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OptimumBank Holdings Inc
OPHC | US
4.98
USD-0.03
-0.60%
OPHC | US
About OptimumBank Holdings Inc
Sector
Financial Services
Industry
Banks - Regional - US
Earnings date
30/06/2024
As of date
09/03/2026
Close
4.98
Open
5.01
High
5.09
Low
4.93
OptimumBank Holdings Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing savings money market NOW and time deposit accounts as well as certificates of deposit. The company also offers residential and commercial real estate multi-family real estate commercial land and construction loans; commercial loans are generally used for working capital purposes or for acquiring equipment inventory and furniture; and consumer loans for various purposes including purchases of automobiles recreational vehicles boats home improvements lines of credit personal and deposit account collateralized loans. In addition it provides debit and ATM cards; investment cash management notary and night depository services; and direct deposits money orders cashier's checks domestic collections and banking by mail as well as internet banking services. The company was founded in 2000 and is based in Fort Lauderdale Florida.
View LessOPHC | US
Risk
33.4
Sharpe
0.39
Luna's Score
64/100
Recommendation
Hold
Luna says (OPHC | US)
What's Working
Low 6-Month Volatility (<30%)
Low Market Beta (-0.4 to 0.8)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
Strong Revenue Growth (> 10%)
What's not Working
Price Below SMA10D
High Short-term Volatility
Microcap (<300M USD)
Volatility Signals
Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.
Risk Meter
10 days
33.0%1 month
33.4%3 months
29.9%6 months
25.3%Returns
Fundamental Ratios
PE
3.79
Fwd. PE
7.66
Price to book
0.51
Debt to equity
0.54
Debt to assets
0.05
Ent. to EBITDA
-
Ent. to rev.
2.69
PEG
-
Other Fundamentals
EBITDA
-
MarketCap
48.19M
MarketCap(USD)
48.19M
Div. yield
-
Op. margin
50.22
Erngs. growth
88.90
Rev. growth
72.20
Ret. on equity
12.68
Short ratio
0.51
Short perc.
0.15
Market Sentiment (SMA and Price signals)
Short-term: Bullish (SMA10D > SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
0.66
Range1M
0.76
Range3M
1.48
Volumes: Market Activity
Rel. volume
0.31
Price X volume
48.31K
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | -25.13 | - |
| Ent. to Revenue | 2.69 | 73.69 | Cheaper |
| PE Ratio | 3.79 | 18.44 | Cheaper |
| Price to Book | 0.51 | 3,795.44 | Cheaper |
| Dividend Yield | - | 3.11 | - |
| Std. Deviation (3M) | 29.88 | 32.77 | Par |
| Debt to Equity | 0.54 | 0.66 | Par |
| Debt to Assets | 0.05 | 0.08 | Cheaper |
| Market Cap | 48.19M | 2.81B | Emerging |
