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Live Oak Bancshares Inc
LOB | US
33.55
USD-2.09
-5.86%
LOB | US
About Live Oak Bancshares Inc
Sector
Financial Services
Industry
Savings & Cooperative Banks
Earnings date
30/06/2024
As of date
06/03/2026
Close
33.55
Open
34.49
High
34.94
Low
33.28
Live Oak Bancshares Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals small businesses and professionals in North Carolina the United States. It operates in two segments Banking and Fintech. The company accepts various deposit products including noninterest-bearing demand as well as interest-bearing checking money market certificate of deposits savings and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition it provides settlement accounting and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors. The company was incorporated in 2008 and is headquartered in Wilmington North Carolina.
View LessLOB | US
Risk
45.8
Sharpe
0.18
Luna's Score
51/100
Recommendation
Hold
Luna says (LOB | US)
What's Working
Low Debt to Equity (< 0.25)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
Strong Revenue Growth (> 10%)
What's not Working
Negative Momentum (Declining Price)
Weakness based on declining price with high volume
Price Below SMA10D
High Short-term Volatility
Smallcap (300M - 2B USD)
High Market Beta (> 0.8)
Weak Sharpe Ratio (< 0.3)
Volatility Signals
Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.
Risk Meter
10 days
57.1%1 month
45.8%3 months
41.1%6 months
37.9%Returns
Fundamental Ratios
PE
20.22
Fwd. PE
-
Price to book
2.34
Debt to equity
0.12
Debt to assets
0.01
Ent. to EBITDA
-
Ent. to rev.
5.05
PEG
-
Other Fundamentals
EBITDA
-
MarketCap
1.51B
MarketCap(USD)
1.51B
Div. yield
0.24
Op. margin
34.09
Erngs. growth
51.30
Rev. growth
19.00
Ret. on equity
12.32
Short ratio
6.08
Short perc.
4.09
Market Sentiment (SMA and Price signals)
Short-term: Bearish (SMA10D < SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
7.73
Range1M
9.26
Range3M
10.36
Volumes: Market Activity
Rel. volume
1.05
Price X volume
10.39M
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 5.05 | 9.60 | Cheaper |
| PE Ratio | 20.22 | 20.95 | Par |
| Price to Book | 2.34 | 0.99 | Expensive |
| Dividend Yield | 0.24 | 2.87 | Poor |
| Std. Deviation (3M) | 41.12 | 37.27 | Par |
| Debt to Equity | 0.12 | 1.39 | Cheaper |
| Debt to Assets | 0.01 | 0.12 | Cheaper |
| Market Cap | 1.51B | 1.16B | Market Leader |
