Pioneer Savings Bank

Pioneer Bancorp Inc. operates as a holding company for Pioneer Savings Bank that provides various banking products and services in New York. The company accepts various deposit products such as demand savings and money market accounts as well as certificates of deposit accounts. Its loan products include commercial real estate commercial and industrial commercial construction one- to four-family residential real estate home equity and consumer loans; and home equity lines of credit. The company also invests in the U.S. governmental securities fixed rate collateralized mortgage obligations mortgage-backed securities fixed-rate investment grade bonds and equity securities. In addition the company offers personal and commercial insurance products including homeowners automobile and comprehensive business insurance; employee benefit products and services such as group health dental disability and life insurance products as well as defined contribution defined benefit administration and human resource management services; and wealth management services comprising investment advice retirement income planning estate planning business succession and employer retirement planning. The company was founded in 1889 and is based in Albany New York. Pioneer Bancorp Inc. operates as a subsidiary of Pioneer Bancorp MHC.