling fire insurance for non-owner-occupied residences. Additionally the company offers inland marine coverage for homeowners and business owner policies and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group Inc. in April 2002. The company was founded in 1979 and is headquartered in Boston Massachusetts.

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SAFT | US

Risk
18.7
Sharpe
-0.72
Luna's Score
63/100
Recommendation
Hold

Luna says (SAFT | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Equity (< 0.25)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Revenue Growth (> 10%)

What's not Working

Weakness based on declining price with high volume

High Short-term Volatility

Smallcap (300M - 2B USD)

Weak Operating Margin (< 10%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

19.9%

1 month

18.7%

3 months

19.2%

6 months

19.1%

Returns

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Fundamental Ratios

PE

24.42

Fwd. PE

-

Price to book

1.54

Debt to equity

0.06

Debt to assets

0.02

Ent. to EBITDA

-

Ent. to rev.

1.23

PEG

1.31

Other Fundamentals

EBITDA

73.85M

MarketCap

1.04B

MarketCap(USD)

1.04B

Div. yield

4.27

Op. margin

7.92

Erngs. growth

-2.00

Rev. growth

17.60

Ret. on equity

6.35

Short ratio

2.64

Short perc.

1.48

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

5.30

Range1M

5.97

Range3M

9.86

Volumes: Market Activity

Volume Averages

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Rel. volume

1.24

Price X volume

7.88M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Universal Insurance Holdings IncUVEInsurance-Property & Casualty36.571.04B-2.06%6.9725.84%
Sirius International Insurance Group LtdSGInsurance-Property & Casualty7.51857.21M1.21%n/a66.13%
Heritage Insurance Holdings IncHRTGInsurance-Property & Casualty21.53660.63M-2.84%5.1657.79%
Amerisafe IncAMSFInsurance-Property & Casualty31.49600.46M-0.66%17.350.00%
Donegal Group IncDGICAInsurance-Property & Casualty17.08561.46M-0.93%64.707.23%
Global Indemnity LimitedGBLIInsurance-Property & Casualty26.415360.94M-0.97%13.461.72%
NI Holdings IncNODKInsurance-Property & Casualty15.04310.55M1.14%n/a0.85%
MBIA IncMBIInsurance-Property & Casualty5.91301.58M-3.59%n/a-166.65%
Kingsway Financial Services IncKFSInsurance-Property & Casualty10.14282.00M0.20%n/a235.88%
James River Group Holdings LtdJRVRInsurance-Property & Casualty3.97150.18M0.51%3.8344.39%
  • 1

Diversifiers

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Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
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Corsair Gaming IncCRSRComputer Hardware8.69905.03M-3.55%n/a38.72%
Comstock Mining IncLODEReal Estate Services3.99824.47M1.53%6.3814.37%
Wallbox N.V.WBXElectronic Components2.86712.41M0.35%n/a222.06%
LSI Industries IncLYTSElectronic Components23.45697.91M3.99%20.1426.54%
Kimball Electronics IncKEElectronic Components25.34628.08M3.72%22.7854.55%
LightPath Technologies IncLPTHElectronic Components15.04595.78M0.74%n/a34.30%
FRP Holdings IncFRPHReal Estate Services23.54447.98M0.00%75.5042.65%
Syntec Optics Holdings Inc.OPTXElectronic Components11.91436.96M4.93%134.0078.54%
Methode Electronics IncMEIElectronic Components11.37400.74M0.00%n/a43.36%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-13.50-
Ent. to Revenue1.238.10Cheaper
PE Ratio24.4220.51Par
Price to Book1.543.13Cheaper
Dividend Yield4.272.02Leader
Std. Deviation (3M)19.1934.69Lower Risk
Debt to Equity0.06-0.41Expensive
Debt to Assets0.020.14Cheaper
Market Cap1.04B16.13BEmerging
  • 1

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