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Generations Bancorp NY Inc

GBNY | US

14.99

USD

0

0%

GBNY | US
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About Generations Bancorp NY Inc

Sector

Financial Services

Industry

Banks-Regional

Earnings date

30/06/2024

As of date

21/04/2026

Close

14.99

Open

14.99

High

14.99

Low

14.99

Generations Bancorp NY Inc. operates as a holding company for Generations Bank that provides various banking products and services. The company accepts various deposit accounts including demand NOW money market savings and certificates of deposit accounts. It also provides one- to four-family residential real estate commercial real estate and multi-family consumer business manufactured home automobile student recreational vehicle construction and other consumer loans as well as home equity loans and lines of credit. In addition it invests in securities including corporate and municipal bonds issued by states local municipalities and schools in the northeastern United States; and mortgage-backed securities issued by the U.S. government sponsored entities and Federal Home Loan Bank stock as well as offers insurance and other financial products. It operates through primary office in Seneca Falls New York; and eight full-service branch offices and one drive-through facility located in Auburn Farmington Geneva Medina Phelps Union Springs and Waterloo New York. The company was founded in 1870 and is headquartered in Seneca Falls New York.

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GBNY | US

Risk
0.0
Sharpe
-0.35
Luna's Score
51/100
Recommendation
Hold

Luna says (GBNY | US)

What's Working

Positive Momentum

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

What's not Working

Microcap (<300M USD)

Weak Operating Margin (< 10%)

Declining Revenue (< 0%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

0.0%

1 month

0.0%

3 months

52.4%

6 months

32.4%

Returns

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Fundamental Ratios

PE

-

Fwd. PE

-

Price to book

0.98

Debt to equity

0.60

Debt to assets

0.05

Ent. to EBITDA

-

Ent. to rev.

6.84

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

33.60M

MarketCap(USD)

33.60M

Div. yield

-

Op. margin

-56.32

Erngs. growth

-92.00

Rev. growth

-31.70

Ret. on equity

-7.27

Short ratio

0.53

Short perc.

0.85

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

0.22

Range1M

0.28

Range3M

3.23

Volumes: Market Activity

Volume Averages

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Rel. volume

0.12

Price X volume

1.50K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Kentucky First Federal BancorpKFFBSavings & Cooperative Banks4.515636.52M1.70%n/a143.73%
Wheeler Real Estate Investment Trust IncWHLRDREIT-Retail35.8533.46M-1.65%n/a764.88%
First Bancorp of Indiana IncFBPISavings & Cooperative Banks13.792523.07M1.79%6.03401.13%
SuperCom LtdSPCBSecurity & Protection Services9.0317.80M0.44%0.14223.61%
Universal Security Instruments IncUUUSecurity & Protection Services5.9113.67M2.78%n/a52.12%
Knightscope Inc. Class A Common StockKSCPSecurity & Protection Services3.259.93M-5.52%n/a47.43%
VerifyMe IncVRMESecurity & Protection Services0.87089.04M-1.27%n/a21.32%
Carver Bancorp IncCARVSavings & Cooperative Banks1.7238.80M-2.66%n/a146.28%
LGMKLGMKSecurity & Protection Services0.67.12M36.36%n/a0.74%
Guardforce AI Co. Limited Ordinary SharesGFAISecurity & Protection Services0.52176.19M-6.82%n/a0.79%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Reading International IncRDIMedia - Diversified1.1933.59M-1.65%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment0.693910.14M-0.87%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue6.845.20Expensive
PE Ratio-18.83-
Price to Book0.981.20Par
Dividend Yield-3.13-
Std. Deviation (3M)52.4334.53Riskier
Debt to Equity0.600.42Expensive
Debt to Assets0.050.05Par
Market Cap33.60M5.12BEmerging
  • 1

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