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Cholamandalam Investment and Finance Company Limited

CHOLAFIN | NSE

1,589.20

INR

19.90

1.27%

CHOLAFIN | NSE
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About Cholamandalam Investment and Finance Company Limited

Sector

Financial Services

Industry

Credit Services

Earnings date

31/03/2024

As of date

21/04/2026

Close

1,589.20

Open

1,578.00

High

1,594.40

Low

1,572.20

Cholamandalam Investment and Finance Company Limited operates as a non-banking finance company in India. The company operates through Vehicle Finance Loans Loan Against Property Home Loans and Other loans segments. It's vehicle finance includes two wheeler commercial vehicle tractor car and multi utility vehicle and construction equipment loans; loans against properties comprising grow and expand business loans loans for purchasing or modernizing plant and machinery loans; and balance transfer of existing loans; and home loans including loans for the self-construction purchase of resale ready to occupy homes and balance transfer facility for existing home loans. In addition the company offers small and medium sized enterprise loans which includes secured term loan supply chain and equipment finance loan against shares and employee stock options financing; and rural and agri loans including loans for purchase of tractor and farming equipment. It also provides wealth management services such as mutual funds stock and derivatives internet broking Demat services exchange traded funds and bonds. Further the company offers secured business and personal loans including secured business loan with self-occupied residential property or commercial-cum-residential property; and consumer and small enterprise loans such as personal professional and business loans. It also provides online payment gateway services for e-commerce businesses and e-commerce solutions; and Payswiff an omni channel payment transaction solution. The company was incorporated in 1978 and is based in Chennai India.

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CHOLAFIN | NSE

Risk
57.5
Sharpe
0.18
Luna's Score
52/100
Recommendation
Hold

Luna says (CHOLAFIN | NSE)

What's Working

Largecap (10B - 200B USD)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

What's not Working

High Short-term Volatility

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

High Debt to Asset (> 0.45)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

59.4%

1 month

57.5%

3 months

41.7%

6 months

35.3%

Returns

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Fundamental Ratios

PE

33.33

Fwd. PE

21.28

Price to book

6.25

Debt to equity

6.86

Debt to assets

0.86

Ent. to EBITDA

-

Ent. to rev.

23.74

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

1,335.42B

MarketCap(USD)

14.29B

Div. yield

0.14

Op. margin

52.36

Erngs. growth

30.50

Rev. growth

42.90

Ret. on equity

20.15

Short ratio

-

Short perc.

-

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

220.60

Range1M

306.20

Range3M

477.30

Volumes: Market Activity

Volume Averages

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Rel. volume

0.26

Price X volume

973.46M

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Kalyan Jewellers India LimitedKALYANKJILLuxury Goods415.1434.88B-0.57%119.93107.10%
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  • 1

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  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-22.77-
Ent. to Revenue23.74507.73Cheaper
PE Ratio33.3322.59Expensive
Price to Book6.252.81Expensive
Dividend Yield0.141.06Poor
Std. Deviation (3M)41.6638.98Par
Debt to Equity6.863.31Expensive
Debt to Assets0.861.03Par
Market Cap1,335.42B455.40BMarket Leader
  • 1

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