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BayFirst Financial Corp. Common Stock

BAFN | US

5.71

USD

-0.61

-9.65%

BAFN | US

About BayFirst Financial Corp. Common Stock

Sector

Financial Services

Industry

Banks-Regional

Earnings date

30/06/2024

As of date

09/03/2026

Close

5.71

Open

6.25

High

6.34

Low

5.54

BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for businesses and individuals. The company offers checking savings NOW and money market deposit accounts as well as certificates of deposit and individual retirement account; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development working capital and business loans; auto boat and recreational vehicle loans; and personal lines of credit and home equity lines of credit. In addition the company offers mobile and online banking treasury management cash management merchant processing remote deposit capture night depositor online bill payment courier retail investment and other services. It operates full-service office locations in St. Petersburg Seminole Pinellas Park Clearwater Sarasota Tampa and Belleair Bluffs Florida. The company was formerly known as First Home Bancorp Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in Saint Petersburg Florida.

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BAFN | US

Risk
69.8
Sharpe
-1.13
Luna's Score
37/100
Recommendation
Sell

Luna says (BAFN | US)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

What's not Working

Negative Momentum (Declining Price)

Price Below SMA10D

High Short-term Volatility

Microcap (<300M USD)

High Market Beta (> 0.8)

Weak Operating Margin (< 10%)

Declining Revenue (< 0%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

71.3%

1 month

69.8%

3 months

53.7%

6 months

52.8%

Returns

Fundamental Ratios

PE

13.89

Fwd. PE

-

Price to book

0.67

Debt to equity

0.65

Debt to assets

0.05

Ent. to EBITDA

-

Ent. to rev.

1.68

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

23.61M

MarketCap(USD)

23.61M

Div. yield

2.33

Op. margin

8.43

Erngs. growth

-59.00

Rev. growth

-2.40

Ret. on equity

5.61

Short ratio

2.27

Short perc.

0.51

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

Range10D

1.58

Range1M

2.90

Range3M

2.94

Volumes: Market Activity

Rel. volume

0.95

Price X volume

71.79K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
First Bancorp of Indiana IncFBPISavings & Cooperative Banks13.4622.51M3.54%6.03401.13%
SuperCom LtdSPCBSecurity & Protection Services8.216.17M2.50%0.14223.61%
Universal Security Instruments IncUUUSecurity & Protection Services5.412.49M6.09%n/a52.12%
Knightscope Inc. Class A Common StockKSCPSecurity & Protection Services3.9111.95M0.51%n/a47.43%
VerifyMe IncVRMESecurity & Protection Services0.94949.86M-4.10%n/a21.32%
LGMKLGMKSecurity & Protection Services0.79919.48Mn/a0.74%
Carver Bancorp IncCARVSavings & Cooperative Banks1.5397.86M2.60%n/a146.28%
Guardforce AI Co. Limited Ordinary SharesGFAISecurity & Protection Services0.58656.96M-3.38%n/a0.79%
Digital Ally IncDGLYSecurity & Protection Services0.93813.62M-1.26%n/a496.38%
BIO-key International IncBKYISecurity & Protection Services0.621.87M-5.70%n/a-214.90%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
No data

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue1.685.20Cheaper
PE Ratio13.8918.83Cheaper
Price to Book0.671.20Cheaper
Dividend Yield2.333.13Poor
Std. Deviation (3M)53.7134.53Riskier
Debt to Equity0.650.42Expensive
Debt to Assets0.050.05Par
Market Cap23.61M5.12BEmerging
  • 1

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