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AU Small Finance Bank Limited

AUBANK | NSE

1,043.20

INR

5.30

0.51%

AUBANK | NSE
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About AU Small Finance Bank Limited

Sector

Financial Services

Industry

Banks-Regional

Earnings date

31/03/2024

As of date

22/04/2026

Close

1,043.20

Open

1,037.00

High

1,054.40

Low

1,032.05

AU Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury Retail Banking Wholesale Banking and Other Banking Operations segments. It provides saving current salary fixed recurring and COVID shield deposit accounts as well as debit and credit cards and locker services. The company also offers car two-wheeler commercial vehicle personal tractor home gold construction equipment business agriculture and working capital loans. In addition it provides life health general and motor insurance; mutual funds and national pension system; overdraft cash credit bank guarantee and letters of credit; and internet and mobile banking collection and receivables and payment and other merchant payment services. Further the company provides government banking services to central government state governments central and state public sector undertakings boards defense urban local bodies and other government departments. It operates bank branches correspondents banking outlets business correspondents and ATMs. The company was formerly known as AU Financiers (India) Limited and changed its name to AU Small Finance Bank Limited in May 2017. The company was incorporated in 1996 and is headquartered in Jaipur India.

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AUBANK | NSE

Risk
52.3
Sharpe
2.72
Luna's Score
69/100
Recommendation
Buy

Luna says (AUBANK | NSE)

What's Working

Positive Momentum

Low Debt to Asset (< 0.2)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

Strong Sharpe Ratio (> 1.2)

What's not Working

High Short-term Volatility

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

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10 days

45.6%

1 month

52.3%

3 months

38.7%

6 months

31.1%

Returns

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Fundamental Ratios

PE

28.65

Fwd. PE

26.81

Price to book

4.05

Debt to equity

0.44

Debt to assets

0.05

Ent. to EBITDA

-

Ent. to rev.

7.21

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

779.57B

MarketCap(USD)

8.31B

Div. yield

0.15

Op. margin

31.16

Erngs. growth

16.80

Rev. growth

40.50

Ret. on equity

13.04

Short ratio

-

Short perc.

-

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

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Range10D

135.95

Range1M

222.75

Range3M

222.75

Volumes: Market Activity

Volume Averages

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Rel. volume

0.84

Price X volume

2.14B

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Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue7.214.86Expensive
PE Ratio28.6515.86Expensive
Price to Book4.051.68Expensive
Dividend Yield0.151.54Poor
Std. Deviation (3M)38.6728.13Riskier
Debt to Equity0.440.76Cheaper
Debt to Assets0.050.08Cheaper
Market Cap779.57B1,364.57BEmerging
  • 1

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