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Customers Bancorp Inc

CUBI | US

74.18

USD

0.31

0.42%

CUBI | US
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About Customers Bancorp Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

08/06/2026

Close

74.18

Open

74.29

High

75.06

Low

74.18

Customers Bancorp Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers and small and middle market businesses. The company provides deposit banking products which includes commercial and consumer checking non-interest-bearing and interest-bearing demand MMDA savings and time deposit accounts. Its lending business offers commercial and industrial commercial real estate and multifamily and residential mortgage loans; SBA lending and financing; specialty lending includes fund finance real estate specialty finance technology and venture healthcare and financial institutions group finance; commercial loans to mortgage companies and commercial equipment financing; and fund finance which includes secured and variable rate financing private equity funds and cash management services. In addition the company provides digital banking including Banking-as-a-Service to fintech companies payments and treasury services to businesses and consumer loans through fintech companies and the TassatPay an blockchain-based instant B2B payments platform which offers instant payments including over-the-counter desks exchanges liquidity providers market makers funds and other B2B verticals. Further it offers mobile phone and internet banking wire transfers electronic bill payment lock box remote deposit capture courier merchant processing cash vault controlled disbursements positive pay and cash management services such as account reconciliation collections and sweep accounts. The company was incorporated in 2010 and is headquartered in West Reading Pennsylvania.

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CUBI | US

Risk
31.7
Sharpe
1.22
Luna's Score
61/100
Recommendation
Hold

Luna says (CUBI | US)

What's Working

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Price Below SMA10D

High Short-term Volatility

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

33.5%

1 month

31.7%

3 months

28.2%

6 months

33.6%

Returns

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Fundamental Ratios

PE

6.28

Fwd. PE

-

Price to book

0.92

Debt to equity

0.77

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

3.80

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

2.35B

MarketCap(USD)

2.35B

Div. yield

-

Op. margin

48.38

Erngs. growth

19.40

Rev. growth

14.50

Ret. on equity

16.02

Short ratio

7.83

Short perc.

11.17

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

5.94

Range1M

6.51

Range3M

16.25

Volumes: Market Activity

Volume Averages

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Rel. volume

0.89

Price X volume

21.44M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Seacoast Banking Corporation of FloridaSBCFBanks - Regional - US30.172.57B0.03%20.3125.76%
TowneBankTOWNBanks - Regional - US34.12.52B-0.12%17.2716.82%
FB Financial CorporationFBKBanks - Regional - US52.922.47B-0.49%21.3828.18%
First BancorpFBNCBanks - Regional - US58.882.43B-0.66%15.827.61%
Hilltop Holdings IncHTHBanks - Regional - US37.162.41B-0.56%18.3363.73%
First Merchants CorporationFRMEBanks - Regional - US40.022.34B0.23%12.4553.06%
Enterprise Financial Services CorpEFSCBanks - Regional - US61.822.31B0.77%11.6423.50%
Banner CorporationBANRBanks - Regional - US64.82.23B-0.09%13.962.36%
Merchants BancorpMBINBanks - Regional - US48.172.20B1.39%6.8661.88%
NBT Bancorp IncNBTBBanks - Regional - US46.242.18B-0.37%17.7932.56%
  • 1

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Prestige Brands Holdings IncPBHMedical Distribution47.722.36B1.14%17.7465.62%
IMAX CorporationIMAXMedia - Diversified39.122.06B0.38%54.26110.44%
HNI CorporationHNIBuilding Products & Equipment31.371.48B0.74%22.1276.47%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment46.451.46B-3.21%51.6088.92%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment12.671.27B-1.02%n/a19.46%
Janus International Group Inc.JBIBuilding Products & Equipment4.94717.89M-3.14%11.62116.21%
The Marcus CorporationMCSMedia - Diversified20.35654.73M0.00%n/a83.32%
AMC Entertainment Holdings IncAMCMedia - Diversified1.8650.44M0.56%n/a-511.14%
Latham Group Inc.SWIMBuilding Products & Equipment5.38621.80M1.89%65.1877.00%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA--25.13-
Ent. to Revenue3.8073.69Cheaper
PE Ratio6.2818.44Cheaper
Price to Book0.923,795.44Cheaper
Dividend Yield-3.11-
Std. Deviation (3M)28.1832.77Par
Debt to Equity0.770.66Par
Debt to Assets0.060.08Par
Market Cap2.35B2.81BPar
  • 1

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