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First Financial Bancorp

FFBC | US

30.82

USD

-0.03

-0.10%

FFBC | US
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About First Financial Bancorp

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

08/06/2026

Close

30.82

Open

30.99

High

31.21

Low

30.79

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio Indiana Kentucky and Illinois. The company accepts various deposit products such as interest-bearing and noninterest-bearing accounts time deposits and cash management services for commercial customers. It also provides real estate loans secured by residential property such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments shopping centers or office buildings; commercial and industrial loans for various purposes including inventory receivables and equipment; consumer loans comprising new and used vehicle loans second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition the company offers commercial financing to the insurance industry registered investment advisors certified public accountants indirect auto finance companies and restaurant franchisees. Further it provides a range of trust and wealth management services; and lease and equipment financing services. The company was founded in 1863 and is headquartered in Cincinnati Ohio.

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FFBC | US

Risk
20.8
Sharpe
1.18
Luna's Score
61/100
Recommendation
Hold

Luna says (FFBC | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

High Short-term Volatility

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

24.0%

1 month

20.8%

3 months

20.5%

6 months

24.9%

Returns

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Fundamental Ratios

PE

10.72

Fwd. PE

10.72

Price to book

1.08

Debt to equity

0.68

Debt to assets

0.09

Ent. to EBITDA

-

Ent. to rev.

4.91

PEG

1.71

Other Fundamentals

EBITDA

-

MarketCap

2.94B

MarketCap(USD)

2.94B

Div. yield

3.63

Op. margin

40.25

Erngs. growth

-7.20

Rev. growth

-1.70

Ret. on equity

10.35

Short ratio

3.83

Short perc.

2.37

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

1.58

Range1M

1.93

Range3M

5.27

Volumes: Market Activity

Volume Averages

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Rel. volume

0.97

Price X volume

25.45M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Bank of Hawaii CorporationBOHBanks - Regional - US76.723.05B-0.44%18.8346.75%
Washington Federal IncWAFDSavings & Cooperative Banks35.782.91B0.59%14.47137.89%
CVB Financial CorpCVBFBanks - Regional - US20.52.86B0.00%13.3099.09%
Park National CorporationPRKBanks - Regional - US173.512.80B0.27%20.9325.50%
SunTrust Banks IncSTIBanks - Regional - US28.952.73B-18.95%n/a-18.73%
Trustmark CorporationTRMKBanks - Regional - US44.342.71B0.43%150.7846.66%
Simmons First National CorporationSFNCBanks - Regional - US21.62.71B0.09%19.5653.14%
The Bancorp IncTBBKBanks - Regional - US54.232.66B0.22%15.2019.01%
Renasant CorporationRNSTBanks - Regional - US41.052.65B0.54%12.9028.09%
Seacoast Banking Corporation of FloridaSBCFBanks - Regional - US30.172.57B0.03%20.3125.76%
  • 1

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Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Pitney Bowes IncPBIBuilding Products & Equipment16.943.04B0.47%n/a-571.93%
VeriFone Systems IncPAYBuilding Products & Equipment20.532.56B-1.77%102.462.10%
Prestige Brands Holdings IncPBHMedical Distribution47.722.36B1.14%17.7465.62%
IMAX CorporationIMAXMedia - Diversified39.122.06B0.38%54.26110.44%
HNI CorporationHNIBuilding Products & Equipment31.371.48B0.74%22.1276.47%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment46.451.46B-3.21%51.6088.92%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment12.671.27B-1.02%n/a19.46%
Janus International Group Inc.JBIBuilding Products & Equipment4.94717.89M-3.14%11.62116.21%
The Marcus CorporationMCSMedia - Diversified20.35654.73M0.00%n/a83.32%
AMC Entertainment Holdings IncAMCMedia - Diversified1.8650.44M0.56%n/a-511.14%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue4.9173.69Cheaper
PE Ratio10.7218.44Cheaper
Price to Book1.083,795.44Cheaper
Dividend Yield3.633.11Par
Std. Deviation (3M)20.5532.77Lower Risk
Debt to Equity0.680.66Par
Debt to Assets0.090.08Par
Market Cap2.94B2.81BPar
  • 1

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