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Midland States Bancorp Inc

MSBI | US

20.77

USD

-0.44

-2.07%

MSBI | US
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About Midland States Bancorp Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

09/03/2026

Close

20.77

Open

19.64

High

20.98

Low

19.64

Midland States Bancorp Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals businesses municipalities and other entities. It operates through Banking Wealth Management and Other segments. The company provides a range of financial products and services to consumers and businesses including commercial loans to finance agricultural equipment and production; and commercial real estate loans for owner occupied offices warehouses and production facilities office buildings hotels mixed-use residential and commercial facilities retail centers multifamily properties and assisted living facilities. In addition it offers construction and land development loans such as real estate investment properties and residential developments and lesser extent loans; and residential real estate loans which includes first and second mortgage loans and home equity lines of credit consisting of loans secured by first or second mortgages on primarily owner occupied primary residences. The company also provides consumer installment loans for the purchase of cars boats and other recreational vehicles as well as for the purchase of major appliances and other home improvement projects; and commercial equipment leasing programs for manufacturing construction transportation and healthcare industries. Further it offers deposit products including checking savings money market and certificates of deposit as well as sweep accounts; and trust and wealth management services such as financial and estate planning trustee and custodial investment management tax insurance and business planning corporate retirement plan consulting and administration and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham Illinois.

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MSBI | US

Risk
31.7
Sharpe
0.38
Luna's Score
40/100
Recommendation
Sell

Luna says (MSBI | US)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

High Short-term Volatility

Smallcap (300M - 2B USD)

High Debt to Equity (> 0.75)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

39.6%

1 month

31.7%

3 months

30.0%

6 months

38.1%

Returns

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Fundamental Ratios

PE

12.01

Fwd. PE

-

Price to book

0.76

Debt to equity

0.97

Debt to assets

0.10

Ent. to EBITDA

-

Ent. to rev.

4.48

PEG

2.20

Other Fundamentals

EBITDA

-

MarketCap

444.34M

MarketCap(USD)

444.34M

Div. yield

5.22

Op. margin

19.07

Erngs. growth

-76.70

Rev. growth

-22.00

Ret. on equity

6.75

Short ratio

2.14

Short perc.

1.14

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

3.96

Range1M

4.54

Range3M

5.03

Volumes: Market Activity

Volume Averages

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Rel. volume

1.08

Price X volume

2.79M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Sierra BancorpBSRRBanks - Regional - US33.5484.30M-0.86%12.1489.45%
Capital Bancorp IncCBNKBanks - Regional - US29.22482.90M0.03%10.4518.10%
Kearny Financial CorpKRNYSavings & Cooperative Banks7.42479.18M-0.27%n/a228.92%
Bar Harbor BanksharesBHBBanks - Regional - US31.3477.86M-0.95%11.3288.83%
Bridgewater Bancshares IncBWBBanks - Regional - US17.45477.26M-1.41%14.3186.57%
Financial Institutions IncFISIBanks - Regional - US30.73475.47M-0.16%8.1777.04%
First Foundation IncFFWMBanks - Regional - US5.76474.31M-1.37%51.13202.52%
Home Bancorp IncHBCPSavings & Cooperative Banks58.43471.50M-0.34%9.8774.07%
Farmers National Banc CorpFMNBBanks - Regional - US12.53470.83M0.00%11.17127.05%
Flushing Financial CorporationFFICSavings & Cooperative Banks15.24443.01M-0.97%18.21205.02%
  • 1

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Cosmos Group Holdings IncCOSGMedia - Diversified0.05114.65Mn/a-91.95%
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Reading International IncRDIBMedia - Diversified11.2488.17M-2.68%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment2.2332.59M0.90%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.4873.69Cheaper
PE Ratio12.0118.44Cheaper
Price to Book0.763,795.44Cheaper
Dividend Yield5.223.11Leader
Std. Deviation (3M)30.0232.77Par
Debt to Equity0.970.66Expensive
Debt to Assets0.100.08Expensive
Market Cap444.34M2.81BEmerging
  • 1

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