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Horace Mann Educators Corporation

HMN | US

45.18

USD

-0.23

-0.51%

HMN | US
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About Horace Mann Educators Corporation

Sector

Financial Services

Industry

Insurance - Diversified

Earnings date

30/06/2024

As of date

20/04/2026

Close

45.18

Open

45.36

High

45.84

Low

45.07

Horace Mann Educators Corporation together with its subsidiaries operates as an insurance holding company in the United States. The company operates through Property & Casualty Life & Retirement and Supplemental & Group Benefits segments. Its Property & Casualty segment offers insurance products including private passenger auto insurance and residential home insurance; and provides auto coverages including liability and collision and property coverage for homeowners and renters. The Life & Retirement segment markets tax-qualified fixed fixed indexed and variable annuities; and internal revenue code for educator which allows public school employees and employees of other tax-exempt organizations such as not-for-profit private schools to utilize pretax income to make periodic contributions to a qualified retirement plan. Supplemental & Group Benefits segment offers employer-sponsored products including accident critical illness limited-benefit fixed indemnity insurance term life and short-term and long-term disability as well as worksite direct products such as supplemental heart cancer disability and accident coverage. The company was founded in 1945 and is headquartered in Springfield Illinois.

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HMN | US

Risk
17.3
Sharpe
0.50
Luna's Score
66/100
Recommendation
Buy

Luna says (HMN | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

What's not Working

Smallcap (300M - 2B USD)

Weak Operating Margin (< 10%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

16.5%

1 month

17.3%

3 months

21.1%

6 months

20.6%

Returns

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Fundamental Ratios

PE

18.76

Fwd. PE

-

Price to book

1.25

Debt to equity

0.45

Debt to assets

0.05

Ent. to EBITDA

-

Ent. to rev.

1.36

PEG

2.52

Other Fundamentals

EBITDA

158.20M

MarketCap

1.84B

MarketCap(USD)

1.84B

Div. yield

3.68

Op. margin

3.43

Erngs. growth

300.50

Rev. growth

8.90

Ret. on equity

7.05

Short ratio

2.23

Short perc.

2.41

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

2.77

Range1M

4.03

Range3M

4.62

Volumes: Market Activity

Volume Averages

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Rel. volume

0.55

Price X volume

3.67M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Goosehead Insurance IncGSHDInsurance - Diversified44.651.65B1.82%139.80399.51%
Watford Holdings LtdWTREInsurance - Diversified25.12280-0.23%n/a
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
IMAX CorporationIMAXMedia - Diversified35.951.89B2.45%54.26110.44%
WGSWGSHealth Information Services69.711.88B5.69%n/a60.84%
Omnicell IncOMCLHealth Information Services37.81.74B-1.25%n/a51.17%
CTS CorporationCTSElectronic Components54.821.66B-0.56%27.1917.62%
Preformed Line Products CompanyPLPCElectronic Components321.011.58B0.76%15.3611.33%
American Superconductor CorporationAMSCElectronic Components40.731.56B2.54%n/a2.95%
Babcock & Wilcox Enterprises IncBWElectronic Components16.541.52B-9.91%n/a-267.72%
Energizer Holdings IncENRElectronic Components20.471.47B-0.05%233.212689.63%
OUSTOUSTElectronic Components27.141.31B11.87%n/a39.55%
Allient Inc.ALNTElectronic Components73.441.24B-1.29%16.3397.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue1.362.39Cheaper
PE Ratio18.7627.89Cheaper
Price to Book1.2519.53Cheaper
Dividend Yield3.683.12Par
Std. Deviation (3M)21.1324.62Par
Debt to Equity0.450.72Cheaper
Debt to Assets0.050.09Cheaper
Market Cap1.84B87.31BEmerging
  • 1

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