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Punjab National Bank

PNB | NSE

114.11

INR

0.37

0.33%

PNB | NSE
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About Punjab National Bank

Sector

Financial Services

Industry

Banks-Regional

Earnings date

30/06/2024

As of date

21/04/2026

Close

114.11

Open

114.20

High

115.18

Low

113.60

Punjab National Bank provides various banking and financial products and services in India. The company operates through Treasury Corporate/Wholesale Banking Retail Banking and Other Banking Operations segments. It offers personal banking products and services including saving fund accounts current accounts fixed deposit and capital gain account and gold monetization schemes; housing vehicle education personal and mortgage loans; and cards. The company also provides various micro small and medium enterprises schemes; banking products for government customers; agricultural banking services; corporate banking products and services consisting of loans against future lease rentals working capital financing and term loans; EXIM finance and cash management services as well as gold card schemes for exporters; and international banking products and services. In addition it offers insurance services such as life fire motor c theft/burglary fidelity guarantee personal accident health travel house hold goods etc.; and depository mutual fund merchant banking and application supported by blocked amount services. Further the company provides mobile banking SMS banking missed call e-statement ATM cash deposit machine passbook updating machine and electronic cheque deposit machine services as well as debit cards. It operates a network of branches in India; and branch in Dubai as well as representative offices in Bangladesh and Myanmar. The company was founded in 1895 and is headquartered in New Delhi India.

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PNB | NSE

Risk
46.8
Sharpe
0.62
Luna's Score
64/100
Recommendation
Hold

Luna says (PNB | NSE)

What's Working

Largecap (10B - 200B USD)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

What's not Working

High Short-term Volatility

High Market Beta (> 0.8)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

37.5%

1 month

46.8%

3 months

36.0%

6 months

30.3%

Returns

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Fundamental Ratios

PE

9.69

Fwd. PE

8.48

Price to book

1.04

Debt to equity

0.62

Debt to assets

0.04

Ent. to EBITDA

-

Ent. to rev.

3.42

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

1,311.45B

MarketCap(USD)

14.03B

Div. yield

1.46

Op. margin

43.17

Erngs. growth

195.90

Rev. growth

47.80

Ret. on equity

8.55

Short ratio

-

Short perc.

-

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

11.58

Range1M

15.39

Range3M

32.94

Volumes: Market Activity

Volume Averages

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Rel. volume

0.86

Price X volume

2.07B

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  • 1

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  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue3.424.86Cheaper
PE Ratio9.6915.86Cheaper
Price to Book1.041.68Cheaper
Dividend Yield1.461.54Par
Std. Deviation (3M)35.9728.13Riskier
Debt to Equity0.620.76Par
Debt to Assets0.040.08Cheaper
Market Cap1,311.45B1,364.57BPar
  • 1

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